Bitoy Posted March 22, 2008 Share Posted March 22, 2008 sigh, bro, i do not want to scare u. u invested the mutual funds when the stocks market are at their top, right now major countries stock market has dropped more than 30% from the top, might consider as bearish market now. So i do not think that there will be better. Pls be prepared.Thanks. I know that time that the market was on a high when I invested but a I think I read somewhere on a forum that there is no bad time to invest on mutual funds. I also reviewed the PHISIX performance for the past few years although there were dips, the average trend is it was going up. Anyway, hintayin ko na lang. It is good that our economy is not as badly affected by the US economy compared to other countries. I hope it stays that way. Quote Link to comment
marketmover Posted March 28, 2008 Share Posted March 28, 2008 Thanks for the advise. No, I have not redeemed my investment yet. I will just ride this one out and hope the economy will recover soon. Anyway, I really considered it a gamble when I invested. if you have some extra cash, it would probably be a good idea to average down by picking up a few more shares of your current mutual fund. The risk of the investment reduces as time passes as long as (you as an investor or) your mutual fund manager sticks to the fundamentals. Quote Link to comment
Bitoy Posted March 30, 2008 Share Posted March 30, 2008 Is it better to invest on fixed income funds now instead of mutual funds? Quote Link to comment
kingsacramento2000 Posted March 31, 2008 Share Posted March 31, 2008 Hi, I just wanna ask if mutual funds is a long term investment?how much the least amount i can invest and where i can invest through mutual funds thanks Quote Link to comment
Google Posted March 31, 2008 Share Posted March 31, 2008 Hi, I just wanna ask if mutual funds is a long term investment?how much the least amount i can invest and where i can invest through mutual funds thanks normally, you can consider as such, but it would all depend on the situation of the market now. investing in MFs would be ok, if you have spare cash that you don't need wherein instead of putting it in a 1 year time deposit, you can get much better returns if you would put it in MFs. now, but if you would want something that can provide you with the quickest ROI in the shortest possible time, it won't do. minimum amount would depend on the bank/institution that you would be putting into. some banks can open them to you at a minimum of 10k for bond funds or 100k for money market funds. Quote Link to comment
redshirt Posted April 17, 2008 Share Posted April 17, 2008 guys anyone here from pilequity or knows someone from philequity? I have money to invest. The type that I won't be touching aytime soon. Reckon investing it in a mutual fund is ok? Quote Link to comment
Guest lustfortravel Posted April 18, 2008 Share Posted April 18, 2008 guys anyone here from pilequity or knows someone from philequity? I have money to invest. The type that I won't be touching aytime soon. Reckon investing it in a mutual fund is ok? as long as you know your profile as an investor, try to stick to mutual funds whose mix you are comfortable with. and also try to check the performace of the fund itself - the really experienced fund managers will be able to show the stuff they are made out of when the market is against them. Quote Link to comment
redshirt Posted April 18, 2008 Share Posted April 18, 2008 as long as you know your profile as an investor, try to stick to mutual funds whose mix you are comfortable with. and also try to check the performace of the fund itself - the really experienced fund managers will be able to show the stuff they are made out of when the market is against them. Thanks. Guys what are your takes on ATR KimEng Group, from what I have been reading their performance seem to be good... I want to invest right now specially that bear-ish ang market... Quote Link to comment
Dr_PepPeR Posted April 22, 2008 Share Posted April 22, 2008 Yields are flat, nothing seen to happen soon for Mutual Funds and UITFs. Take short term positions first while waiting for the market to react. Quote Link to comment
redshirt Posted April 22, 2008 Share Posted April 22, 2008 Yields are flat, nothing seen to happen soon for Mutual Funds and UITFs. Take short term positions first while waiting for the market to react. A lot of people has advised me that as well. Do you reckon puting it in a TD would be best for the meantime? Ofcourse 1 mnth TD basis only... Quote Link to comment
Google Posted April 24, 2008 Share Posted April 24, 2008 A lot of people has advised me that as well. Do you reckon puting it in a TD would be best for the meantime? Ofcourse 1 mnth TD basis only... TD will do. but if you would want it to yield higher than TDs, then go for money market funds or treasury bills. TDs now are at around 1.75% PA, while MMFs are around 4% PA. T-Bills i think are at the 3.5-3.75% level. but my personal opinion, i do not see it going up within the next two to three months. tingin ko makaka recover pa yan after the US elections on November. buti na lang, nailipat ko kaagad yung portfolio ko to MMFs. laki na rin ng binagsak ng Phisix from February this year. Quote Link to comment
Dr_PepPeR Posted April 24, 2008 Share Posted April 24, 2008 If you look at special savings, there are banks that are offering as high as 4.5% gross for 30 to 59 days like Export Bank. I also think First Metro is offering 30 day Promissory Notes for around that rate. Best to canvas around for the short term, you still may be able to find good rates. Quote Link to comment
bro32 Posted April 24, 2008 Share Posted April 24, 2008 right stocks are down some of the uitf investment are not performing well like uitf of bdo bond fund & security bank asset...... what is the best investment can we put our hard earn money. Quote Link to comment
Google Posted April 25, 2008 Share Posted April 25, 2008 right stocks are down some of the uitf investment are not performing well like uitf of bdo bond fund & security bank asset...... what is the best investment can we put our hard earn money. treasury bills or money market funds. Quote Link to comment
kadafy Posted May 2, 2008 Share Posted May 2, 2008 they say buy low, right? wish me luck. just placed majority of portfolio into sunlife's MF. anyway, i won't be "needing" the money for 4-5 years.. Quote Link to comment
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