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Butsoy

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Sirs,

Basic question lang pag sa Metropolitan Trial Court "Estafa" civil case ito tama po ba, wala bang kulong yung accused?

Thunderboy, pag ESTAFA criminal case yan. Merong kulong yan. Ang maximum na penalty nyan ay prision correccional or kulong na six months and one day to six years, depende kung may mitigating o aggravating circumstances. Kung sa MTC ang jurisdiction nyan, mas mababa penalty base sa amount.

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Tanong lang po.

 

Di ba bago mag increase mga public utility dapat may petition sila sa LTFRB?

magkakaroon ng hearing...nagulat kasi ako nung nakita ko na nag post ng sign yung coop ng FX sa amin na magtataas sila from 10 pesos to 15 pesos effective june 15.

 

naiintindihan ko kung bakit kailangan nilang magtaas. pero sana naman sa tamang proseso. tsaka apektado mga studyante.

 

ano dapat gawin? punta LTFRB?

 

salamat po

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Ask lang po, just wanna help my friend lang. They were victimized by some so-called "credit-card encashment" gang. they use his card to buy lots of items at one grocery and in few minutes, a guy carrying cash worth 200,000 came and gave them the money, their agreement babayaran unti unti in 5 months although may konting dagdag interest na but when the bill came, it worth stunning 300,000 agad!then when they call the bank, yun, dinikdik na sya ng husto, till now, worth 500,000 na bill nya. He insist that sana na inform sya ng bank na magkakaganun dahil 25,000 lang naman credit limit nya and his relative insist na baka sindikato raw yun inside the bank(known more for its credit cards).

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Ask lang po, just wanna help my friend lang. They were victimized by some so-called "credit-card encashment" gang. they use his card to buy lots of items at one grocery and in few minutes, a guy carrying cash worth 200,000 came and gave them the money, their agreement babayaran unti unti in 5 months although may konting dagdag interest na but when the bill came, it worth stunning 300,000 agad!then when they call the bank, yun, dinikdik na sya ng husto, till now, worth 500,000 na bill nya. He insist that sana na inform sya ng bank na magkakaganun dahil 25,000 lang naman credit limit nya and his relative insist na baka sindikato raw yun inside the bank(known more for its credit cards).

Your facts are somewhat vague. I want to clarify, does your friend gave the credit card voluntarily or it was stolen from him? If it was stolen, was it reported immediately to the bank/credit card company? Are those guys identifiable or known by your friend?

 

Base sa kwento mo pare, may criminal aspect yan, both under the RPC and a special law (i forgot the title) about credit card fraud. Usually the signatures on the approval slip must be the same as the signature appearing on the credit card and if this does not appear, then you have the right to refuse payment. The bank has the burden of proving that the credit card was used by your friend and not by somebody else.

 

Your friend must write the bank that the purchases appearing on the monthly statement are not consummated by you but by a syndicate (where an insider is possibly involved) and you must report this to the NBI or the proper authorities to apprehend the culprit.

 

Sa credit card walang criminal aspect (only civil) kung talagang utang mo yan, pero pag may fraud involved like in this case, meron criminal and civil aspect yan.

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