Utang

[hottlipss]

Somebody told me once before my first trip back to the Phils. to remeber this: "Pag di kita pinautang, sasama loob mo sa akin; pag di ka nagbayad ng utang, sasama loob ko sa yo. Buti nang sumama ang loob mo sa akin kay sa sumama ang loob ko sa yo". That was good advice. :thumbsupsmiley:

 

I also notice na lumalapit ang umuutang pero nakakapagod maningil, parang ikaw pa ang perhuwisyo.

 

 

good advice :thumbsupsmiley:

 

I don't make pautang... Pag nilapitan ako, I don't consider it pautang kasi when I give them the

money, I don't expect to be paid back para wala na lang samaan nang loob.

[LYCHEE]

Before I left for a HK trip, some friend asked me to buy him a digital camera. When I reminded him to give me his money, he told me: "Pare, pautang muna. Bayaran kita pag dating mo".

 

Sabi ko lang: "Pare, pag balita ang binigay mo sakin...balita rin ang makakarating sa iyo." :upside:

 

Hindi nako kinulit. :upside:

[reachard]

with my close friend, he has a loan business, 10% per month. Umutang ako ng 10k and paid it for 2months so ayun 12k ang balik and 3k per payday. masakit every payday pag bayaran na. So I advice na pagipunan na lang yun mga gusto kesa sa mangutang

[just4fun]

gusto kong makasingil s taong may utang s kin ng 5.65 million. Kung sino man ang magaling maningil dyan (extra-judicially and w/o hurting as much as possible, be u an individual or juridical person) just pm me so we can work on the details.

[mc_darklight]

just ask for the debt up front

[Defiant]

May pinautang akong kaibigan... 7K, isang taon nang di nagbabayad... Kahit makulit ako, wala pa ren... Literal, tinatakasan ako.

Edited September 26, 2008 by Defiant

[m777]

i refrain from borrowing money from other people. kaya hindi din ako nagpapautang. mahirap maningil lalo na kung friend mo ung nangutang sayo. magiging cause pa yan ng pagaaway ng magkaibigan. :thumbsdownsmiley:

[tints97]

ako as much as possible eh hindi nagpapa utang.. i'll instead help him/her in some other way... besides, im not a bank na pwede mag loan.... kaya nga may mga institution like that to answer those kind of needs...

[lomex32]

Ako ay ang iyong tunay mong kaibigan .....

 

.... kapag ikaw ay may problema lapit ka lang sa akin ....

 

 

Kung kailangan mo ng payo ..... papayuhan kit

 

.... Kung kailangan mo ng pera ...... papayuhan pa rin kita

[geneticfreak]

Hay. I wish I was a lot better at turning people down. Ang daming may utang saken na hindi pa din nagbabayad hanggang ngayon. Sigh.

[stephanjenkins]

nagpapautang ako pero once na hind mo sinunod yung date ng pagbayad hindi kita sisingilin pero hindi na kita papautangin. ang pangako ay hindi pinapako.

[jetlag143]

pag nag pautang, i don't expect the money will be returned

[_Honey_]

Hindi ako basta-basta nangungutang pag kaya kong ayusin mag-isa.

I only have a couple of friends I run to in any case magkagipitan.

 

In my case, nagpapahiram naman ako pag kailangan talaga nila. But I usually ask them when they're gonna pay. They should give me a date. And I'll expect that. I'll ask them if they need extension. until they pay me. Most of them pay me. Pero pag di sila nakabayad, hindi na sila makakautang hanggat hindi sila magbabayad.

 

One more thing, in any case, first time pa lang mangungutang ng tao tapos hindi naman kayo close yet naaawa ka rin, don't lend him the exact amount he claims he needs. Say for example, nanghiram sya ng 5K, as much as possible half lang ipahiram mo. I know he's in need but you have your own financial needs you try to sustain.

[tombone]

usually nag swap check mga friend ko for few week without interest . most of them do paid but there is still some individual na mag tatago tapos close account na pala ang check na deposit ko on the date.

[mc_darklight]

i only allow loans from friends i trusted that will pay.hehehe

[reskie22]

pagod na ako magpautang mas umasenso pa sila

kesa sakin ngayon...

[masternikki]

txt ng txt to kulit

[LYCHEE]

Pare 1: Pre, pautang naman ng 10 libo.

 

Pare 2: Ano, 5 libo?! Bakit kailangan mo ng 1 daan?

[sfstudmuffin]

hen it comes to money, you should separate yung pagiging pamilya or kaibigan......it should be treated liked a business: How are you gonna pay me back and when?

[ladyboy]

ang masasabi ko lng s mga taong nangungutang dpat bayaran nyo inutang nyo wag nman makapal mukha d b?

[masternikki]

Walang utangan para walang masisirang pagkakaibigan

[Leyna]

Nahihiya akong maningil (especially with friends) to the point na hindi na lang nababayaran. So yung mga nangungutang should be responsible enough to remember and not to abuse the kindness extended by the other person.

[jcsantos]

ako pag nag pautang inde naniningil pero tinatandaan ko i mean inde ka na makakaulit .. sakit kasi sa ulo yung pag sisingil e lalo na pag kaibigan masisira lang

[reyster]

1. I don't borrow money as much as possible. pero pag talagang gipit sa siblings, other relatives and close friends lang.

 

2. I lend money only to relatives and close friends whenever I can.

[maniaclara]

bihira pero pag inabot ng malas, i borrow from my mom, sometimes from my brothers, pero binabayaran ko rin agad.

 

sometimes i get to lend too, mostly to my brothers din or my niece or even the household help sometimes, but i don't make a habit of it unless i feel na kailangan talaga nila. mahirap kasi maningil eh. minsan ako pa yung nahihiya, or sometimes i get upset lang, and i hate getting upset over money.