money Financial Planning

[Astig73]

I earn 20k month malinis na. Bawas na tax bawas na lahat ng gastusin ko and i want to invest on business or other income generating vehicle. Kahit passive na maliit basta meron. Any recommmendations?

 

study stock market..

[thefirmed]

Please try our Cloud Base Accounting at www.ledger-one.com;

Email at admin@ledger-one.com for your used ID and password;

 

Thanks MTC.

[thefirmed]

Please try our Cloud Base Accounting at www.ledger-one.com;

Email at admin@ledger-one.com for your used ID and password;

 

Thanks MTC.

 

We also put a trial site at pinoy-ads.com.

[Dick11]

Stocks is one way but too risky for beginners. That's where mutual funds, uitf, variable insurance come into place. Pm me for more info.

[neville]

One debt fully paid.

 

Credit card na lang...and I must really discipline myself to make sure the embargo in using the card is implemented until I have fully paid my installment dues in October.

 

 

 

 

Good luck and may I finally be debt free this year

[neville]

Fully paying off my last debt by early March.

 

Will be speaking with a financial planner to help me make my money work for me and raise 2M pesos within 5 years.

 

Life is looking good. Hoping I can make 5M in 10 years

[MRROUGHSEX]

Fully paying off my last debt by early March.

 

Will be speaking with a financial planner to help me make my money work for me and raise 2M pesos within 5 years.

 

Life is looking good. Hoping I can make 5M in 10 years

Push natin yan.

[neville]

Push natin yan.

 

And when I checked the websites of Philamlife, Sunlife, and PRU Life, I saw that 3M in 5 years is actually doable via equity mutual funds.

 

If I plunk in 150K collectively for the 3 fund managers as starting fund and then a monthly "deposit" of 45K collectively for the 3 funds, I will end up with 3M by 2023.

 

To think I have not yet fully explored other financial instruments like Retail Treasury Bonds.

 

Onwards, curacha....We can smell the first million soon enough

[MRROUGHSEX]

 

And when I checked the websites of Philamlife, Sunlife, and PRU Life, I saw that 3M in 5 years is actually doable via equity mutual funds.

 

If I plunk in 150K collectively for the 3 fund managers as starting fund and then a monthly "deposit" of 45K collectively for the 3 funds, I will end up with 3M by 2023.

 

To think I have not yet fully explored other financial instruments like Retail Treasury Bonds.

 

Onwards, curacha....We can smell the first million soon enough

Push push push!

[dwick]

fun topics.. thanks!!!

[JohannBeckham]

passive ETF investor here. I use to invest in FMETF, but I sold it off pambili ng ticket pauwi ng Pinas. I still invest in index hugging ETFs dito sa Australia.

 

I highly suggest for anyone to save atleast 50% of income and invest those. If you can't do it, analyze your expenses in a month or two pra malaman saan napupunta pera nyo and optimize your spending. Also, look for opportunity to increase your income. have side income, or find a better paying job. Also, the best investment is in yourself, so mag level up kyo sa health, good relationships (e.g. choose your friends wisely), even in skills. Every year mag level up kyo ng skills thru books, podcast, youtube, courses (online or in-class).

[Tony. Stark]

Started at a Capital Of Only 50k no car just an old truck. After That the cheapest meal in a carinderia. Motto is save save.

Old worn out rubber shoes butas nainitan pa. After 9 years of hard work im in 10 million debt 7 million in working capital. And A Construction Business With A Total Gross of 300 million for 9 years. Not bad no luxury yan.

[MRROUGHSEX]

For me the way to plan is to break it by segments like by quarter.

 

I'll start my planning here for third quarter. Right now, budget and expenses are still very erratic due to me renting and then buying a townhouse in July, but below wiil hopefully be my quarterly goals..

 

20183Q Goals

 

Debt: reduce by 3,250 (or 500/pc goes to TF account)

Education: increase by 1,500 (or 230/pc goes to BR account)

Business: increase by 2,500 (or 385/pc goes to ME account)

Retirement: increase by 4,000 (or 615/pc goes to PR account)

[RED2018]

'Tis a nice read...and right down your ally

 

http://www.msn.com/en-ph/money/retirement/want-to-retire-early-heres-how-others-did-it/ss-BBJfNUc?li=BBr8Mkn&ocid=LENDHP#image=9

[stealthfighter]

Can anyone recommend a competent stock broker? I am not good at risk management and I don't have much time and sufficient knowledge to do data analytics.