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Condo Unit Or House & Lot?


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What I did was I started with a condo first. Now that I am just 4 years away from completing its payment, I am looking at purchasing my second home, this time a 2-story 3-bedroom with basement house and lot.

 

I started saving for the downpayment for the H&L 2.5 years ago and really busted my nuts working and saving money for it, constanly eating only 2x a day (maraming extra rice) and working sidelines as consultant for extra cash. I've foregone dating and going into bars and have limited my trip to massage parlor to just 3x or an average of once a year (just to make sure the steel pipe is still working). Now I have Php1 Million hard cash for downpayment.

 

At 35years of age, I am confident that I can fully pay the H&L before I reach 60.

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