James Band

mtc Hemsworth - Thor

Shakey’s

Coke litro

Being late

They say, sex is the best exercise as it involves different muscles. It is not just a physical exercise but also mentally and emotionally.

Cardio exercises

Table tennis

Star Wars, Indiana Jones, Mindstorm, technic, Ninjago, Powerminer, etc.

At work

Star Wars

In a way, borrowed money.

Mga kababayan na nabaha dahil sa bagyo

Math

No FSA.

Of course, James Bond. But I also like John Wick and Jack Reacher, both the Tom Cruise version and that from the books/novel of Lee Child.

Agree. Love, understanding and forgiveness. I believe in any relationship, there will always be some mistakes, be it small/petty or big/grave. Hence, understanding and forgiveness is necessary.

To be able to fly and go to different places.

My opinion, not anymore. But there are still gentlemen around.

Aside from COL, there’s also BPI and First Metro Securities. Meron din sa GCash app.

Investments in stocks or equity markets should always be for the long term.

Hector Calma and Samboy Lim (RIP)

Crispa - Co, Cesar, Guidaben, Hubalde Northern Consolidated - Calma San Miguel - Samboy, Caidic, Calma, Dignadice, Teng Ginebra - both under Jaworski and Tim Cone

It is normal for a company to always look or give what is best for the customer. But sometimes, customers get mixed up, especially when it comes to financial services. Customers should understand the different products of banks, asset management companies and insurance companies. Often we see clients buy investment products from insurance companies, when they should be going to banks or asset management companies.

Financial services

Best time to invest is yesterday. You need to start early. Depending on your risk tolerance, whether you invest in bonds or stocks, your investment will grow over time, simply because of time value of money.