r35gtr Posted September 10, 2015 Share Posted September 10, 2015 Life indeed may be tough and sometimes we can be bountiful.... On such times.... Kanino ka umuutang?1. Credit Cards2. Bank3. Parents4. Siblings Kanino ka rin nagpapautang?1. Siblings2. Officemates If uutang ako, always sa proper institution. ayaw ko masira ang friendship ko with people. I would feel verybad pag tinanggihan ako pag lumapit ako para mangutang. Utang na lang ako Banko or even pawnshop. Kung kanino ako nagpapautang? sa mga friends ko, I tell them to pay me when they can. sa mga pinautang ako 30 percent lang ang nagbayad, ang iba nagbayad sa umpisa then nawala na lang. sa magagandang babae di ako nagpapautang, nagbibigay na lang ako . daya noh? para ganun talaga ako eh Quote Link to comment
omega2959 Posted September 10, 2015 Share Posted September 10, 2015 If uutang ako, always sa proper institution. ayaw ko masira ang friendship ko with people. I would feel verybad pag tinanggihan ako pag lumapit ako para mangutang. Utang na lang ako Banko or even pawnshop. Kung kanino ako nagpapautang? sa mga friends ko, I tell them to pay me when they can. sa mga pinautang ako 30 percent lang ang nagbayad, ang iba nagbayad sa umpisa then nawala na lang. sa magagandang babae di ako nagpapautang, nagbibigay na lang ako . daya noh? para ganun talaga ako eh mas hindi kasi masakit pag magandang babae ang pinautang mo. hehehe! Quote Link to comment
HomoLove Posted October 2, 2015 Share Posted October 2, 2015 maraming nangutang sa akin na hindi pa nagbabayad Quote Link to comment
Mr. Gatsby Posted May 14, 2016 Share Posted May 14, 2016 The worst part of lending money to someone is not knowing when will he/she pay it. Lend responsibly Quote Link to comment
tonyroma Posted May 15, 2016 Share Posted May 15, 2016 Mas malala yung uutang para sa pangangailangan tas kita mo later panay din ang good time at bago gamit hindi ka pa nababayaran. The worst part of lending money to someone is not knowing when will he/she pay it. Lend responsibly Quote Link to comment
francis2014 Posted May 15, 2016 Share Posted May 15, 2016 Credit Cards only. Hindi ako nagpapautang. Madalas kasi hindi nagbabayad or pahirapan sumingil. Quote Link to comment
MTC Hunter Posted May 16, 2016 Share Posted May 16, 2016 Housing loan and salary loan only Quote Link to comment
Vincent Durden Posted May 17, 2016 Share Posted May 17, 2016 Friends or family: Never. I hate giving control or leverage to other people.Bank: No. Mahirap i-compute yung economic value ng isang bagay kapag per month mo binabayaran. I prefer to always pay in full cash para ramdam yung burn sa wallet mo. Quote Link to comment
DorkVader Posted May 17, 2016 Share Posted May 17, 2016 I borrow from institutions only. Hindi ko kaya umutang sa family and friends. Kung hindi Lang Kailangan magestablish ng credit history, baka hindi pa ako umutang. Mabilis ako magpautang naman. Quote Link to comment
Mangoose Posted May 30, 2016 Share Posted May 30, 2016 Ayoko na ng utang mahirap na macollection mablack list pa me Quote Link to comment
baMbee🐝 Posted May 30, 2016 Share Posted May 30, 2016 Nakakahiyang umutang sa friends or family.Utang ko would be sa credit card. Bills if not paid early.Gastos are coming from clothes, school or travel. Quote Link to comment
RED2018 Posted May 31, 2016 Share Posted May 31, 2016 ang utang, in any form, ay dapat bayaran...nagpapautang lang ako sa mga tunay na nangangailangan at marunong magbayad...umuutang din naman ako for investments and important loans only 1 Quote Link to comment
johannlucas Posted May 31, 2016 Share Posted May 31, 2016 Anghel silang lalapit sa iyo para mangutang.Pero kapag sinisingil mo na sila,Nagiging DEMONYO na ang mga PUT TONGUE IN A!! Quote Link to comment
docpepin Posted May 31, 2016 Share Posted May 31, 2016 Pautang lang kung pangnenegosyo at may interest pati, sa iba ay bigay na lang as tulong kung nangangailangan. Ang hirap kaya maningil. Quote Link to comment
docpepin Posted June 5, 2016 Share Posted June 5, 2016 Wala ako utang sa ngayon. Mainam na yun kahit di mo mabili gusto mo kaaagad at matinding ipon mode kung meron pagkakagastusan. Iba pa rin ang pakiramdam ng malaya ka sa utang. Quote Link to comment
Maki8 Posted June 28, 2016 Share Posted June 28, 2016 credit card. sometimes sa BUmBay! Quote Link to comment
-DELETED- Posted June 28, 2016 Share Posted June 28, 2016 Already loaned out more or less 500k. Much bigger than my cash on hand so I'm somehow going to be broke soon. Excluding lend outs to families. Wag kayo mag pautang kung kakailanganin nyo rin kagad yung pera, mahirap maningil baka mag away pa kayo ng pinautang mo. Hahahaha while I do have my own liabilities, Utang sa credit card at pag same yung cash and installment price ng mga high value items na bibilhin ko. Quote Link to comment
MRROUGHSEX Posted July 1, 2016 Share Posted July 1, 2016 PUT TONGUE IN A!! Ayost to pre! Saucy dating tapos raunchy pa haha. Quote Link to comment
camus Posted July 3, 2016 Share Posted July 3, 2016 It's okay to borrow, if you can pay and you follow the agreement. Cultivate a reputation of honor. If you are having trouble, don't run away from your creditor, that's the worst thing to do. If masira pangalan mo, word will spread and you can never borrow again from anyone. Talk to your creditor, try to work out a new agreement. If your creditor sees you are honorable and sincere, most likely he will agree to a new arrangement (also because it's better than nothing). Quote Link to comment
camus Posted July 3, 2016 Share Posted July 3, 2016 Another important thing... As a borrower, don't be afraid to be audited and questioned. That's part of the deal, nothing personal. Your creditor has a right to know what's happening because it's his money. Just answer questions truthfully, no hard feelings. Kung ayaw mo pakialaman ka, then huwag ka humingi ng tulong. If you want help, then by definition you also give up some of your independence. Quote Link to comment
D'Engineer B Posted July 4, 2016 Share Posted July 4, 2016 sobrang hirap maningil lalo na kung ang uutang sayo eh bilas mo o bayaw mo. nakakadala.. Quote Link to comment
Mad Damian Posted July 4, 2016 Share Posted July 4, 2016 Mahirap tumanggi ng mga mang-uutang pero MAS MAHIRAP maningil lalo na kapag kailangan nyo na yung pera.Most of the time naman yung mga mang-uutang di marunong maghawak ng pera.Kapag may pera na di kailangan, ginagastos muna.Sila dapat marunong mahiya kapag ayaw mong pautangin. 1 Quote Link to comment
Piaggio Posted July 11, 2016 Share Posted July 11, 2016 I'd rather lend than borrow. I like the freedom of being debt-free. Quote Link to comment
JizzyH Posted July 15, 2016 Share Posted July 15, 2016 utang sa credit card. pautang sa ofismates, walang lusot. hehe.tska sa taong alam mong may income. Quote Link to comment
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