Condo Unit Or House & Lot?

[clubber_lang]

House and Lot. MTV Cribs style sana kaso not that rich...

[Candice]

ill buy CONDO first at this time

i mean mas gusto ko muna condo eh

kasi my security eh

tska lagi kasi me wla sa house eh

hmmm just like me nag u umpisa palang kaya

kaya i get condo muna

 

and den if i have a lot of money na

den ofcourse ill go for house and lot na diba

para for ever na

[cyber_devil]

ill buy CONDO first at this time

i mean mas gusto ko muna condo eh

kasi my security eh

tska lagi kasi me wla sa house eh

hmmm just like me nag u umpisa palang kaya

kaya i get condo muna

 

and den if i have a lot of money na

den ofcourse ill go for house and lot na diba

para for ever na

 

gusto mo share tayo sa condo sheila...hehehehe :evil: :evil: :evil: :evil:

[insomia]

I guess it depends if its a high density condominium. I lived in one when I was abroad and it sucks big time. Ever since that time, I would rather go with a house and lot.

[big-poppa-pimp]

house and lot pre nothing beats this thing that u can pass on

[Carmela]

of course hOuse & lOt... sawa na ko sa cOndO ko ih.

better pag hOuse talgah :heart:

[genuis8]

THUG, not to sound like I am siding w/ xHangmanx, but did you not see on paper exactly how much monthly payment you have to pay and for how many years? Granted there is a lot of fine print, but when you get a housing loan (or any loan for that matter), isn't the most important thing - How much is the monthly payment, and for how long?

 

I have checked the current websites of Metrobank and Bank of the Phil Islands (#1 & #2 currently) and they have a mortgage calculator that you can use to calculate what your monthly payment will be - as long as you input the loanable amount, the #years to pay, and the annual interest rate (which is 11% - 11.5%).

 

So as to not off topic, for me the best is to have my own house & lot BUT it would be very costly (aside from the issue of available land) in Manila. I will therefore settle for renting an apartment or condo, which makes a better financial sense for me at the moment. If I win the lotto, thats another matter entirely :cool:

[Grimace]

house and lot..condos a drag...

[unusual_suspect]

If you are in Manila .. and You want to invest here.. definitely a COndo can come in good speed .. you can lease it out since the urban lifestyle here in the Philippines is cactching on.

 

The other thing to consider would be cosmopolitan provincial cities like Cebu or Davao.. The houses are the prices of a studio or 1 br here and you can get a 2 br house in those places..

 

Again.. do your research

[nathalia]

nouse in lot....

[_RyAn`AgOnCiLLo_]

house and lot na lang ako nagwork sa condo as admin staff naku! 2 /3 million then hindi pa syo un hauz ..dami pa gastos .. 1 million lang puede ka na magpatayo ng bahay eh..db?

[LoveSpell]

house and lot

[Mandrake]

For expats, condo-living is practical...esp. if the unit is under time-sharing.

[rockybrawler]

Condo wins hands down. Safety, peace of mind is paramount priority for me.I'm not willing to sacrifice safety just to save a few pesos.Ther is no such thing as peace and order here now because of the worsening drug problems.

Edited November 11, 2006 by rockybrawler

[sweet vixen]

I find no sense of secuirty in buying a condo unit. A building that you cannot truly own. I'd prefer a house and lot anytime where I can establish a family, plant a seed and watch them grow to fruit bearing trees that my grandchildren, and great grandchildren can savor in their lifetime.