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Mad Damian

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Posts posted by Mad Damian

    Philadelphia 76ers

    in Basketball

    Posted

    Good move Divac!

    Letting go of your new good coach when a better one became available.

     

    Wish Sixers can do the same with BB.

     

    We need an X & O guy.

    Wish we could've gotten Nate Oates from the college ranks. A real tactician like Nick Nurse who plays his team in the college ranks like an NBA team (man D).

    Financial Planning

    in Money, Finance, Investments, Crypto, Stocks, Banking, Business, Loans

    Posted

    Ahh so you know foreign languages like Spanish and French perhaps? That is great.

     

    There was a time I was being invited to learn Nihongo by a good Pinoy buddy of mine who works in Japan. He said there is big demand to translate Japanese movies with English subtitles. And if you think about it, with the dawn of digital movies, all of a sudden there was a boom for subtitles in as many foreign countries as possible to widen global reach of sales.

    My friend married a Japanese girl who worked as a translator for anime films in the US.

    He said it was a dream come true for dorks like him.

    HeHe.

    Financial Planning

    in Money, Finance, Investments, Crypto, Stocks, Banking, Business, Loans

    Posted

    Dati ang tingin ko sa 13th pay is an extra bonus, a good idea na inimbento ng Pinoy for the benefit of employees. Pero after working abroad especially dito sa Australia, it's actually not the best outcome for the employee. Mas maige pa kung ang sweldo is paid by week (e.g. fortnightly) or calculated by the hours of paid work in a given week for the following reasons:

    1. Tataas ang base salary mo which will be use in the calculation of your entitlement e.g. leave encashment, performance bonus, Overtime work, etc

    2. Mai invest mo agad ot malalagay sa high earning investment vehicle yung pera mo, therefore magko compound rather than waiting for dec to access the money.

     

    Time value of money is one of the crucial thing i learn especially when i used to develop and implement commodity trading and risk management software to trade swaps, derivatives, options, futures, etc. Sa Singapore

    Bro, would love to get some pointers from you in opening a trading acct sa SG.

    Mostly for derivatives trading.

    Used to dabble in stocks, options and leaps.

    Financial Planning

    in Money, Finance, Investments, Crypto, Stocks, Banking, Business, Loans

    Posted

    Snabi mo pa preng PS.

     

    I spent 12 years working in Pinas just putting my money in alkansya and later on saving account/TD. Little did I know mas mainam pala sa MF/ Blue chip stocks. So Hard Lesson 1 para sa akin is not putting money on the market early.

     

    Pero at least, para sa akin, common sense lang na kelangan mag-ipon - for emergencies, then for downpayment sa bahay/condo.

     

    Wala pa sa isip ko nun retirement savings. Typical Filipino thinking that Social Security checks will take care of retirement pero hindi naman pala kala kalakihan. Sa PInas kasi walang 401K or Superannuation BUT what we have there is 13 month pay. So Hard Lesson 2 sa aking experience is not saving the 13th month pay. Sana maging popular sa Pinas yung thinking of using 13th month pay as retirement program instead na "bonus" to be spend during Christmas.

    Usually, yung 13th month pay here is ysed to buy gifts for the isang katutak na kamag anak at mga inaanak at mga expecting staff (office and at home).

    • Like (+1) 1

    Bars Na Ok Pag Weekdays

    in Clubs & Bars Topics

    Posted

     

    Yup, bukas pa. Its located corner ng p tuazon. wala silang parking so very tricky when it comes to parking, the guard will tell you to park along the streets or sa caltex na nakasara. no slippers and sando allowed. some downsides from my experience; only one serviceable elevator, slow service pag super uber crowded, chances minsan makakalumutan order mo, stay away from tower cocktails, beers/shots are preferable, meron 10% service charge, and dont order the pizza. But the view is good, thats pretty much what youre paying for.

    THanks for the heads up!

    🥃🍻

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