PenetrayShawn

Sa documentation, kailangan mo siguro ng 2 na magkaiba na ID... iyong sa mga car rental passport ata hinihingi na isa pa bukod sa driver's license. Yung agreement maganda siguro mag konsulta ka sa abogado para plantsado na kaagad kaysa magka problema tsaka lang susubukan ayosin. Make sure your liability for any damage caused by the driver gets minimized or otherwise sagot ni driver yung ibabayad mo... Standard checklist na rin para may documentation kayo ni driver kung ano iyong kondisyon ng sasakyan kapag turn over sa kaniya Gadgets you will probably need some kind of GPS tracker, those usually need an active sim card as well. Not sure if mayroon ng remote immobilizer sa Piinas Documentation you also have to be careful, baka mahabol ka for data privacy issues. This goes back to the contract. Best to have lawyer go through each section carefully

Rule of thumb na siguro na yung aggressive nila imarket na product, yun yung dapat mag isip tayo ng mabuti

Thinking of going for Sogo Dau. Hopefully it's at least as serviceable as the ones in Metro Manila. We stayed at Winds Botique Hotel back in 2020 shortly before the pandemic. The place was nice, but thanks to my experience in another hotel, I really want a room that has a lot of mirrors haha

Depends on your emergency fund, cash flow, and risk tolerance... if you're ok with the first two and you're aggressive, I'd go with pay both monthly so you can already sell the rights or go assume balance if you're already comfortable with the profits of the H&L. Para kang nag unconventional high interest savings haha

Not legal or financial advice but basically 1. Notaryo sale document - Mas madali kung templated na ng pinagkakatiwalaang abogado para bawas posibleng aberya 2. Bayad taxes - Klaruhin kung kailan yung bentahan para hindi ma penalty sa BIR. Better if pa pre compute niyo kay BIR o tax professional para walang lugi whether seller buyer o gobyerno. Wag din mag shortcut, ikaw maalanganin sa huli 3. Lipat titulo - LRA / RD, pati LGU (tax dec) Other tips Pwede mag Special Power of Attorney para hindi na kailangan si Seller o Buyer ang haharap sa govt offices pero siguraduhin na lahat ng tao na haharap sa mga opisina na iyon, pati iyong mga opisina na pupuntahan, ay naka lista na. Lahat? Oo lahat Pag usapan niyo ni seller kung magkano gusto niyo bentahan, isama na si tax professional para hindi makaligtaan ang tamang buwis Iyan tinuro sa akin ng broker na nakatransaction ko noon. Pero kinuha ko pa rin siya para siya na maglakad. Good luck sa inyo

Kung malupit ang disiplina sa pagsunod sa sistema sa pagbili ng stocks, on average, mas may gain (pero nakakabaliw kapag lahat loss o kaya pababa yung market parang ngayon)

If you're comfortable with the free cash you have after factoring in your emergency fund and short and long-term payables, then yes Just like last year, I bought a pretty expensive gadget but cash was really an issue so I used my CC with really low installment interest. This year I bought another gadget but my cash position and cashflow were much better so I paid one lump sum

Unfortunately you might have to do a bit of digging not just on the internet but maybe through phone if not in-person query. Last time I did TD not all banks had their rates posted. Back in 2017 I wanted to do a TD but very few banks had their rates up so I went with Sterling Bank of Asia because they had the best rates posted online...

You're welcome hehe ok naman iyong ginagawang business ang hilig. Natututunan naman iyong mga strategic at operational side. Pero nakakabaliw kung mag isa ka, mas ok kung may kasosyo ka o kaya tauhan na marunong sa mga aspeto na iyon. Kailangan makaandar iyong business kahit wala ka, otherwise, glorified self-employed ang epekto...

Baka ma bank secrecy sila kasi may ganiyan tayo na mga batas dito sa Pilipinas. Best siguro is makipag usap sa abogado para mag draft ng formal letter sa bangko, ipaliwanag yung dahilan sa request at kung bakit ito hindi pasok sa bank secrecy laws...

Moral hazard... also you will still end up having to do your own research on whoever you will be copying. Just be willing to invest only as much as you're willing to lose

Mahirap kapag sabay sabay unless established brand ka na tapos isang malaking puwesto agad kukunin mo. I haven't seen anything offering all 4 of the products you mentioned. The closest would be sa mga mall na may supplies and grooming. #1 (supplies) might be the best way to go. Kung mag #2 ka kaagad (grooming) you need more skilled employees which would add to your overhead. At least for supplies your staff should just know how to sell ethically and they should know the products kahit papaano. Once #1 is established, you could try talking to your customers and find out what they're looking for in terms of #2. #3 sounds kind of risky because you're already venturing into the dining industry, which can be brutal. A lot of pet cafes from the past 5 years are gone. #4 might be the riskiest, you would need well trained staff and facilities, mahirap if manakawan kayo Good luck!

Junk shop. Unsexy but the money can roll in if you know how to make it work. Bonus points if it can run without too much of your attention...

Depends on your risk tolerance and time horizon. PH is a developing country so there's a lot of potential for growth especially given the population figures. But. That goes with the issue of how long it will take for PH companies to grow. As for Canada, I am not too well versed but they seem to be stuck in some kind of middle to high income "trap". And they need a lot of people. I would say PH but you could try Canada especially so liquidity will not be much of an issue.

dipende sa risk tolerance mo. kumbaga blue chip na sila bitcoin at ethereum. kung aggressive ka puwede ka sumubok sa iba pero wild west talaga iyan. kaya sinasabi nila lagi na do your own research. good luck boss