Utang

[Itto Ogami]

minsan lang ako magpautang.

i always remind the lender that i don't like making singil.

dapat kusa na syang magbayad sa napagkasunduang panahon.

 

if he/she doesn't follow that rule,

di na sya makakautang muli.

[jcsantos]

sa aming mag kakapatid utang kalimutan ang nangyayari

[hidden_dragon]

A good relationship can be belmished by utang alone and most likely ruined if the utang becomes unsettled for long ...

[maniaclara]

A good relationship can be belmished by utang alone and most likely ruined if the utang becomes unsettled for long ...

i think that's what happened to singers Nina and Nyoy Volante... so i heard...

[dOoOm]

wahhhhhhhh!!! tired of this issue... hindi kasi ako marunong maningil...

 

if i need money, i go straight to my parents or siblings and pay them as soon as possible (para makaulit),hehehehe!

[MRROUGHSEX]

Just refer borrowers to credit card companies.

[miyong76]

kaya yan ang rason ko ayaw kong magyabang na may pera ako baka utangan ako

[miyong76]

kaya yan ang rason ko ayaw kong magyabang na may pera ako baka utangan ako

[ladyboy]

ingat kayo madami walang hiya ngayon

pag nangungutang sobrang kulit pag nakautang na hindi na kayo kilala

makakapal mukha ikaw pa sisiraan

[devil eyes]

ganyan talaga panahon ngayon. naaalala ka lang pag mangu-ngutang sayo. pag bayaran/singilan na ikaw pa masama. di man lang nila naisip na kailangan mo rin un kaya sinisingil mo na sila

[ladyboy]

kaya hindi masama maging madamot

[snoopy/woodstock]

as a general rule, loan out to people whom you know and trust very well. outside of that, it's a risk you have to take....

[the_passerby5981]

Consider this:

 

Hindi naman proven, pero there is a tendency of male homosexuals (daw) to not pay their debts.

Not really a judgment but perhaps a cautionary tale.

 

The most extreme case is of my friend. May umutang na bading sa kanya. They met, kasi sinisingil na yung umutang. My friend turned his back for one second and, BAM!! His head was whacked and he fell to the ground. Later, he was stabbed in the back several time. Buti nalang natawagan pa nya bro nya to come to his aid. Otherwise, he would have bled to death.

 

If I look at my own experience and those of my other friends', it seems as if the claim bears some weight.

[hottie22]

ayoko ng utaaaaaaaaaaaaang!

ang dami dami nangungutang sa akin..

mga di naman marunong magbayad..

bwiset!

[Immortal666]

Ayoko talaga magpa-utang. Pero there are occasions when it's my mother who asks me to loan money to my uncles na seaman. Nakakainis lang kasi para namang palagi akong my extra cash na handang ipautang. But yeah, I don't have the guts to tell my mom that kaya I end up lending the money.

 

A second-degree aunt whom I recently saw at a relative's wake, suddenly texted me and asked me to lend her money. Nagulat lang ako kasi hindi naman kami close and matagal na kaming walang contact at malayo pa sila nakatira sa amin. Dire-diretso pa yung text na ipadala ko daw thru LBC etc. I turned her down. Mahirap na. Ayoko maghabol sa pagsingil ng utang.

[munting_payaso]

babayaran ko na utang ko!!! next year tapos na to! ayaw ko na! hahaha

[lomex32]

also teach our children not to make UTANG to others but live within their means

[SaintPeter5858]

Lend only a small amount

[SaintPeter5858]

Do it selectively as well

[BrightestStar]

Make the borrower sign a quasi-collateral.

[SaintPeter5858]

Lend it only to the trusted ones or say goodbye to what you give

[kimkinnison]

You'll never have to do this if you plan wisely.

 

If you lend money you may as well expect it never to come back no matter how much you trust the person. Lend wisely.

[GoldTooth]

Instead of lending, just give a part of it as a donation na lang. "Hindi talaga kita mapautang ng anun kalaki, pero ito, tanggapin mo na lang muna ito as tulong ko."

 

But I feel lucky enough that walang nangungutang saken. Hehehe.

[Mel G.]

Mas gugustuhin kong ako ang mangutang kaysa ako ang uutangan. Bwahaha!

[sklardrog]

Better lower one's expectations to the point that one will never get some or all of the money back. Thus, instead of lending them the amount they're asking for, "loan" them a smaller amount that won't cause you a lot of pain and aggravation should they fail to pay you back.