Credit Card Talk

[Colop]

Sa interest po talaga sila kumikita. Para hindi na mag patong patong ang interest try nyo po yung i-avail na gawing installment ang total amount due. May interest pa rin one time na lang para di na mag accumulate.

Sir Panung i-Avail?? can you explain more?

[brazzerboy]

Kung hindi kayang bayaran ang total amount due, sana mas malaki sa minumum amount due. Kakainin lang ng interest charge mo yung minimum due na binayaran mo.

 

May iba nag ooffer na for installment ang total amount due mo.

 

The key is disiplina sa pag gamit.

 

I agree with the importance of self-discipline. Once you find yourself in the credit trap, it's difficult to claw your way out. Before using your CC for any transaction, make sure that you will have enough financial resources in the future to pay the debt. Otherwise, refrain from using it no matter how tempting is a certain purchase.

[jasperlaguitaolegacy]

i have bpi and eastwest

 

grabe dami ko ng advance dun

help me

 

---------------------------

 

sana manalo ang michigan wolves today

[tamago]

Don't use your BPI cards when you're purchasing something from an unknown source. If it isn't delivered and the seller doesn't answer, nganga na lang. BPI would keep on insisting that you have to get a cancellation notice from the seller so that the charge can be reversed.

[Bigshotbob32]

Don't use your BPI cards when you're purchasing something from an unknown source. If it isn't delivered and the seller doesn't answer, nganga na lang. BPI would keep on insisting that you have to get a cancellation notice from the seller so that the charge can be reversed.

 

Kasi you are talking to customer service. So limited pa din access ng mga call centers. I think you could only complain with BSP. Nangyari sa kin dati yan but binalik naman. Bkas kasi sila sila din nakakaalam ng mga details mo. So maybe they are the ones who purchased the goods.

[tamago]

 

Kasi you are talking to customer service. So limited pa din access ng mga call centers. I think you could only complain with BSP. Nangyari sa kin dati yan but binalik naman. Bkas kasi sila sila din nakakaalam ng mga details mo. So maybe they are the ones who purchased the goods.

Mas hassle pa to. But I'll try it out when things go back to normal. Kaya mostly for online purchases, I use Citibank. Mas reliable ang customer service nila, lalo na when it comes to disputes.

[KID FIGHTER]

I agree with the importance of self-discipline. Once you find yourself in the credit trap, it's difficult to claw your way out. Before using your CC for any transaction, make sure that you will have enough financial resources in the future to pay the debt. Otherwise, refrain from using it no matter how tempting is a certain purchase.

 

 

 

Correct. At the same time, there are so many business benefits in being a good card customer. The card company offers you a big loan without questions. One company for example was instrumental in my ability to purchase 3 Toyota Vios in cash to start my taxi business. They just based my credibility on my almost 10 years of using their card here and abroad. Then they gave me a loan of 3 million. No questions asked.

[BrandiMep]

 

SAMOSA 1000 Prepared by my Daddy Arumugam / Village food factory

 

[Melanierooca]

 

йÐÐи»ÐеÑâ¦Ð¶ââпÑÐйµÑйµÑи»ÐдÑÐйÑÐиÐÑдÑâ дÑâºÐ´Â»ÐйÑÑпÑÑеÑÑжѬжââиÐÑеâ¬â дÑ«пÑÐгÐÑ Ð¹ÂµÑйµÑе°ÐжЮжÒ»гÐâ

 

[jors1116]

Wag masilaw sa Credit Card, pag di kayang bayaran wag na gumamit.

[bozChips]

kaya ba madami mahirap sa pinas kase kulang sa vit d? d as in disiplina lalo na sa pera?

[rolandln16]

Hot galleries, thousands new daily.

http://bestsexyblog.com/?kaylynn

free hardcore anime porn preview fireworks please 5 porn dvd fast n free porn katie and dog porn amature older senior couples porn tube

 

 

[Juliamal]

 

Ð ÑÐ â¢Ð ÑÐ Ð Ð ÑÐ âÐ ÑÐ ÑÐ ÑÐ ÑР⺠РўРÑÐ ÐÐ ÑÐ âÐ ÐŽÐ ÑÐ ÑÐ ÑÐ ÂÐ ÑÐ ÑР® Ð ÑÐ â¢Ð  РâÐ ÑÐ âÐ Ñ Ð ÒÐ ÑÐ ÑÐ ÐÐ ÑÐ Ñ Ð âÐ âÐ â¢Ð ÐŽÐ ÐŽÐ Â Ð Â Ð â¢Ð Ð Ð âÐ ÑÐ âºÐ ¬Рâ¢Ð Â

 

[jomi_schwartz]

Citi is the best

[jasperlaguitaolegacy]

dont get credit cards. mababaon ka sa utang huhuhuh

[jasperlaguitaolegacy]

i have

 

bpi

eASTWEST

chinabank

[Jackson45]

Wala ako nyan. Panay cash lang po

[Jeff Hardy]

Citibank Platinum

[Viola]

Zeroing out my cards. I just paid the last payment for one card. Now on to another card. In my calculations, i should be credit card debt free by october next year.

[zener]

Zeroing out my cards. I just paid the last payment for one card. Now on to another card. In my calculations, i should be credit card debt free by october next year.

 

road to financial freedom

[tints97]

This pandemic really costed me so much on my credit card.... from paycut to retrenchment... if there was no pandemic, i could have zeroed my credit this year... but i guess, He has other plans for me....i am only paying minimum since April and finance charges is outweighing my consumption...

 

any tips masters?

[kawawangpinoy]

i learned my lesson when my finance charges reached a thousand pesos per billing cycle. i took the cc out of my wallet and practices cash only transactions until all my debts were paid. took a while but i finally paid it off.  afterwards i always settled the entire amount instead of just the minimum due. no more finance charges since then. discipline needed.  now the only additional charge i pay is the annual due. and i saved on that by securing cc's with no annual fee. 

[gcz79]

On 8/21/2021 at 6:00 PM, kawawangpinoy said:

i learned my lesson when my finance charges reached a thousand pesos per billing cycle. i took the cc out of my wallet and practices cash only transactions until all my debts were paid. took a while but i finally paid it off.  afterwards i always settled the entire amount instead of just the minimum due. no more finance charges since then. discipline needed.  now the only additional charge i pay is the annual due. and i saved on that by securing cc's with no annual fee. 

Credit card is so convenient, so i kinda understand that it you can get carried away. I currently have 2, but only using 1. I have been paying in full every monthly billing statement never the minimum because the interest is damn high. Right i now i can still afford it but i am worried since i made installments on some purchases using my credit card. I just worried that i might keep making installments if i don't keep track of it 

[francis_0170]

Cancelling my RCBC at BDO CC dahil sa annual membership fee. At sobrang tumaas ang required purchase nila para lang ma-waived nila.

Keeping my Citi at BPI CC kase free for life na annual fee.

[tommy69]

bdo visa has a 3 day 10 percent discount on purchases starting today. minimum purchase of 2000. max accumulated discount  5000