blue+george

hey, question po, how much po ang bayad sa external auditor? yearly audit? sila na ba magfile ng taxes sa BIR after ng audit?

HI guys,

 

I would like to ask what you think is the best investment strategy which is a one time deposit stuff for an amount of about 50K.

 

would it be better for me to go for banks or would it be better for me to go for philam or sunlife?

 

I am also willing to try the high risk types which are supposedly yield higher interest

 

Thanks in advance!

no point. try to learn about interest rates po. the more options you have the better you can choose for yourself. when money is working for you, remember to take note of risks. uulitin ko risks. so try to learn the risks of your chosen vehicle of investment. study the process and computations and better yet talk to one of their clients, what did he do and what did he get. experience is the best teacher of all, especially kung experience ng iba, para hindi u na uulitin ang mali ng iba.

hi sino insurance agent d2 may insurance protection for capital? protection from theft, fraud, default, etc. sa aig parang bankers blanket bond. something like that. PM me please, like to know more. thanks

My friend has an investible fund now of about P500k, what advice can I give him as to where he can invest it?

 

Would appreciate any advice. Thanks.

the best investment is a business. if the cash holder is not keen on a business, get a partner and start one. if still not interested, invest in stocks, but better know what you are getting in to. if still not interested then get a time savings account, if still not interested, get into mutual funds. (mutual funds are prone to mismanagement) make sure you can pull out your investment anytime at market rate. remember you let other people use your money, they profit, they give you pennies. when their chosen vehicles falter, you take all the losses.

bDo pag may savings account ka sa kanila. same din sa BPi. pinakamadali is meron u bank history sa preferred bank u para may reference sila sa spending habits and income nyo. if you accumulate cash more, (deposit or leave more cash than you spend) then madali lang ang card. (low wage salary medyo mahirap) since masarap gumastos hirap kumita. other ways, thru agents. sometimes kailangan din nila quota. thats the time madali. anyways for me, its better na wala kang credit card. kase less temptation or oblgation magbayad. (sometimes swallowing your pride cost less than actually handing over a credit card due to pressure and emotions) hehehe piece of advice, use debit cards. at least may pondo kaysa sa utang.

awr?

55" LED

i5 dell laptop

i7 desktop

PS3

PSP

iphone 6s plus

tech pens

cd's games, music, movies

industrial electric fan (a big one!)

aircon split type

coffee mug from starbucks

wifi

ext. hard drive

pencils

sketchbook

stapler

a big bed

broken light bulbs hehehe

photos

bose speakers

asus zenphone 2

stash of cash

a credit card

a debit card

keys to my lovely car

bench b8

a rosary

a bible

fhm dec 2015 i think... kim domingo cover

well... madami pa pero d ko na mention hehehe

now.... mrt + bus + taxi = 350, pauwi bus+mrt+bus = 150 = 500/ day

car = cguro 400 sa diesel.

retirement would be so lovely. anyways, hindi ko alam expenses sa manila nowadays,

hey guys, need an idea, magkano na averafe living expense sa manila? including rent.

just a rough guess would help me a lot.

food for a month - ??????.00 Php

electricity for a month - ??????.00 Php

water for a month - ??????.00 Php

cellphone bill a month - ?????.00 Php

broadband internet for a month - ????.00 Php

cable tv for a month - ????? Php

Gas a month (home to work maybe around 15-20 km) - ?????? Php

rent a month (normal apartment) - ????? Php

thanks guys!

1. sean chambers

2. bobby parks

3. norman black

4. chris king

5. one more alaska import forgot his name.... (thats why alaska gets a grand slam everytime)

money pakyaw - destroying them mexicans. (I don't know which one is better, margarito face getting rearranged or Oscar dela hoya getting pounded like crazy)

efren reyes - smiling and charming his way to your heart (vs. earl Strickland) twice. color of money and that zig zag shot.

Stephen curry - 3 pointers from far out and half court jumpers. he's crazy.

danny siegle

nelson asaytono

rudy distrito

atoy co

bong Hawkins

mdami magaling sa san Miguel...

8 Ball Pool na lang sa FB hehehe

PG - STEPH CURRY

SG - MICHAEL JORDAN

SF - DOMINIQUE WILKINS

PF - TIM DUNCAN

C - SHAQ O NEAL

COACH - PHIL JACKSON

delete beer. for the belly, running, sit ups, push ups, pull ups (core exercises) run, avoid fats, protein, fiber, check your liver, it bloats the belly, check your intestines for gas, bloats the belly as well. avoid alcohol, since it swells the liver.

cut down on carbo and sugars. eat fruits. die on fruits. saging! saging! chrerries are good sobrang mahal nga lang.

140/100 - i'm hypertensive. now working on my diet and exercise. morning noodles (hindi instant) lunch oats oats oats. dinner veggies, veggies and fruits.

i'm too stressed really. need to lose my day job.

1. lose your day job.

2. sleep early, wake up early

3. hit the gym early morning

4. night time swim or stretch.

5. controlled amounts of protein. lose carbo

6. avoid fats whenever possible

7. determination

8. perseverance

9. patience

10. do not stop. never stop.

broken right hand - bicycle race accident

sprained left and right foot - basketball (normal)

torn right knee - basketball (maybe because of me gaining weight i guess)

broken fingers - basketball

pick your parents wisely. genetic. pray hard hindi chekwa magulang u, hehehe no offense intended po hehehe. try to look for blondes or latinas kids. where boobs come as natural as the rains coming from heaven hehehe.

personally, i am not clinically diagnosed as a depressed person. pero i do experience depression and anxiety. for me, just tell your mind that problems and sacrifices are part of life, same as happiness and success. having lower valleys makes higher mountains. if we are deressed... then its the lowest part of life, only two ways to go, go six feet deep and call it a day, or be positive, stand up and start climbing.... as we climb up, maybe the lower third we sacrifice, we lose, we learn, the middle third we find comfort, strength and hope, and the high third, we find happines, smiles, success... at this point we can look back and look down from where we began... every beginning is from the lowest, farthest point... looking forward is the way to go

simple answer - PROPER diet and exercise.

detailed answer - sa dami ng videos sa youtube i'm you'll something that works for you. pero it all boils to one thing, determination. you start fiery on day one and pig out on the 3rd. it takes weeks and months. to be fit you need to give up some of your bad habits or if not eliminate all. (smoking, drinking, drugs, pigging out) and some activities that cant help (couch potato, your desk job hahaha, mastubating 3 times a day etc.) if you cant discipline your mind and body i'd suggest someone else discipline it for you (join the army or marines) their physical regimen will push your body to at least to its able capability. or join a boxing club. their physical fitnees and stamina are awesome. (no you no need to get punched) but the toning and conditioning, thumbs up. another one is the ironman challenge, if you know how to cycle, swim and run, well basically you can start training until your physical strength and stamina reaches to this level. you may or not finish, but the training will stick, making you fitter and healthier than your previous you. compete! the best gauge as to where your training has got you. to lose fat/ stomach blobs, dedicate time and effort. in short... diet and exercise. ano ulam?

9pm-10pm

stretching bago matulog. result - sarap ng tulog. tired and relieved at the same time. tissue repairs overnight, pag gising, makirot and determined

harvard, MIT, west point

kung ako ang teacher,

transparency. lahat ng gusto mandaya d2 kayo, lahat ng nagaral at ayaw mandaya d2 kayo sa kabila. para malinaw. ako bilang teacher i would pass all, pero the difference would be, kung may natutunan ba kayo o wala. lahat aabot sa passing, pero yun next questions pang masters hehehe. kasi kung wala naman natutunan no point. lahat naman gusto pumasa. so ipasa lahat, pero yun mga gusto umangat dun ilagay ang competition. yun mga tamad, never mind hahaha