MRROUGHSEX

Pwede naman. Go for it. I worked for 12 years as OFW. Nakabili ako ng condo sa Makati. Sakto lang, natapos bayaran and also nakapag-ipon ng P4M para sa retirement. Tapos nun, balik na sa Pinas, working here and enjoying fruits of labor with some spa, MP, and beerhaus sprinkled in-between. My goal is to save extra para maging P6M retirement fund ko then it's up to me kung gusto ko na huminto full time sa work or continue but doing part-time work instead.

I'm more of a spa guy. Not into walkers. But I undestand the question. No kasi wala naman akong GF.

6 regulars para Mon-Sat iba-iba then Sun rest day.

Kelangan P33K a month na COLA budget tapos extra P12K para sa entertainment for a net total of P45K a month. Pang middle-class na yang lifestyle na yan.

Condos. Daming opportunieis for meeting girls.

Mahal naman properties sa ibang bansa. Good lang for ipon, so hard mode sa ibang bansa. Pag nakaipon na balik na at easy mode na sa Pinas. Sariling bahay lang naman talaga kelangan. Pag nagkaruon na non at bayad na, kaya na manatili sa Pinas. May pagka-overstrict kasi labas sa Pinas. Example, nung plano ko magpagawa bahay sa labas...dami restrictions at building codes na kelangan i-meet. Ini-inspect kasi talaga ng inspector tapos ipapagiba lang at tayo ulit. Ganun din sa mga karamihan ng gamot -- need ng doctor visit muna bago prescription so gastos at hassle. Nakapagtrabaho ako sa US at France ng total of 5 years at nakaipon ng P2M naipambili ko ng 1BR condo sa Makati about 20 years ago. Tapos the past 20 years, dahil di na ko nagrerenta, nakaipon naman ako P3.5M pampatayo ng sariling bahay sa probinsya.

Sarap magretire malapit sa spa tapos me budget 2x a month.

I just turned 40. Guys or girls of same age or even older please give ideas what to expect and things to do in the 40 something age. What's the good and bad side? Are there any pitfalls to avoid? Any exciting things in store? How did you guys hold up? Please share experiences for benefit of those entering or who are at this milestone age. For those who made it . . . kudos! And thanks in advance.

Too many expenses and bills to pay. Other than regular day-to-day expense like transpo, food, and like, what bills are you taking care of this week? Amount is not necessary.