MRROUGHSEX

When I got fired sa job in 2000, when I failed Law on Negotial Instruments in college, saka when I failed English sa HS. Those are my 3 failures in life.

I opened this year a new account. Track ko progress dito. Today's balance: P3,123.

Sure, if we like each other, basta wala pang kids.

My 2026 Monthly cost of Living budget na P18K.

Ngayon ok lang yung 1x a month. Pero pagtuntong ko ng 56, gawin ko ng 2x a month. 😁

Simple life is the best. Di na kelangan ng passion or money. Basta me pambayad lang ng bills tapos pampa-spa every 2 months, ok na.

Or you need a condo with more lifts per units.

Problema kasi dyan active na ulit si Taal. Yung sulfuric gasses nalalanghap results to lung diseases.

Ang gus2 ko lang yung cermeony sa church but not having to file to city hall. Walang sinabi si Jesus na i-file nyo yan sa city hall at me mga legalities. What God put together let no man put asunder. Yan ang sabi sa Bibliya. Mas legal ang Diyos kesa sa mga tao na "nag-lelegitimize raw ng kasal via certificates for a fee."

Kids lang kelangan para immortality. 1 or 2 kids, 3 pushing it but no more than 3.

Pero pwede naman pwersahin yan. Gayahin ang ibang bansa na me retirement account na invested sa US stocks. I-prioritize dapat yan ng president.

More pics pa. Very nice. Contribue din ako sa next time mag thera ako.

Now is the time for me to do it. Taken cared of na responsibilities with kids, car, mortgage, EF, and some retirement savings. I can take some risks. Single naman ako so no moral prob.

Kurakot dito kurakot duon

Nagstart ako room for rent lang around Makati. Yung isang sakay lang ng jeep. Ginawa ko yan for 12.5 years, habang nag-iipon ng 10%. This was 1994-2006. Nag start ng P2.5K per month in 1994 then naging P4K in 2006. Pero by that time, nakaipon na ko ng 33% pang down payment sa studio condo na malapit sa work. Natapos ko yung condo payment ng around 12 years pa (2006 to 2018). So Ok lang mag-start P40K kasi after 12 years baka nasa P80K na yan. Maghanap ka lang ng room for rent na P5K per month, tapos mag-save ka ng P120K-150K per year. For 12 years. mga nasa P2M na yan. You can then buy a studio unit say P6M. with DP of P2M and loam mo is P4M. Then in another 12 years bayad mo na yang P4M.