Mutual Funds

[benz666]

Well, my opinion on mutual funds is that , I would go for consistency of performance thru the years than the funds that suddenly boosted up this year

since my criterion on selecting MF is how they fare in both good times and bad. Considering my previous statement. I would prefer Sun Life since ever since my brother started plunking money on to with a few years ago, I was tasked to analyze its annual statements for him and I find its performance consistent with its goals of maximum shareholder wealth. Take it from an HK equities trader in Ortigas.

[hitomi]

BPI's ALFM makes good returns since Jan 06 till now. Downside is ang tagal ng holding period (6 months).

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yeah, i just read in the papers yesterday that the BPI mutual fund managed by BPI AMG (Asset Management Group) is number 1 in the industry.

 

the entry fee however, keeps ordinary working people away from it and other mutual funds.

 

recently i've been hearing about funds that don't require large entry fees (5000 Php+ only), are these ok?

[Talley]

i'm beginning to invest to this kind business, however, i still lack the knowledge and hindi ko pa siya masyadong maintindihan.  siyempre i don't want to invest something na di ko maintindihan. 

 

sir financial advisor, meron ba kayong ginagawang seminars for this kind of investment.  maraming ring newbie na katulad ko ang interesado sa ganito kaya lang marami pa ring question.  kung meron man where and when para maayos ko ang sched ko.

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Good day,

 

If you are interested in learning about the different investment instruments, try dropping by my blog. The link is in my sig. There are a couple of articles there that I wrote for a local magazine. They may help you make your decision.

[brentley]

Good day,

 

If you are interested in learning about the different investment instruments, try dropping by my blog. The link is in my sig. There are a couple of articles there that I wrote for a local magazine. They may help you make your decision.

If i'm gonna invest, where do i go to buy mutual funds? Are you a financial manger?

[magnus]

contradictory ata statements mo? :D you are beginning to invest on a thing you can't understand yet you don't want to invest in things you can't understand hehehe peace man

 

what do you want to know?

 

i'm beginning to invest to this kind business, however, i still lack the knowledge and hindi ko pa siya masyadong maintindihan. siyempre i don't want to invest something na di ko maintindihan.

 

sir financial advisor, meron ba kayong ginagawang seminars for this kind of investment. maraming ring newbie na katulad ko ang interesado sa ganito kaya lang marami pa ring question. kung meron man where and when para maayos ko ang sched ko.

[magnus]

you are talking about mutual funds of mf companies which are member of investment company association of the phil.

 

check their website out www.icap.com.ph

 

and here you can monitor the performance of the member's mutual fund:

 

http://www.icap.com.ph/factsfignavps.asp

 

to answer you question: YES.

 

yeah, i just read in the papers yesterday that the BPI mutual fund managed by BPI AMG (Asset Management Group) is number 1 in the industry.

 

the entry fee however, keeps ordinary working people away from it and other mutual funds.

 

recently i've been hearing about funds that don't require large entry fees (5000 Php+ only), are these ok?

[magnus]

the usual thing to do is (assuming you know what fund to invest in) to contact the investment company, go to their office and give your money.

 

If i'm gonna invest, where do i go to buy mutual funds? Are you a financial manger?

[brentley]

the usual thing to do is (assuming you know what fund to invest in) to contact the investment company, go to their office and give your money.

I already went to sunlife and purchase 10,000 worth of bond fund. From the NAVs, i lost P500 already for the upfront tax and fee. What to do next? Do i just leave it for 1 year ,2 years perhaps

[gzorros]

Mutual funds are not created equal... I would suggest to invest a little time in studying their prospectus that would at least discuss their investment strategy, portfolio composition, goal, management fees and their qualifications.

 

There are multitude of fund types available and it depends on their portfolio composition i.e. Bond fund (treasury etc..), some holds Commercial Paper, some holds pure equities and those bolder one will have foreign instruments in their portfolio.

[miggs101]

For those who want to save money now to buy your future pm me for infos. Im an agent and lets talk how to invest your money to fight inflation

[magnus]

yup

 

I already went to sunlife and purchase 10,000 worth of bond fund. From the NAVs, i lost P500 already for the upfront tax and fee. What to do next? Do i just leave it for 1 year ,2 years perhaps

[gzorros]

Bond's face value normally goes down when interest rate goes up... Looks like immediate trend is up barring any drastic economic slowdown.

[Dr_PepPeR]

Bond's face value normally goes down when interest rate goes up... Looks like immediate trend is up barring any drastic economic slowdown.

 

A bond's face value remains the same all througout. You must be talking about market price.

[gzorros]

Thanks... Bond Market Price (not face value = par value) which indeed fluctuates like equities which goes to say that there is an inherent risk to it.

[magnus]

the risk is there if you won't wait for it to mature. otherwise the interest is guaranteed

 

Thanks... Bond Market Price (not face value = par value) which indeed fluctuates like equities which goes to say that there is an inherent risk to it.

[brentley]

Upfront load ate up my investment and have to wait for 2month in order to recover the upfront load. and wait further to gain the my investment

[Dr_PepPeR]

Upfront load ate up my investment and have to wait for 2month in order to recover the upfront load. and wait further to gain the my investment

 

Want to try UITFs? No upfront load.

[parbust3r]

Anyone here know any mutual equity fund that invests in international stock?

[Guest lene]

the risk is there if you won't wait for it to mature. otherwise the interest is guaranteed

 

 

hmm, correct me if I'm wrong but i don't think mutual funds have "maturity dates" ? I believe the different mutual funds have holding periods, after which you can redeem anytime. Also, I don't think interest can be guaranteed since it is marked-to market. Just my two cents, though

[parbust3r]

hmm, correct me if I'm wrong but i don't think mutual funds have "maturity dates" ? I believe the different mutual funds have holding periods, after which you can redeem anytime. Also, I don't think interest can be guaranteed since it is marked-to market. Just my two cents, though

 

 

i think he was talking about bonds.

[Guest lene]

i think he was talking about bonds.

 

thanks for pointing it out to me. mea culpa; i didn't backread the whole thread. thanks!

[Pinoymale]

I started reading Robert Kiyosaki's "Rich Dad Poor Dad" last week. That's where I got the idea of investing in mutual funds. If there is a particular holding period, does this mean that I cannot withdraw my money during this period? Isn't that in contrast with the idea that you have ready access, and can therefore withdraw anytime, your investments?

[Talley]

I started reading Robert Kiyosaki's "Rich Dad Poor Dad" last week. That's where I got the idea of investing in mutual funds. If there is a particular holding period, does this mean that I cannot withdraw my money during this period? Isn't that in contrast with the idea that you have ready access, and can therefore withdraw anytime, your investments?

 

Generally speaking, you can still withdraw your money during the holding period. However, you will most likely be charged a penalty depending on how long your money stayed in the fund.

[advok8]

this is the best way to earn!

[Derrick]

cnong bangko ang nag oofer?

 

and how much is the minimum fund needed to open a mutual funds?

 

and also what is the interest rate?