neville Posted December 6, 2020 Author Share Posted December 6, 2020 Finally. I managed to make my own personal statement of assets and liabilities. I'm 95% complete. I have yet to figure out how to compute the growth and decline of all my investments, as well as create a graph showing a 10 year projection starting from 2020. I'm ready to show my thick excel file to the registered financial planners I will get in touch with. That and the questions I have in my head. Thanks to the pandemic, I am finally solidifying setting aside and investing the money I allocate for buying my own house. The room I live in is beginning to give me cabin fever. I need some breathing room. Most importantly, I realized how hard it is to live away from my sister and her kids. So far, I am in the positive. Adding up all the values of my portfolios against my payables and card debts, I remain a millionaire. On paper. If everything goes right with my cash flow, I will be a cold cash millionaire in 2028. How to make it faster is the question I will pose to the RFP. Maligayang Pasko, boys. 2 Quote Link to comment
JohannBeckham Posted December 21, 2020 Share Posted December 21, 2020 Finally. I managed to make my own personal statement of assets and liabilities. I'm 95% complete. I have yet to figure out how to compute the growth and decline of all my investments, as well as create a graph showing a 10 year projection starting from 2020. I'm ready to show my thick excel file to the registered financial planners I will get in touch with. That and the questions I have in my head. Thanks to the pandemic, I am finally solidifying setting aside and investing the money I allocate for buying my own house. The room I live in is beginning to give me cabin fever. I need some breathing room. Most importantly, I realized how hard it is to live away from my sister and her kids. So far, I am in the positive. Adding up all the values of my portfolios against my payables and card debts, I remain a millionaire. On paper. If everything goes right with my cash flow, I will be a cold cash millionaire in 2028. How to make it faster is the question I will pose to the RFP. Maligayang Pasko, boys.Good job on collating spreadsheet and getting a better view of your financial position.I do this as well as i set it up via googlesheets so i can get daily report of my networth (atleast on my ETF position). Our only debt is my wife's student loan which is not huge. 1 Quote Link to comment
neville Posted December 23, 2020 Author Share Posted December 23, 2020 Good job on collating spreadsheet and getting a better view of your financial position.I do this as well as i set it up via googlesheets so i can get daily report of my networth (atleast on my ETF position). Our only debt is my wife's student loan which is not huge. Nice one! Halos wala na kayong utang Bukod sa added income, other investments din ang tinitingnan ko. Nagbukas na ako ng etoro account, budgeting at investment strategy na lang ang inaaral ko. Plano kong subukan ang ETFs kasi medyo bobo pa ako sa foreign markets. May crowdfunding investments na rin ako. So far so good. Tuwa ko pag 5 digits na nalalaro ko sa kanila. Yung coop na lang ang di ko pa naasikaso. Income pa po, universe!!❤️❤️❤️❤️ Quote Link to comment
Bob_marlin07 Posted January 1, 2021 Share Posted January 1, 2021 who are interested here for a free financial planning. i am a registered financial planner here Quote Link to comment
JohannBeckham Posted January 2, 2021 Share Posted January 2, 2021 who are interested here for a free financial planning. i am a registered financial planner hereCan you share a little bit of your financial journey? Quote Link to comment
sirheinrichcu Posted February 23, 2021 Share Posted February 23, 2021 I was able to sell my bitcoin @ 56Kbefore it dropped to 49K its going to drop till 35K imhothen go back up 100k before the year ends time to sell boys rake in the profitssell highbuy low 1 Quote Link to comment
Papa Popoy Posted March 4, 2021 Share Posted March 4, 2021 I was able to sell my bitcoin @ 56Kbefore it dropped to 49K its going to drop till 35K imhothen go back up 100k before the year ends time to sell boys rake in the profitssell highbuy lowActually, it dropped around 43-44K. Bumili ka ba ulet ng BTC?ATH ang BTC few weeks ago... same as well sa other cryptocurrencies like ETH, ADA, BNB, DOT, etc.Sobrang volatile kumpara sa ibang investments. Kaya dapat ok ang strategy kung trader ka, or maging investor na lang (cost averaging). Quote Link to comment
MartinDomingo Posted March 5, 2021 Share Posted March 5, 2021 (edited) Mga tropaSabog ako sa financial planning Nagapply ako citibank personal loanNabigay ko na application ko How do I increase my chances of getting my personal loan approved Edited March 5, 2021 by MartinDomingo Quote Link to comment
HouseBand Posted May 19, 2021 Share Posted May 19, 2021 Drive by posting lang so I shall be shooting from the hip. I am of the impression that a lot of people who claim to be "financial planners" (registered or otherwise) are still mainly in it for the sale/commission. So my inner voice usually swims in dead sea levels of salt kapag may financial planner na magpa.present. Don't get me wrong, I have bought my fair share of insurance plans, and one of my best buys was an "educational plan' that was really an endowment plan. But I would hope RFP's would really consider giving knowledgeable advice on financial instruments that fall outside of what their main insurance companies give them commissions for. Not saying they shouldn't make a buck from pointing clients to other options. Just that they should really know about other options Unsure if I have mentioned it previously here in MTC, but I was pretty much the prototypical son of the "poor dad" from kiyosaki's Rich Dad book. Studied well enough, got good enough grades, got a really well paying job...No real financial literacy to speak of though. What I have been focusing on is establishing other income streams. Right now, engaging with personal fund managers has been paying out really well for me. Basically doubled my money in 18months from two fund managers who traded for me in the stock market (one local and one global). Kaka.start ko lang din with yet another manager. FX naman. Still on the lookout for brick and mortar sources of income.But I just recently rejoined the workforce, so hindi PA maka.bwelo on that front. 1 Quote Link to comment
xatsu.chan Posted May 19, 2021 Share Posted May 19, 2021 Drive by posting lang so I shall be shooting from the hip. I am of the impression that a lot of people who claim to be "financial planners" (registered or otherwise) are still mainly in it for the sale/commission. So my inner voice usually swims in dead sea levels of salt kapag may financial planner na magpa.present. Don't get me wrong, I have bought my fair share of insurance plans, and one of my best buys was an "educational plan' that was really an endowment plan. But I would hope RFP's would really consider giving knowledgeable advice on financial instruments that fall outside of what their main insurance companies give them commissions for. Not saying they shouldn't make a buck from pointing clients to other options. Just that they should really know about other options Unsure if I have mentioned it previously here in MTC, but I was pretty much the prototypical son of the "poor dad" from kiyosaki's Rich Dad book. Studied well enough, got good enough grades, got a really well paying job...No real financial literacy to speak of though. What I have been focusing on is establishing other income streams. Right now, engaging with personal fund managers has been paying out really well for me. Basically doubled my money in 18months from two fund managers who traded for me in the stock market (one local and one global). Kaka.start ko lang din with yet another manager. FX naman. Still on the lookout for brick and mortar sources of income.But I just recently rejoined the workforce, so hindi PA maka.bwelo on that front.agree Quote Link to comment
Bob_marlin07 Posted September 18, 2021 Share Posted September 18, 2021 hi who are here is looking for financial planners just want you to know that not everyone who does financial planning are all in just for commissions it is a noble job. and it is a job for a lifetime to be of service to people. But again before engaging in any investments always have a good financial foundation so no matter what happen. Life wont turn around 360 degrees just because of uncertainties. just my two cents here Quote Link to comment
tommy69 Posted September 18, 2021 Share Posted September 18, 2021 true. problem here is a lot try to take too much from you initially. commissions or otherwise. Sana nga they guarantee earnings. Quote Link to comment
MRROUGHSEX Posted September 21, 2021 Share Posted September 21, 2021 Tagal din nawala nito. I didn't think it will resurface but good thing it did. Today SPY down 1.7%. Bought some SPY to take advantage of the much needed cooling of this hot market. Quote Link to comment
sirheinrichcu Posted September 22, 2021 Share Posted September 22, 2021 ACEN in PSEI looks hot loading now Quote Link to comment
sirheinrichcu Posted September 22, 2021 Share Posted September 22, 2021 to the moon ang ACEN Quote Link to comment
YASSIFIED Posted November 25, 2021 Share Posted November 25, 2021 Sino po sa atin bumili ng maraming stocks sa DITO Telecom? Ok pa rin ba? Quote Link to comment
MrFire Posted November 26, 2021 Share Posted November 26, 2021 yung DITO telecom pataas yung stocks nila Quote Link to comment
reggieb Posted November 27, 2021 Share Posted November 27, 2021 Blue chip stocks all the way. Long term hold Quote Link to comment
manch21rp Posted November 28, 2021 Share Posted November 28, 2021 Online sabong Quote Link to comment
jojobujojo Posted November 28, 2021 Share Posted November 28, 2021 Microlending Quote Link to comment
lone23 Posted November 28, 2021 Share Posted November 28, 2021 1. Magbayad utang 2. Gumawa ng Emergency fund 3. Mag-invest 1 Quote Link to comment
michaellearns Posted November 28, 2021 Share Posted November 28, 2021 3 hours ago, lone23 said: 1. Magbayad utang 2. Gumawa ng Emergency fund 3. Mag-invest Check! Quote Link to comment
michaellearns Posted November 28, 2021 Share Posted November 28, 2021 On 12/6/2020 at 9:34 PM, neville said: Finally. I managed to make my own personal statement of assets and liabilities. I'm 95% complete. I have yet to figure out how to compute the growth and decline of all my investments, as well as create a graph showing a 10 year projection starting from 2020. I'm ready to show my thick excel file to the registered financial planners I will get in touch with. That and the questions I have in my head. Thanks to the pandemic, I am finally solidifying setting aside and investing the money I allocate for buying my own house. The room I live in is beginning to give me cabin fever. I need some breathing room. Most importantly, I realized how hard it is to live away from my sister and her kids. So far, I am in the positive. Adding up all the values of my portfolios against my payables and card debts, I remain a millionaire. On paper. If everything goes right with my cash flow, I will be a cold cash millionaire in 2028. How to make it faster is the question I will pose to the RFP. Maligayang Pasko, boys. Congrats! Quote Link to comment
swiso Posted November 29, 2021 Share Posted November 29, 2021 Any views on property prices as part of investment portfolio diversification? Quote Link to comment
Dutdutan Posted November 30, 2021 Share Posted November 30, 2021 every investment has a risk Quote Link to comment
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