PG007 Posted October 18, 2015 Share Posted October 18, 2015 Saang bangko pinaka easy mag loan? Quote Link to comment
Google Posted October 22, 2015 Share Posted October 22, 2015 Sirs, Can anyone here help me. I recently purchased a lot in San Pedro, Laguna under Pag-ibig financing (Developer: Filinvest) last 2008. The thing is, under various circumstances, I ended up working in Pampanga. I continue to pay up my monthly dues, nevertheless. This situation has led my to a couple of questions:1. Would it be possible to give up my loan and recover whatever I already paid up (monthly amortization, downpayment, etc.? How do I get about the process?2. Can I just sell the lot, in case somebody's interested? can the buyer just pay me the amount I shelled out and continue paying the amortization.?3. If in case I was able to sell the lot, can i initiate another housing loan with Pagibig? I really would want to give up the lot since I do not want to burden myself paying for something I am not benefiting from. I do not look at it as an investment at this point. If any of you knows somebody (a buyer or an agent, perhaps) who's interesting in owning a 110 sq-meter lot in San Pedro Laguna, please let me know. The place is in a nice subdivision, not-flood-prone, accessible via muntinlupa, daang-hari and SLEX. Such features invited me to acquire a property there in the first place. TIA best thing to do in your case is to sell the property based on current market values, then pay the balance off pagibig.or sell it to just recoup your payments and let the buyer assume the balances. Quote Link to comment
perfectstranger Posted October 19, 2017 Share Posted October 19, 2017 asking for a friend:what's the best option for 500k education loan payable in 2yrs? Quote Link to comment
erwinrommel Posted August 9, 2018 Share Posted August 9, 2018 try nyo mag apply sa crowdfunding website sa mga gusto mag loan Quote Link to comment
MRROUGHSEX Posted August 11, 2018 Share Posted August 11, 2018 ang dami ko ng cash loanhelp meMe bisyo ba? Quote Link to comment
watashiwasexonolibognichan Posted September 10, 2018 Share Posted September 10, 2018 wag kayo mag loloan. mababaon lang kayoparang ako may 12k ako sa ringmay 123k sa credit card billmay 36k ako sa macbook pro laptopmay 300k pako na unbilled sa credit card buhay nga naman. Quote Link to comment
MartinDomingo Posted February 15, 2021 Share Posted February 15, 2021 can you loan from a bank na wala kang account? Quote Link to comment
theoneandonlymistressmia Posted February 15, 2021 Share Posted February 15, 2021 I wouldn't suggest getting a loan. Imagine... My condo is only 2.1M... i took a 1.7M loan since I made a downpayment naman but after 20 years it boils down that I will have to pay a total amount of 6M. I have a house and lot worth 5M. In 15 years I have to pay 16M in total. I have a car, it's only 1.7M with 400k downpyment. But it boils down that I have to pay 2.8M in total with the bank in only 5 years. If kaya mo may ipon, just ipon instead of taking a loan. 1 Quote Link to comment
MartinDomingo Posted March 5, 2021 Share Posted March 5, 2021 Mga tropaSabog ako sa financial planning Nag apply na ko sa citibank Nabigay ko na application ko How do I increase my chances of getting my personal loan approved Any idea how they CI you ? Sana maapprove ako Kung Hindi tatalon na ako sa gitna Ng LRT Quote Link to comment
theoneandonlymistressmia Posted September 11, 2021 Share Posted September 11, 2021 On 3/5/2021 at 3:37 PM, MartinDomingo said: Mga tropa Sabog ako sa financial planning Nag apply na ko sa citibank Nabigay ko na application ko How do I increase my chances of getting my personal loan approved Any idea how they CI you ? Sana maapprove ako Kung Hindi tatalon na ako sa gitna Ng LRT Don't go for banks with strict requirements. Psbank madali maapprove Quote Link to comment
tommy69 Posted September 11, 2021 Share Posted September 11, 2021 On 2/15/2021 at 5:11 PM, theoneandonlymistressmia said: I wouldn't suggest getting a loan. Imagine... My condo is only 2.1M... i took a 1.7M loan since I made a downpayment naman but after 20 years it boils down that I will have to pay a total amount of 6M. I have a house and lot worth 5M. In 15 years I have to pay 16M in total. I have a car, it's only 1.7M with 400k downpyment. But it boils down that I have to pay 2.8M in total with the bank in only 5 years. If kaya mo may ipon, just ipon instead of taking a loan. agree! intest rates are so damn high in the philippines. car loans are not calculated with diminishing returns. everyone thing low down payment are a godsend but this is where banks make a killing. better off with 50 percent down and one year to pay with 5 % interest rates Quote Link to comment
sirheinrichcu Posted September 22, 2021 Share Posted September 22, 2021 On 9/11/2021 at 10:51 AM, theoneandonlymistressmia said: Don't go for banks with strict requirements. Psbank madali maapprove hindi ba bank yung psbank hehe loan kayo sa bank. tapos itaya niyo lahat ssa brooklyn nets first game. october 4 hahahaha 1 Quote Link to comment
TrueLife_FunLife Posted September 28, 2021 Share Posted September 28, 2021 On 9/11/2021 at 10:51 AM, theoneandonlymistressmia said: Don't go for banks with strict requirements. Psbank madali maapprove Agreed. It was easy back then when I had a car loan from them. Para di OT When making a loan, it really boils down financial management and using it for its intended purpose or else mababaon ka. Don't loan if paying another loan, mas lulubog ka dito based on people I know. Quote Link to comment
IgniT1on Posted September 30, 2021 Share Posted September 30, 2021 Nag loan ako dati sa chinabank before, almost 1 week bago ako na approve, mas prefer nila yung credit card holder. Quote Link to comment
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