money Stock Market

[scooby91]

I have a BPI Trade account. commission is just 1/4 of 1 %. all you need to do is have a savings or checking account with bpi then apply online. that easy

i'm planning to open a BPI Trade accct also... is this really better than having a broker?

what are the details on reqd min balance for this account?

[Dr_PepPeR]

used to work with ETRADE.

 

i started investing in mutual funds - because it poses the lowest risk.

 

 

With respect to the risk, not necessarily the lowest risk. Most of the time, with pooled funds like Mutual Funds and UITFs, the risk to the investor is primarily on the assets held by the fund and the institution that manages it.

[scooby91]

Anyone here using or has an account with CITISEC (online stock trading)?

I just would like to get some feedback. (are they better than BPI Trade or the regular broker?)

What are some pros/cons? Thanks in advance.

 

Cheers!

[scooby91]

Problem with investing abroad is that you add another variable = FX gain or loss during the conversion. My basic approach is to always lessen the variables.

 

It you have the time to spare, you can try citiseconline. It gives you several leads based on their research.

 

Im am planning to open an account with citisec. Any feedback pls on their service? Is it better than bpi trade? any re-curring server problems, bad experience?

[Grimace]

Tax is an area where you may well need to take professional advice if your investments are anything other than basic. Citisec, as far as ive heard is a new launched online company...i need to research that although investing abroad is lucrative, i prefer try investing in bonds.

 

Ive noticed that people have a general idea- such as associating stocks more with risk and bonds more with safety, but thats about the extent of it. While both are types of investments which can earn you money, they are different as night and day in terms of the potential risks and rewards.

 

When you buy a share of stock, you are actually taking ownership in the company in which you are investing. For example, consider the hypothetical example of AJs Fast Food Palace. If it were a publicly traded company divided into 1 million shares and you bought 1,000 of them, youd be a .01% shareholder of the Fast Food Palace. As a result, youd share in both the profits and losses of the company throughout the years. Youd probably want to pay attention to news that affects both the Fast Food market and the economy in general. One of the potential risks in buying 1,000 shares of the Fast Food Palace is that it will experience some sort of problem, such as people realizing fast food is very unhealthy. If this news was publicized enough, less people might come into the stores. This could potentially decrease the companys revenues and, ultimately, the stock price would decline. The opposite would be if my food became so popular that every airport in the United States decided to put a Fast Food Palace inside. This would be incredible news for shareholders because it would generate much more foot traffic, higher revenues, and higher profits.

 

A bond does not represent ownership in a corporation. Lets say Ajs Food Palace wanted to raise money to open 10 more stores, but they didnt want to divide up the company any further. They might sell bonds instead of issuing stock. Rather than owning a piece of the company, the bondholder becomes a creditor of Ajs Food Palace who will be paid back over the life of the bond. The difference is that the return you will earn on your money as a bondholder is generally a fixed percentage such as 5% or 7% annually. If the bond lasts for 10 years, you will get interest each year for the 10 years, and then your principal investment returned to you at expiration date. If you buy a bond from a small, risky company, there is the possibility that the company will go under and youll never see some of your interest payments or principal investment ever again. This is rare however, and its more likely, in the short term, to lose money in the stock market than the bond market.

Which is better investment? Well, it totally depends on where you are in life and what your tolerance for risk is. Id rather own something for a period of years in hope for growth, then lend somebody $20 and know Im getting $25 back in 5 years. Thus, I would probably consider myself more of a stock investor. However, the bondholder may very well feel safer and more secure with his/her investment choice. The ideal long-term portfolio would probably have a little bit of each.

 

Many people dont understand the differences between stocks and bonds. It occurred to me recently that even those who invest in these types of securities through either personal investment accounts or retirement plans cant really articulate what the differences are.

Edited March 26, 2007 by Grimace

[magnus]

^i have bpi trade. problem sa bpi is that it is sometimes slow to process an order. pag high volume ng market nag do down ang server nila and their customer support is almost non-existent.

 

pros, me interest ang pera mo. i like how they organize their info. easy to put in money and get it out if you have internet access. mabilis mag retrieve ng info from pse.

[mr.bukol]

san ba pwede magpractice ng stocks? online , baka malaki mawala ? practice muna, may minimum ba yan?

[duybads]

i hear petron and BPI are good to buy. dont know for sure i just hear it from people

[Dr_PepPeR]

Tax is an area where you may well need to take professional advice if your investments are anything other than basic. Citisec, as far as ive heard is a new launched online company...i need to research that although investing abroad is lucrative, i prefer try investing in bonds.

 

Ive noticed that people have a general idea- such as associating stocks more with risk and bonds more with safety, but thats about the extent of it. While both are types of investments which can earn you money, they are different as night and day in terms of the potential risks and rewards.

 

When you buy a share of stock, you are actually taking ownership in the company in which you are investing. For example, consider the hypothetical example of AJs Fast Food Palace. If it were a publicly traded company divided into 1 million shares and you bought 1,000 of them, youd be a .01% shareholder of the Fast Food Palace. As a result, youd share in both the profits and losses of the company throughout the years. Youd probably want to pay attention to news that affects both the Fast Food market and the economy in general. One of the potential risks in buying 1,000 shares of the Fast Food Palace is that it will experience some sort of problem, such as people realizing fast food is very unhealthy. If this news was publicized enough, less people might come into the stores. This could potentially decrease the companys revenues and, ultimately, the stock price would decline. The opposite would be if my food became so popular that every airport in the United States decided to put a Fast Food Palace inside. This would be incredible news for shareholders because it would generate much more foot traffic, higher revenues, and higher profits.

 

A bond does not represent ownership in a corporation. Lets say Ajs Food Palace wanted to raise money to open 10 more stores, but they didnt want to divide up the company any further. They might sell bonds instead of issuing stock. Rather than owning a piece of the company, the bondholder becomes a creditor of Ajs Food Palace who will be paid back over the life of the bond. The difference is that the return you will earn on your money as a bondholder is generally a fixed percentage such as 5% or 7% annually. If the bond lasts for 10 years, you will get interest each year for the 10 years, and then your principal investment returned to you at expiration date. If you buy a bond from a small, risky company, there is the possibility that the company will go under and youll never see some of your interest payments or principal investment ever again. This is rare however, and its more likely, in the short term, to lose money in the stock market than the bond market.

Which is better investment? Well, it totally depends on where you are in life and what your tolerance for risk is. Id rather own something for a period of years in hope for growth, then lend somebody $20 and know Im getting $25 back in 5 years. Thus, I would probably consider myself more of a stock investor. However, the bondholder may very well feel safer and more secure with his/her investment choice. The ideal long-term portfolio would probably have a little bit of each.

 

Many people dont understand the differences between stocks and bonds. It occurred to me recently that even those who invest in these types of securities through either personal investment accounts or retirement plans cant really articulate what the differences are.

 

In my experience, locally we need not consider ownership as a characteristic in investing in equities, unless of course you are talking really big time investing. For local investors, sharing in profits and losses in the company is not a factor unless you purchased a stock for its cash dividends. Individuals have very short investment horizons nowadays and the kind of long term investment horizon you are considering is only practicable for institutional investors. I'd say you hit it on the head with investment sophistication and risk appetite. This is what an investor should consider when looking at equities or fixed income securities.

[tombone]

on Citisec atleast 25,000 minimum deposit for the first deal . try and check out EDC , MEG I think the two had potential

[rongo]

I've heard that National Reinsurance will be undergoing an IPO this month,

will this stock be good for long term investment?

[rongo]

I've heard that National Reinsurance will be undergoing an IPO this month,

will this stock be good for long term investment?

[magnus]

study technical analysis. put a significant portion on stocks in the up trend for long term investment.

 

and using the skills you learned in technical analylsis, play the rallies of basura stocks or 2nd and 3rd liners

[scooby91]

it really is tempting to become a true blue tsupitero..

i wish i had the time to research and do short term trades..

but just for experience lng..

my risk apetite is really not that high.. .

i tend to lean more on the teachings of ben graham, et al..

 

PS - they said investing in mining stocks is the way to go at the start of '07.. this still valid?

[Guest lene]

I've heard that National Reinsurance will be undergoing an IPO this month,

will this stock be good for long term investment?

 

yes, NATRE price is set at 3.80/share. I think they are issuing about P2 billion worth. My Chinese friends are reserving with their brokers like crazy but I honestly don't know if it will be a good buy. Fundamentals look good anyway.