danibbler Posted September 21, 2010 Share Posted September 21, 2010 I'd stick to index funds, not mutual funds. Quote Link to comment
rooster69ph Posted September 22, 2010 Share Posted September 22, 2010 I'd stick to index funds, not mutual funds.   A mutual fund is a collective investment scheme managed by professional fund managers. The Fund may opt to be invested in various securities (ie. fixed income or equities). It could be called an index fund if the said mutual fund's objective is to gain capital appreciation by investing index related equities only. 1 Quote Link to comment
danibbler Posted September 23, 2010 Share Posted September 23, 2010 A mutual fund is a collective investment scheme managed by professional fund managers. The Fund may opt to be invested in various securities (ie. fixed income or equities). It could be called an index fund if the said mutual fund's objective is to gain capital appreciation by investing index related equities only. Yeah, you're right. Best to stick to indexed mutual funds. Quote Link to comment
Guest Serenity12 Posted October 9, 2010 Share Posted October 9, 2010 I invested in a balanced fund with BPI last January and reaped my gains this week - earned more than 50% profit on my principal. Love the bull market and all. Of course, I also know the risks involved. Quote Link to comment
TanglewoodBoy Posted October 10, 2010 Share Posted October 10, 2010 I invested in a balanced fund with BPI last January and reaped my gains this week - earned more than 50% profit on my principal. Love the bull market and all. Of course, I also know the risks involved. how much was your investment Madam?? and if i open one, what would the requirements be?? thanks in advance... Quote Link to comment
Guest Serenity12 Posted October 10, 2010 Share Posted October 10, 2010 how much was your investment Madam?? and if i open one, what would the requirements be?? thanks in advance...  you have to have an atm account with bpi first. minimum is 50 thousand equivalent i think for the alfm growth fund( that's the name of their balanced fund). best of all, i enrolled my investment account in their online site so i can monitor the price daily without calling the bank.  but i was also lucky with the timing of my purchase which is why i earned so much. i'm not sure if the price is too high at this time. Quote Link to comment
Guest eljuego Posted October 10, 2010 Share Posted October 10, 2010 ^^ hi tanglewoodboy, bro, it depends on the fund that you will invest in.  Philam Bond Fund - minimum P5000 equity funds/balanced fund - minimum P10000 GSIS Growth Fund - minimum P5000 Dollar Bond Fund - $2000 Thanks.What's the interest net tax now of the Philam Bond Fund? I remember 6 years ago, it was 8% net of tax. 2 Quote Link to comment
rooster69ph Posted October 22, 2010 Share Posted October 22, 2010 What's the interest net tax now of the Philam Bond Fund? I remember 6 years ago, it was 8% net of tax. REALLY? since when did such Funds declare interest? 2 2 Quote Link to comment
TanglewoodBoy Posted October 25, 2010 Share Posted October 25, 2010 you have to have an atm account with bpi first. minimum is 50 thousand equivalent i think for the alfm growth fund( that's the name of their balanced fund). best of all, i enrolled my investment account in their online site so i can monitor the price daily without calling the bank.  but i was also lucky with the timing of my purchase which is why i earned so much. i'm not sure if the price is too high at this time. ok, thanks.... much appreciated.. so, the minimum would be 50K pala...... Quote Link to comment
wizard23 Posted October 25, 2010 Share Posted October 25, 2010 i'm selling mutual funds of philam or PAMI. my client invested 70k this january in equity funds. thanks to the bull run, it's almost 100k now since year to date gain is doing at 53%. not bad for an investment in less than a year. the key to mutual fund investment is you have to invest early and think long term. holding period is only 6 months. i also invested in bpi mutual funds - ALFM. parang fixed income fund lang sya. not aggressive like equities. doing at 7%.  investing in mutual funds is calculated risk so you have to know when to invest and where to invest. Quote Link to comment
Guest eljuego Posted October 25, 2010 Share Posted October 25, 2010 REALLY? since when did such Funds declare interest?It's your interest for one year. 2 Quote Link to comment
rooster69ph Posted October 26, 2010 Share Posted October 26, 2010 It's your interest for one year. NO such thing in mutual funds. 2 1 Quote Link to comment
Guest eljuego Posted October 26, 2010 Share Posted October 26, 2010 NO such thing in mutual funds.Ok. Let's call it the yield instead of interest, mr. expert in mutual funds. 1 2 Quote Link to comment
Guest Serenity12 Posted October 26, 2010 Share Posted October 26, 2010 Â i also invested in bpi mutual funds - ALFM. parang fixed income fund lang sya. not aggressive like equities. doing at 7%. Â Â Â I also have that- ALFM peso bond fund which is 100% fixed income as you said. Yes, it isn't so aggressive but the historical return is better than some traditional bank products. However, it is their ALFM Growth fund which I really like since it is a balanced fund. Quote Link to comment
CELTS Posted October 28, 2010 Share Posted October 28, 2010 Ok. Let's call it the yield instead of interest, mr. expert in mutual funds.  Now you're learning. "Interest" is not applicable in all unitized funds as it does not guarantee any return unlike in a deposit.  1 Quote Link to comment
Guest eljuego Posted October 28, 2010 Share Posted October 28, 2010 ^So you did your research. Good for you. 1 Quote Link to comment
rooster69ph Posted October 29, 2010 Share Posted October 29, 2010 Ok. Let's call it the yield instead of interest, mr. expert in mutual funds. Hindi naman po expert. Mas nakakaintindi lang po siguro ng kaunti. 1 1 Quote Link to comment
kenbiz Posted February 1, 2012 Share Posted February 1, 2012 sa Sun Life ako nag invest eh ok naman, in a span of 3weeks kumita na ng P888 yung investment ko. and okay kasi may kasama na din insurance yun kaya sulit. initial investment ko P3,250. bale every quarter yun Quote Link to comment
fatchubs Posted April 17, 2012 Share Posted April 17, 2012 sa Sun Life ako nag invest eh ok naman, in a span of 3weeks kumita na ng P888 yung investment ko. and okay kasi may kasama na din insurance yun kaya sulit. initial investment ko P3,250. bale every quarter yun   Mutual Funds do not have an insurance component. I believe its a "VUL" or Variable Unit Linked Fund. 2 1 Quote Link to comment
Halcyon Posted August 11, 2012 Share Posted August 11, 2012 (edited) I have an Equity Fund account with First Metro. NAVPS is currently at 4.4652. Last time I bought shares (which was last year), it was at 3.7371. I don't really monitor my earnings because in my opinion, holding MF is not as exciting as trading stocks. Edited August 11, 2012 by vanillakiss Quote Link to comment
Archus Posted January 24, 2013 Share Posted January 24, 2013 Any feedback on FAMI? most of my friends recommend that MF. Also, how about ALFM FM? Yung nakausap ko na kaibigay ay nag plan na wag na lang daw yun dahil nasa tip of increase na daw siya and anytime within this year ay biglang mag slide down. Any tips please? TIA. Quote Link to comment
kamandag7 Posted February 23, 2013 Share Posted February 23, 2013 All mutual fund & uitf right now are on their peak & still picking it up!I think until 3rd quarter it's still ok I really don't know if it can sustainThe higher yield until December . Western country & in Europe put Their money here in Asia . Philippine is one of the placed they investCoz of the trust rating of the president & the GNP growth are getting better Quote Link to comment
fatchubs Posted February 23, 2013 Share Posted February 23, 2013 1341575796[/url]' post='8260975']A sunlife advisor offered this to me. But im already into uitf's. Hindi ba parang redundant na if i get this one? Not really since variable life has an insurance component apart from the investment 2 1 Quote Link to comment
fatchubs Posted February 23, 2013 Share Posted February 23, 2013 1341575796[/url]' post='8260975']A sunlife advisor offered this to me. But im already into uitf's. Hindi ba parang redundant na if i get this one? Not really since variable life has an insurance component in case something happens to you apart from the investment. Uitf is purely investment 2 1 Quote Link to comment
kamandag7 Posted March 4, 2013 Share Posted March 4, 2013 Not really since variable life has an insurance component in case something happens to you apart from the investment. Uitf is purely investmentBut in insurance they charge you with fee atAbout 5% & in insurance are longer terms unlikeIn uitf after 30 days you can pull out your moneyIf you want .... Quote Link to comment
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