MRROUGHSEX

My 2026 Monthly cost of Living budget na P18K.

Ngayon ok lang yung 1x a month. Pero pagtuntong ko ng 56, gawin ko ng 2x a month. 😁

Simple life is the best. Di na kelangan ng passion or money. Basta me pambayad lang ng bills tapos pampa-spa every 2 months, ok na.

Or you need a condo with more lifts per units.

Problema kasi dyan active na ulit si Taal. Yung sulfuric gasses nalalanghap results to lung diseases.

Ang gus2 ko lang yung cermeony sa church but not having to file to city hall. Walang sinabi si Jesus na i-file nyo yan sa city hall at me mga legalities. What God put together let no man put asunder. Yan ang sabi sa Bibliya. Mas legal ang Diyos kesa sa mga tao na "nag-lelegitimize raw ng kasal via certificates for a fee."

Kids lang kelangan para immortality. 1 or 2 kids, 3 pushing it but no more than 3.

Pero pwede naman pwersahin yan. Gayahin ang ibang bansa na me retirement account na invested sa US stocks. I-prioritize dapat yan ng president.

More pics pa. Very nice. Contribue din ako sa next time mag thera ako.

Now is the time for me to do it. Taken cared of na responsibilities with kids, car, mortgage, EF, and some retirement savings. I can take some risks. Single naman ako so no moral prob.

Kurakot dito kurakot duon

Nagstart ako room for rent lang around Makati. Yung isang sakay lang ng jeep. Ginawa ko yan for 12.5 years, habang nag-iipon ng 10%. This was 1994-2006. Nag start ng P2.5K per month in 1994 then naging P4K in 2006. Pero by that time, nakaipon na ko ng 33% pang down payment sa studio condo na malapit sa work. Natapos ko yung condo payment ng around 12 years pa (2006 to 2018). So Ok lang mag-start P40K kasi after 12 years baka nasa P80K na yan. Maghanap ka lang ng room for rent na P5K per month, tapos mag-save ka ng P120K-150K per year. For 12 years. mga nasa P2M na yan. You can then buy a studio unit say P6M. with DP of P2M and loam mo is P4M. Then in another 12 years bayad mo na yang P4M.

May suswertehing thera na ma-iinlove sa akin one of these days. Sa kin kasi, I respect their job. I'm mature about it. Tapos, walang problema with my family. I am not that close naman sa kanila as they have their own lives na. Bunso ako so wala ng inaalagaan. We can buy our own condo proportionately with the deed in both our names para fair. Hindi yung sa lalaki lang nakapangalan. I'm okay for her to continue working as thera to pay for her part, or if she wants to leave and do something else, pwede din. What she wants I can accommodate. Napapansin ko kasi pag niloko ng guy si girl, after 5 years of sexing her up for free, palalayasin kasi sa kanya yung place. Right now, just still enjoying my freedom. But I'm also thinking of being emotionally attached after 3 years. Target ko yan dati pa...enjoy muna with different flavors then settle down. Time-ingan din kasi kelangan with clients like me. At least with me, I pay and don't fool theras like many do just to get free. Check the thread here about how to stop MP addiction and you'll find many writing about finding a girl just for sex so that one does not have to pay. To them, it's a game to play. Sad for the girls but true. Hindi ako ganun. I'd rather pay now and love later when I'm ready para fare sa lahat ng girls. So marami na akong pinalampas kasi hindi pa ako ready. Mabilis ang turnover ng girls sa industry, yung lang ang downside. Pabago-bago ng regulars. Ideally kasi, me regular ako and then gawin kong true GF after 3 years.

Ako naman, nag-rent for the most part of my young life in Makati para short jeep ride lang sa work. Tumira ako sa San Andres Bukid, then sa Palanan. Pag sobrang traffic niIlalakad ko na lang pauwi. Mga 2 miles of walk pero excersice na rin. Yan siguro dahilan kaya namaintain ko katawan. Then, nung nakaipon na pangdownpayment, bumili ako ng condo walking distance sa work. Under 5 minutes of walk lang. Dun na nagsimulang maging masarap ang buhay. Studio lang sya na kinonvert ko sa 1BR. Yung pamasahe ko dati napunta sa pambayad ng mortgage. Best of all, angsarap tumira d2. 1 mile 20-minute stroll to Greenbelt kada Linggo. Simba muna sa Greenbelt chapel, then punta sa Sunday Food Market, then gala na sa Greenbelt. The Legazpi Village is like a ghost town sa weekends at gabi. Sarap din mag-aimless walk just around the village.

Very nice income! Congrats! Walang masama sa plans mo, basta masaya ka, yan ang key. Kasi pag di na masaya at stressed ka, babalik din yung pera sa gastos sa ospital at duktor. Wag ka lang pasilaw sa salapi. 200-300K a month is already too much. If I were you, I'd relax and get some spa. Marami kasi nagiging slave to money, lalo na sa FIRE. They die with all the money in the bank. Kelangan balanse buhay. Only 1 life to live and that life is short.