money Where To Invest 200k?

[ajad]

Shiba coin

[Tajiru3]

Dmi nmn crypto currency anu b the best crypto currency?

[Kennnnvi]

Btc

[Curious Rice Porridge]

my 2 cents: mixed portfolio
medyo takot ako sa risk, kaya heavily leaning sa bonds
pero interested in investing in stocks din - preferably on tech companies

[BurdMan]

Invest in crypto and stocks with good fundamentals.

[Tajiru3]

Try ko nga btc...how much ba need n capital pgmgiinvest ka sa crypto?

[mabalakid2008]

Try spa business 🙇‍♀️

[Kplokplo]

Forex? 

[LonelyClarkKent]

Dapat sa mga pandemic-proof na business

[theoneandonlymistressmia]

On 12/16/2021 at 5:03 AM, Tajiru3 said:

Try ko nga btc...how much ba need n capital pgmgiinvest ka sa crypto?

You can invest however and how much you want. Kahit P50 wala naman minimum. 

On 12/16/2021 at 5:16 AM, mabalakid2008 said:

Try spa business 🙇‍♀️

Spa business is not that easy if you don't know how to manage. Baka akala niyo simpleng reservation lang yan. Nah... Ah... 

52 minutes ago, Kplokplo said:

Forex? 

So far our Forex Tradings are doing great. Been getting big clients recently. Thank God. 

Yung minimum na 100k na pinasok just this Nov. 24 lang ng isang GM is currently..... Earning 29,700+ and counting. 

So I must say, Forex ftw.

55 minutes ago, LonelyClarkKent said:

Dapat sa mga pandemic-proof na business

This is true. Imagine I had 6 spa branches. 5 closed due to the pandemic. 

Meanwhile, our accounting and grocery business remained stable.

Food business kaso matrabaho pero ok din. One of my masseuse owned milk tea and burger business and it helped her a lot during those difficuly times. 

[Christian.Grey]

paano mag invest sa nft? 

[theoneandonlymistressmia]

5 hours ago, Christian.Grey said:

paano mag invest sa nft? 

You can start sa Coingecko but if you want updates go to Discord first. May topic dun regarding NFT.

[shanz]

Try the new trend NFT

[SupremoTaga]

Kung mag Paper Assets ka na tinatawag:
1. Timeline of when you might need the fund? Within 1 year, Time Deposit (TD)/Cash is king, After a year or 2, pwede Mutual Funds (MF)
2. What is your risk tolerance? Cannot handle loss of 5-10% from current value, stay with cash/TD/MF that invest in bonds, low risk instruments. Can handle 20-30% loss, go with stocks. Can handle getting Rekt or up to 90-100% loss, go with crypto.
3. How much percent you want to earn? up to 5% in one year = TD/MF bonds, up to 20-30% if you have good trading skills - stocks, up to 100% to 10,000%+ gain = crypto (ingat dito, wag masilaw sa gain, go back to number 2)

Baka mas mabuti at kung baguhan ka pa, i-split mo into 3 categories (revise the % as necessary, depende sa risk appetite mo):
Low Risk Investment (TD/MF): 60% (Mag consult sa bank at sa mga provider ng MF like Manulife or Sunlife)
Med-High Risk (stocks): 30% (COL Financial or other brokers that you can do online trade)
Ultra-High Risk (crypto): 10% (Kahit 0% muna ito, ang ilalagay lang dito ay pera na pwede maging 0 value) (coins ph, Binance)

Ang pag-invest ay inaaral na mabuti, sobrang habang oras ang ginugugol dito at walang katapusan na research/DYOR ito kahit low, mid risk.
Lalo na sa high risk and ultra high risk.

Kung walang tiyaga or capacity na mag-aral, sa safe/low risk ka na lang.

Pero take note, every year bumababa ang value ng pera mo due to inflation, pag hindi mas mataas ang kita ng naitabi mong pera/savings vs. sa inflation, ibig sabihin legally binabawasan ng government ang pera mo ng ilang % due to inflation every year hehehe (kasi nagpi-print sila ng pera every year or dadagdagan ng 0 yung nasa record ng mga central bank and banks hehe - that's another topic kung paano nababawasan ang value ng pera mo pag cash ang hawak mo)
 

*** Disclaimer ***
Not a financial advise. Post ko lang ito base sa experience. Bahala ang bumabasa paano gagamitin ang information na binigay ko dito.
 

[JST2021]

3 minutes ago, SupremoTaga said:

Kung mag Paper Assets ka na tinatawag:
1. Timeline of when you might need the fund? Within 1 year, Time Deposit (TD)/Cash is king, After a year or 2, pwede Mutual Funds (MF)
2. What is your risk tolerance? Cannot handle loss of 5-10% from current value, stay with cash/TD/MF that invest in bonds, low risk instruments. Can handle 20-30% loss, go with stocks. Can handle getting Rekt or up to 90-100% loss, go with crypto.
3. How much percent you want to earn? up to 5% in one year = TD/MF bonds, up to 20-30% if you have good trading skills - stocks, up to 100% to 10,000%+ gain = crypto (ingat dito, wag masilaw sa gain, go back to number 2)

Baka mas mabuti at kung baguhan ka pa, i-split mo into 3 categories (revise the % as necessary, depende sa risk appetite mo):
Low Risk Investment (TD/MF): 60% (Mag consult sa bank at sa mga provider ng MF like Manulife or Sunlife)
Med-High Risk (stocks): 30% (COL Financial or other brokers that you can do online trade)
Ultra-High Risk (crypto): 10% (Kahit 0% muna ito, ang ilalagay lang dito ay pera na pwede maging 0 value) (coins ph, Binance)

Ang pag-invest ay inaaral na mabuti, sobrang habang oras ang ginugugol dito at walang katapusan na research/DYOR ito kahit low, mid risk.
Lalo na sa high risk and ultra high risk.

Kung walang tiyaga or capacity na mag-aral, sa safe/low risk ka na lang.

Pero take note, every year bumababa ang value ng pera mo due to inflation, pag hindi mas mataas ang kita ng naitabi mong pera/savings vs. sa inflation, ibig sabihin legally binabawasan ng government ang pera mo ng ilang % due to inflation every year hehehe (kasi nagpi-print sila ng pera every year or dadagdagan ng 0 yung nasa record ng mga central bank and banks hehe - that's another topic kung paano nababawasan ang value ng pera mo pag cash ang hawak mo)
 

*** Disclaimer ***
Not a financial advise. Post ko lang ito base sa experience. Bahala ang bumabasa paano gagamitin ang information na binigay ko dito.
 

Agree with you Sir. Nicely put!