Mutual Funds

[boni]

they say buy low, right? wish me luck. just placed majority of portfolio into sunlife's MF. anyway, i won't be "needing" the money for 4-5 years..

 

Good thinking. Just don't get emotional. It will be worth the wait.

[scooby91]

Thanks.

 

 

Guys what are your takes on ATR KimEng Group, from what I have been reading their performance seem to be good...

 

 

I want to invest right now specially that bear-ish ang market...

 

I've been with ATR for quite some time now.. i would consider this company one of the majors.. complete with research team and newsletters..downside is wla online transaction unlike citisec..

luckily i opened my account with them (ATR) while i was still based cebu.. kaya kahit hindi ka bigtime, oks lng, relatively good customer service pa din

hope this helps.

[Dr_PepPeR]

they say buy low, right? wish me luck. just placed majority of portfolio into sunlife's MF. anyway, i won't be "needing" the money for 4-5 years..

 

I hope you placed it in the balanced or equity funds.

[kadafy]

^ for my MF investment, i've placed 50-50 on both, doc.

[Charlemagne2008]

Long-term investing in the stock market is one of the best strategies for growing your wealth. But to be successful, you need the time and expertise to select, combine and monitor the stocks in your portfolio. Managing a stock portfolio is a complex process that is best left to professional fund managers.

 

Recognized for its outstanding investment performance over the past 10 years, Philequity Fund (PEFI) is the best option for investors who want to invest in the stockmarket but do not have the time and expertise to do so. PEFI gives investors access to a diversified stock portfolio managed by some of the best equity fund managers in the country.

 

 

NAVPS Graph

 

pefi.bmp

 

Calendar Year Returns (%) as of June 27, 2008

Returns 2008

 

YTD 2007 2006 2005 2004 2003

PEFI -25.7 18.33 52.26 15.24 28.43 35.56

PSEi -31.9 21.43 42.29 14.99 26.38 41.63

 

 

Compounded Annual Growth Rate (CAGR, %) as of June 27, 2008

10 years 16.46

5 years 17.61

3 years 12.94

 

 

Volatility of Returns / Annual Standard Deviation (+/- %)

2008

 

YTD 2007 2006 2005 2004 2003

PEFI 18.2 23.7 15.7 16.7 14.9 11.9

PSEi 23.4 27.2 20.3 18.4 18.0 18.6

[azayco]

Charlemagne

 

What are the rates for sales load and redemption? Any other fees?

 

Thanks

[Charlemagne2008]

What are the rates for sales load and redemption? Any other fees?

 

Thanks

 

Philequity Fund, Inc

Investment Amount Sales Load

5,000 - 99,999 3.50%

100,000 - 249,999 3.25%

250,000 - 499,999 3.00%

500,000 - 999,999 2.50%

1,000,000 - 1,999,999 2.00%

2,000,000 - 4,999,999 1.50%

5,000,000 - 9,999,999 1.00%

10,000,000 - 20,000,000 0.50%

 

Investment Period Exit Fee

Less than one year 2.00%

One year - Less than two years 1.50%

Two years and up 0.00%

[magnus]

exit nako sa 3 mutual funds ko. 20% profit. sayang if nalabas ko earlier mas malaki sana. pero since the downtrend is confirmed, out muna ako. balik nalang pag nag reverse na itong downtrend.

[HOT PAPA]

is it the right timing to venture into the BOND market???????

[b1gbeauty89]

So is it worth investing in MF's or bond funds nowadays??? Pls enlighten me.

[Guest lustfortravel]

So is it worth investing in MF's or bond funds nowadays??? Pls enlighten me.

 

depends on what your investment objective is. if you have a long-term horizon and are willing to take the fluctuations in the market price in the short term , you can probably look into fixed-income mutual funds. choose your MF carefully; look at the track records of the fund managers.it is during these times that you will see who the best fund managers are who are able to position themselves despite the adverse markets; the historical returns will speak for themselves.

 

frankly though, i don't see MF prices improving too much this year. i'd rather place in SDAs since they have guaranteed returns and wait until the market improves.

[kadafy]

question: how long will the current downtrend last? 2 years? 3 years? any insights?

[dexterhaba]

question: how long will the current downtrend last? 2 years? 3 years? any insights?

 

 

GOOD QUESTION,, BE CAREFUL OF THE SAYING "BUY LOW SELL HIGH",, EVEN WHEN YOU BUY LOW BUT THE DOWNTREND WOULD LAST FOR LONG TIME KAILANGAN MO RIN TANTYAHIN ANG PISI MO,,, JUST MY 2 CENTS,, :hypocritesmiley:

[joss]

kung gusto mo malaman talaga ang direction ng market, dapat ka muna bumili lol....

[daclown]

patatagan nga talaga ng sikmura ngayon...pucha pabagsak lang ng pabagsak ang trend..