40 Something

[flatwall]

MMonitoring of bloodsugar, cholesterol and BP.

[GENTOO]

Anyone experiencing midlife crisis?

[mikomd]

3 years to go for me.... Need to loose some weight....

[Robo Cop]

more sex activities

[CPA]

Wow, too early. Maybe possible if youre playing a big game but maybe not for most people. Most would still be busy paying mortgage and the like. True, you may have extra but personally, Id enjoy spending some around this age while your knees still allow you to - travel more, indulge a little on good things...looking too far ahead may end up with regrets and lost moments when you suddenly realise that youre no longer able to enjoy things cos your body just wont let you anymore.

 

I have the same plan in life with minimal savings to retirement. I always live in the present with occasional glimpse of the future.

I can't imagine someone in their death bed wishing for more work in their early years.

[flatwall]

Kylngn my mgbago ng lifestyle.

[MRROUGHSEX]

Anyone experiencing midlife crisis?

I did. Gumawa uli ako ng baby about 3 years ago. Kaya happy na that it's done. Yoko kasi 1 kid lang.

[GENTOO]

I did. Gumawa uli ako ng baby about 3 years ago. Kaya happy na that it's done. Yoko kasi 1 kid lang.

Good for you! Another reason to stay healthy and live longer!

[MRROUGHSEX]

Good for you! Another reason to stay healthy and live longer!

Yes sir!

 

Pwede pa huling hirit ng 3rd baby before I turn 50. Yan ang paternal biological clock ko haha.

[MRROUGHSEX]

Wow, too early. Maybe possible if youre playing a big game but maybe not for most people. Most would still be busy paying mortgage and the like. True, you may have extra but personally, Id enjoy spending some around this age while your knees still allow you to - travel more, indulge a little on good things...looking too far ahead may end up with regrets and lost moments when you suddenly realise that youre no longer able to enjoy things cos your body just wont let you anymore.

 

You know what. Tama ka. 30 is too early but I would start it at 31 years with 1% of gross salary para hindi masakit then increase annually by 1 percentage point such that by 45 years of age, me naipon na konti and at same time nasa 15% savings na. Tapos pwede na steady 15% throughout. Lalaki naman yung annual amount nominally (I,e., with inflation or increase in price, in this case salary) + interest earnings.

 

I recently hit this year yung 15% so next year instead of saving an additional 1%, pwede ko na yan extra panggastos!!

 

Looking forward to next year and every year thereafter! Ma-enjoy ko na salary increase ng buo na walang kaltas na 1% which I did the past 15 years. So for example, my salary increase is 2.5% next year, buo ko yan ma-enjoy (minus tax of course).

Edited November 23, 2018 by MRROUGHSEX

[MRROUGHSEX]

Also as Alvin.teng and Sparky0212 mentioned -- health and being able to do physical stuff are important, maybe even moreso, than just maxing out savings by maxing it early.

 

Having gone through the ages of 30s and up to mid-40s, I can say 46 to 55 years of age is probably the best time to do stuff like travel and outdoor. Kaya pa ng katawan, mas kaya ng bulsa and within that age also comes maturity and responsibility (I hope).

will turn 40 this month, hoping for good health and active sex life

 

Welcome to Da Club!

more sex habang tumatayo pa si manoy

 

Hindi na issue yan ngayon.

[Pepesmiths11]

Turning 30 pa lang, but felt like i was 30 when i was 20 and 40 when i was 25. But the legitimate 40s would denounce and say, nope you havent felt anything yet. Try me! Hahaha

[itoangaraw1]

40s. Malapit na. Ano kaya feeling

[Hari ng Spakol]

more healthy lifestyle and invest in Insurance or VUL

[K0RN - RETIR3D]

In a month's time, I'll turn 40 as well. They say life begins at 40.

 

 

Already have insurance (VUL), Living a healthy lifestyle (going to the gym plus joining fun runs). Pero better if I'd be able to retire early para I can spend more time with the people that matters most to me.