Banks with highest monthly interest rate

[bonkeroo]

^meron nang ganyan sa mga banks though di ko lam kung sa lahat, sa Security Bank meron.

[charliehouse]

sino naka try na nang time deposit?

 

Magkano ba in usually interest (amount madadagdag) if let's say 100,000 for 3 years? 5 years?

 

 

Dati mapapansin mo ang kaibahan ng savings at time deposit pero ngayon parang wala na rin kasi may mga time deposit na may every 3-6-12 months, and mostly hindi pa pumapalo sa 1% ang interest rate.

[flatwall]

E try nyo ung modified pg ibig

[aliasph]

bitcoin nalang kyu tumataas value

[Kutitap 123]

If the description strictly uses "higher interest " then NO BANKS WOULD QUALIFY anymore. The interest is not even high; it is VERY LOW.

Edited June 3, 2020 by Kutitap 123

[Kutitap 123]

If you are serious about HIGHER INTEREST ON INVESTMENT/DEPOSIT, my good model of management is Aly Lao Yap, the general manager of Ateneo de Manila Multipurpose Coop. That coop really gives you 10%-12% yearly interest. UST's TOMEC lags behind with only 5% annual interest. IMHO

[Rrrrrrrrrr55]

Up

[theoneandonlymistressmia]

sino naka try na nang time deposit?

 

Magkano ba in usually interest (amount madadagdag) if let's say 100,000 for 3 years? 5 years?

Hello,

 

The usual bank interest for time deposit is 0.25% per annum.

 

 

bitcoin nalang kyu tumataas value

Hello,

 

Bitcoin was great until it was regulated.

 

I earned millions in Bitcoin back in 2016 to 2017.

 

I bought my bitcoins in the value of 20k.

 

It reached it peaked back in December 2018 where it rose up to 1.3M per 1 bitcoin.

 

Missed those days.

Mas maganda maglagay sa stock market natin kaso dapat risk taker ka. Kapag sa banks kasi sobrang baba ng interest rate tapos may tax pa.

Hi,

 

This is true. I would vouch for this.

[theoneandonlymistressmia]

pano po ung process ng time depo? and san maganda na masasaggest nyo na bank?thanks

Hi,

 

You can just simply go to the bank and tell them that you want to setup an account for time deposit.

 

I would suggest saving your money in insurance companies instead of bank.

 

Not only that your money gets invest in mutual funds and bonds, it also gave your beneficiary they money incase anything happens to you and lastly, you get to save your money for your retirement.

 

I would suggest insurance companies that lasted for so long. SUNLIFE, MANULIFE, PRULIFE and the leading ones. Do not go for those who are just starting up.

Edited December 28, 2020 by theoneandonlymistressmia

[theoneandonlymistressmia]

^meron nang ganyan sa mga banks though di ko lam kung sa lahat, sa Security Bank meron.

Hello,

 

Almost all banks have time deposit methods.

 

Almost all bank have their insurance partners as well.

 

Example: BPI = BPI Philam, Security Bank = FWD, PSBANK = AXA

 

I would not recommend getting insurances partner with banks. They have small coverage.

 

Example:

2700 monthly plan in BPI Philam lets you only have 450,000 coverage.

 

Compared to the 2700 monthly insurance plan in Sunlige which can give you 1.3M coverage.

 

Thus, you could set an allocation, I would still recommend those that are direct from insurance companies.

Edited December 28, 2020 by theoneandonlymistressmia

[RobertCoind]

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[courtesanhunter]

sa Binance magandang magsave. sa 2000 pesos may lagpas 50 centavos kang interes per day. basta nasa 10% ang APY o annual percentage yield ng savings term. that's a lot better kumpara sa lahat ng bangko dito sa bansa na pamilyar ako. imagine nyo lang kung lagpas lagpas pa sa 2000 yung ipon ninyo. bad timing nga lang ngayon dahil bagsak parehas ang stocks exchange at cryptocurrency market.

[yohoho]

Digital Banks... 

 

[Rizalbraders]

On 6/3/2020 at 2:15 PM, Kutitap 123 said:

If you are serious about HIGHER INTEREST ON INVESTMENT/DEPOSIT, my good model of management is Aly Lao Yap, the general manager of Ateneo de Manila Multipurpose Coop. That coop really gives you 10%-12% yearly interest. UST's TOMEC lags behind with only 5% annual interest. IMHO

Interesting!

[blaisepascual]

I have PAFCPIC account, still have high interest.