reggie5490 Posted October 15, 2007 Share Posted October 15, 2007 well i used credit card also and i do company loans pag wala na talaga. Quote Link to comment
bizquit22 Posted October 15, 2007 Share Posted October 15, 2007 Nagpapautang?OO..Kanino? sa mga kapatid ko, frens, GF..minsan dad ko..hehehe..Nangungutang?OO din..hehehe...walang credit card eh...Kanino?Sa kanila din...hehehe Quote Link to comment
bouncing_boy77 Posted October 15, 2007 Share Posted October 15, 2007 umuutang- viacredit cards, nagpapautang- depends on the person asking. Quote Link to comment
mark_pogi Posted October 29, 2007 Share Posted October 29, 2007 (edited) matagal na din akong di umuutang kasi madami naman akong pera di rin naman ako masyadong nagpapa-utang unless malaki ang tiwala kong magbabayad sila. Edited October 29, 2007 by mark_pogi Quote Link to comment
Guest Makaikishi Posted October 29, 2007 Share Posted October 29, 2007 Ayoko umutang at hindi ako nagpapautang...unless desperado talaga ang kaibigan ko... Quote Link to comment
butters Posted October 30, 2007 Share Posted October 30, 2007 kung di naman masyadong mabigat, bigay ko na lang...I believe na babalik yung double pa.. but sa mga taong umulit-ulit...TANG na...di na... kasi ako marunong ako magbayad agad... :thumbsupsmiley: Quote Link to comment
sky_walker Posted November 11, 2007 Share Posted November 11, 2007 credit card and dati loan nung sobrang kailangan ko agad ng money.....nagpapautang din ako minsan pero sa taong alam ko na may ibabayad....at yung mga relatives at ka-close ko lang... Quote Link to comment
cordonbleu Posted November 16, 2007 Share Posted November 16, 2007 utang via credit card. nagpapautang sa parents ko lang. sa crush ko,t.y. ko na yun hahaha. Quote Link to comment
bastus1n Posted November 16, 2007 Share Posted November 16, 2007 Stopped using credit cards when tumaas na sweldo ko. Not too keen about lending money to other people. I did it twice though for some of my employees who were in need. Quote Link to comment
rich_girl Posted November 18, 2007 Share Posted November 18, 2007 nagpapautang? Oo sa office mates, pero pag malaking amount na syempre may konting interest and i require postdated checks na. sa kapatid, oo din pero wala ng bayaran eh kaya bigay na lang umuutang? no, dati umutang ako kasi wala ako barya pamasahe pero bayad din agad kinabukasan Quote Link to comment
MoniqueGroove Posted November 22, 2007 Share Posted November 22, 2007 Credit card -umuutangFamily/friends/neighbors/ and sometime staff -pinapautang Quote Link to comment
sleeper25 Posted November 22, 2007 Share Posted November 22, 2007 umuutang - credit card / loan pinapautang - officemates / parents Quote Link to comment
taz31 Posted December 21, 2007 Share Posted December 21, 2007 How do you get back your money from a friend who borrowed it? How do you say it to him na hindi siya masyadong ma-offend? Quote Link to comment
carlzzz30syg Posted December 21, 2007 Share Posted December 21, 2007 Pasigaw na nakangiti at sabay sabi na: HOY UTANG MO BAYARAN MO na ang tagal-tagal na nun ahmagbayad ka na....Ganun lang magbabayad na yun sa hiya. Quote Link to comment
elmer_fudge Posted December 28, 2007 Share Posted December 28, 2007 as a rule, di ako umuutuang, at di ako nagpapautang. pero di maiwasan minsan na may uutang sa yo. mahirap naman talikuran yung mga kaibigang nangangailangan. pero nahiya ako maningil. Quote Link to comment
thegiftedwitch Posted January 3, 2008 Share Posted January 3, 2008 dati nagpapa-utang mom ko, and hindi nya pinatutubuan ah... (it's against our belief to do so, gipit na nga yung tao eh. lalo mo pa bang gigipitin...) pero some of the people who borrowed money from my mom could be really badsince they would no longer want to pay her back...nakakabili sila ng mga bagong appliances and clothes, tapos pag nakita mom ko sasabihin walang wala sila -- minsan bigla pang magtatago pag nakita si mommy from afar (yung iba nahihiya kasi, yung iba naman talagang nagtatago kasi ayaw tlaga magbayad) wtf tlaga db! hindi naman ugali ng mom ko maningil kasi nahihiya raw sya (she's just too nice!) ... sabi kasi nya hindi naman raw nadadala sa kabilang buhay ang money-- sabi ko naman, sana yung perang yun ibigay na lng sa orphanage to help those abondoned children, or bantay bata siguro for the abused children So I talked to her and explained na inaabuso na yung kabaitan nya, at dapat hindi nya na dapat pautangin pa yung mga hindi pa nagbabayad ng dati nilang utang (kapal naman ng mukha nila noh -- ako nga hindi umuutang sa mom ko eh!) i understand na minsan may mga tao lng talagang kinakapos, so parang tulong na lng ni mommy yung pinahiram sa kanilapero yung karamihan na hindi marunong magbayad pero kung anu-ano ang binibili, nakakahiya tlaga silasusmio! Quote Link to comment
beastmode Posted January 26, 2008 Share Posted January 26, 2008 Pag ako ang umuutang (w/c minsan ko lang ginagawa saka kapag kailangan lang talaga) di ako nakakatulog ng maayos until the time na mabayaran ko na (w/c is hindi rin naman ganun katagal and I do set a time kung kailan ko mababayaran). May hiya rin naman ako sa tao saka at least I believe na kapag ganun malaki ang chances mo na makautang ulit kapag kinakailangan. Kapag ako naman ang nagpapautang pag di mo sya nabayaran sa time na sinabi mo okay lang yun pero malabo na na makautang ka ulit sa akin pero syempre bayaran mo pa rin, saka, I take into consideration yung reason ng nangungutang like if I know na para sa di importanteng bagay nya gagamitin yung pera (like bisyo or panglakwatsa) malamang di ko siya mapautang. Quote Link to comment
Guest mirang Posted January 28, 2008 Share Posted January 28, 2008 tried also one time to a close friend, wala na ngang interest...ginawa pang installment, parang wala lang, it should be in addition to my savings pero nagastos ko din. One time naman to my officemate, the following week nag-immediate resignation sya without paying me.. Quote Link to comment
jumpman611 Posted January 28, 2008 Share Posted January 28, 2008 i try to stay debt-free as much as possible... since i started working, i've made it a point to stay away from borrowing from other people. Quote Link to comment
misbyutiful Posted February 2, 2008 Share Posted February 2, 2008 mahirap maningil lalo na pag close friend. minsan nakakasira ng friendship Quote Link to comment
Tommy_Cruz Posted February 4, 2008 Share Posted February 4, 2008 Hindi ako nagpapautang kasi ang taong umuutang ay malamang walang kapasidad magbayad. :hypocritesmiley: Quote Link to comment
syrcu Posted February 5, 2008 Share Posted February 5, 2008 Credit is good but I need cash Quote Link to comment
LYCHEE Posted February 5, 2008 Share Posted February 5, 2008 (edited) In God, We Trust. In Others, We Need Cash. :thumbsupsmiley: Edited February 5, 2008 by LYCHEE Quote Link to comment
dyakhardy Posted February 9, 2008 Share Posted February 9, 2008 madali magpautang, mahirap maningil mahirap umutang, mahirap makabayad which is mas totoo dito??? Quote Link to comment
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