YourTemptation Posted July 16, 2018 Share Posted July 16, 2018 Ok ba mag Car Loan ng 2nd hand? Quote Link to comment
YourTemptation Posted July 16, 2018 Share Posted July 16, 2018 Like Porche / Audi / Ford Mustang / Camaro? Any insights?Mas maganda ba yung Brand New Bilhin?Madalas kasi sa Sports Car or Luxury Car mataas Depreciation ng Value pero Low Millage Quote Link to comment
YourTemptation Posted July 16, 2018 Share Posted July 16, 2018 Bakit pag nag Cash ng sasakyan mas less ang freebies? May income ba yung mga Car Dealers from Interest na nakukuha ng Banks? Quote Link to comment
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Immortal666 Posted January 31, 2022 Share Posted January 31, 2022 On 7/17/2018 at 1:33 AM, YourTemptation said: Bakit pag nag Cash ng sasakyan mas less ang freebies? May income ba yung mga Car Dealers from Interest na nakukuha ng Banks? Mas malaki ang kinikita ng car dealers if you pay via installment rather than cold cash. Kumikita sila sa monthly interest na pinapatong sa buwanang bayad mo. The longer the installment period, the higher interest rate is added to the principal amount. So car dealers offer more freebies to buyers para ma-entice sila na magbayad via installment. Quote Link to comment
zerofourzeroeight Posted September 12, 2022 Share Posted September 12, 2022 Question: Â way back 2020, pandemic, one year to pay na lang yung car kaso nalate ng 1 month, bank decided to get it. Â what could be done para hindi sya mahatak? As pandemic nun. Â asking for a friend Quote Link to comment
Blue Boy Posted September 12, 2022 Share Posted September 12, 2022 (edited) 2 hours ago, zerofourzeroeight said: Question:  way back 2020, pandemic, one year to pay na lang yung car kaso nalate ng 1 month, bank decided to get it.  what could be done para hindi sya mahatak? As pandemic nun.  asking for a friend Come to an agreement with the bank. Settle the delayed payment. Nangyari na ba 'to? Or is there a new situation with similar conditions? Weird lang kasi pandemic pa pala pero you're asking how to prevent it from happening. Edited September 12, 2022 by Blue Boy Quote Link to comment
Dealdealers Posted September 28, 2022 Share Posted September 28, 2022 Best bank for car loans? Quote Link to comment
Asamdown Posted March 5, 2023 Share Posted March 5, 2023 question po. pag n approve po sa loan. example monthly mo is 1k. kahit na meron inflation same pa din sya never sya tataas? ty po sa makaka sagot. Quote Link to comment
jamesbalingit Posted March 8, 2023 Share Posted March 8, 2023 san ok mag pa carloan pag maserati ang kotse or highend cars?  paano yun  todos que virem este post irão transferir toda a sua boa saúde e fortuna para ATIYA Quote Link to comment
reap Posted August 6, 2023 Share Posted August 6, 2023 Which is better guys? Kukuha sa bank po or in house? Quote Link to comment
Blue Boy Posted August 17, 2023 Share Posted August 17, 2023 On 3/5/2023 at 9:28 PM, Asamdown said: question po. pag n approve po sa loan. example monthly mo is 1k. kahit na meron inflation same pa din sya never sya tataas? ty po sa makaka sagot. Yes, fixed ang monthly installment sa mga car loan. Hindi sya ina-adjust for inflation. So kung ang monthly installment mo sa car loan is 15,000 at nagsimula nitong 2023 for 60 months, expect to pay 15,000 monthly hanggang matapos mo ang payment in 2028 Quote Link to comment
SaLaMaLaYcUm Posted August 18, 2023 Share Posted August 18, 2023 On 8/6/2023 at 5:07 PM, reap said: Which is better guys? Kukuha sa bank po or in house? Kung saan mababa interest…usually sa bank mas mababa interest kaysa inhouse… Quote Link to comment
diego669 Posted November 1, 2023 Share Posted November 1, 2023 Is it really a wiser decision to take a car loan than pay it in full so that you can allocate the money to something more productive? Quote Link to comment
PenetrayShawn Posted November 1, 2023 Share Posted November 1, 2023 14 hours ago, diego669 said: Is it really a wiser decision to take a car loan than pay it in full so that you can allocate the money to something more productive? If you're comfortable with the free cash you have after factoring in your emergency fund and short and long-term payables, then yes Just like last year, I bought a pretty expensive gadget but cash was really an issue so I used my CC with really low installment interest. This year I bought another gadget but my cash position and cashflow were much better so I paid one lump sum Quote Link to comment
DirkJohn Posted May 17 Share Posted May 17 On 8/18/2023 at 4:57 PM, SaLaMaLaYcUm said: Kung saan mababa interest…usually sa bank mas mababa interest kaysa inhouse… ... and flexible Quote Link to comment
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