Condo Unit Or House & Lot?

[artgonsalves35]

House and Lot, you can do whatever you want! Kahit maghubad ka pa sa garahe mo.

[spikeman26]

house and lot is a priority khit sa outskirts ng metro manila ok lang.. pero if the work is in the heart of the city, condo, kasi para di mahirap yung magtravel. saka it can be an investment

[mukai]

House and Lot for sure. yung condo pwedeng ipa-demolish yung building anytime.

[tatlongbetlog]

House and lot. I have large dogs.

[Staymelo]

Saving up for a condo.

 

I already have a house and lot. Yung condo para lang malapit sa workplace.

[hustleroph]

Condo but not for living for passive income, im renting right now with 3 condos in baguio giving me roughly 90k a month.. saka na ko mag house and lot kapag may asawa nalol.

[MRROUGHSEX]

used to live in a house in the suburbs in QC, took us 2 hours or more to get to Makati due to traffic then; now baka 3 hours na yun.

moved to a condo closer to Makati, but still in QC, closer pa rin sa school ng kids; less travel time, more convenient, safer too, lock and go.

may move to makati by next year, so we'll see if it is a house or a condo there.

we'll move the kids there, para dun na lang kami, traffic is getting really bad.

 

Buendia pa lang e 2 oras na haha

Condo but not for living for passive income, im renting right now with 3 condos in baguio giving me roughly 90k a month.. saka na ko mag house and lot kapag may asawa nalol.

Very nice. Yan din gus2 ko business in 2 years time. Pero 1 unit lang afford ko.

[Cucunat]

House & Lot nalang Condo tumba after 50 years

[ultraviolence]

House and lot syempre.

[M Corleone]

Personally, a house and lot is a better and wiser investment since it lasts for generations and while time passes by, its value appreciates. You can buy low and sell high sa house and lot.

 

A condo unit, on the other hand, depreciates as time passes by. True, it can be a great source of passive income but only when you have some extra money to spend -- mahirap mamumuhunan sa condo unit lalo na kung di naman kalakihan yung sahod. Plus, may lifetime ang pagkuha ng condominium units. Ownership doesn't even pass to you even if ang laki ng binayaran mo. Here, you're just a mere lessee and ownership is retained by the developer -- that's why may 50-year period sa contract. So in the end, wala ding mapapasayo.

 

Just my two cents.

[chessboxin]

condos used to be nice due to its location in prime areas, however the traffic crisis has made the "prime location" a huge disadvantage, unless of course you work near your condo. If you have tried living in Ortigas, Makati or BGC (and you work elsewhere), it's as if you're locked out of your own house during the weekdays.

 

that said, pag least headaches lang ang paguusapan, nothing beats a condo. There are no floors to fix, pests to control, roofs to fix, security investments to make. The association dues is nothing compared to what you'll be spending for house repairs in the long term.

 

ang annoying lang talaga sa condo ay yung privacy. Tama yung nabasa ko na may maririnig ka na lang na magasawang nagaaway, anak na umiiyak o asong tumatahol. Madalas din na hindi wholesome ang environment for raising a family. Kahit sa mamahaling condos ganyan. May mga magandang single woman na nakatira magisa tapos may bumibisita lang na guy once in a while na di niya asawa, tapos makikita ng mga anak mo. Hindi naman yun maganda. May mga nagbabahay ng mistress, mga guests ng kapitbahay na may questionable lifestyle, nagiinuman na yuppies etc.

[Freddie C.]

condo deteriorates after some years. the value will not increase.

 

lupa pa rin kaso malalayo na ang lupain sa kabihasnan

[F-16]

Bahay at lupa parin, atleast sayo talaga ng buong buo ang condo mag ipapa demolish overtime magkaka issue at problema ka pa dahil isang unit lang naman yung sayo dun.

[olrac3184]

bahay at lupa =)

[cyrax001]

house and lot pa rin

[My Boo]

house and lot

[MRROUGHSEX]

Personally, a house and lot is a better and wiser investment since it lasts for generations and while time passes by, its value appreciates. You can buy low and sell high sa house and lot.

 

A condo unit, on the other hand, depreciates as time passes by. True, it can be a great source of passive income but only when you have some extra money to spend -- mahirap mamumuhunan sa condo unit lalo na kung di naman kalakihan yung sahod. Plus, may lifetime ang pagkuha ng condominium units. Ownership doesn't even pass to you even if ang laki ng binayaran mo. Here, you're just a mere lessee and ownership is retained by the developer -- that's why may 50-year period sa contract. So in the end, wala ding mapapasayo.

 

Just my two cents.

 

"A condo unit, on the other hand, depreciates as time passes by" -- I have yet to see a condo depreciate in value over time. You are more likely to have depreciation in H&L if the builder is not good. (for example, an owner who likes to build his home using his own hands thinking he can do it but does a poor job).

 

"may lifetime ang pagkuha ng condominium units" - Only for some of them, like in your example. But most condos are owned outright. Houses may are also be built on leased lands, up to 50 years. So, essentially, it's not what structure is on the land that matters but what the lot contract is about.

[MRROUGHSEX]

ang annoying lang talaga sa condo ay yung privacy. Tama yung nabasa ko na may maririnig ka na lang na magasawang nagaaway, anak na umiiyak o asong tumatahol. Madalas din na hindi wholesome ang environment for raising a family. Kahit sa mamahaling condos ganyan. May mga magandang single woman na nakatira magisa tapos may bumibisita lang na guy once in a while na di niya asawa, tapos makikita ng mga anak mo. Hindi naman yun maganda. May mga nagbabahay ng mistress, mga guests ng kapitbahay na may questionable lifestyle, nagiinuman na yuppies etc.

 

haha lalo na pag ikaw yung nakikita ng mga anak na bumibisita

[MRROUGHSEX]

Eto me pegs na, delineating property boundaries.

 

It's a small community on top of a hill. We are like-minded people who want to live off-grid, away from the bustling city life and into simple living, nature and wilderness. Animals found range from small creatures like rabbits and possums to medium creatures like coyotes and deers to big creatures like jaguars and bears.

 

Edited January 7, 2018 by MRROUGHSEX

[MRROUGHSEX]

My lot is on by the cliffs LOL. Living off-grid and living on the edge, literally and figuratively.

 

Nagsisimula na landscaping.

 

 

 

[chessboxin]

yep condo units don't usually depreciate. What depreciates is the structure, but the increase in the lot price makes up for it. End result is that your condo has a higher value over a few decades, but most likely not as high as say a lot you own outright.

 

so yes, land is better than condo because the rate of appreciation is higher and faster, but buying a condo isn't bad. It's only bad if you paid a ridiculous amount of interest to buy it, only to have it vacant 6 out of 12 months a year. Pinaka maganda pa rin pag gagamitin mo ung condo as a primary residence

[Invader2]

Condo

[gentlemanyak0106]

house and lot, lalo na kapag malayo sa city life... iba talaga ang nasa nature...

 

kudos to ur lot sir.. maganda tingnan.. hope u build ur dream house

[thatHelmetGuy11]

house and lot parin po. personally tingin ko ang advantage lang nmn ng condo e nsa siyudad kna mismo. pero if you have the means na rin lang nmn e maginvest na s bahay at lupa. go buy a parcel of land sa manila or sang urban area if you can. probinsya nga kahit sa mejo malayo nklocate e ok na ok na. hehe

[jasonbourne01]

House & Lot