money Where To Invest 200k?

[kakashisensei]

As would any financial adviser would say, if you got 200k in your hand. I'd suggest you put it in at least 2 baskets - one would be mutual funds, bank and maybe VUL.

 

Mutual funds - for growth over time

Bank - for emergency purposes

VUL - for protection and growth over time

[kwax42]

Can you give us the names of these franchises?

 

 

We have a package for Php150,000 including equipments and initial stock inventory. PM me your email address and contact info if interested and I'll send the details.

[bonsaiwells]

anu bangko ba ang may malaking interest rate in terms of doing a time deposit? any ideas?

[knoll1234]

based on the current financial climates all over, stocks , bonds , direct and indirect ventures are risky. Somebody mentioned here real estate. good but not sure bet due to fluctuations in values. notes are risky again because of the net uncertainty of markets. TREASURY NOTES, BONDS...are a bit safer due to no major gambits government makes on these tenders. It may not give you superfantastic returns but they are bonds that traditionally will yield you something in the future.

[rooster69ph]

where to invest 200K? well for one to be able to answer that I guess one needs to know your risk profile.

 

For those risk averse, put the money in a time deposit or gov't securities. Otherwise, you may want to just put it in unit linked products like Mutual Funds or UITF wherein you have a professional Fund Manager do the works for you. For those who are risk takers and knows how to trade the equities market, this would still be the best bet that will give you the highest return in the long run.

[litebeer]

With the stock market up 36% this year, it may not be a good idea to invest now in the stock market as you might be buying at the high. But with interest rates so low, what's left?

[erika123]

Stock market in the emerging markets like Philippines, Australia, etc. Bonds are expensive now. With interest an all time low, time deposit is not even an option anymore.

 

MSCI Asia Pacific is on 2 year high. And it continues to go up.

 

This is the time to make lots of money.

[Mango Man]

Stock market in the emerging markets like Philippines, Australia, etc. Bonds are expensive now. With interest an all time low, time deposit is not even an option anymore.

 

MSCI Asia Pacific is on 2 year high. And it continues to go up.

 

This is the time to make lots of money.

 

 

hey erika,

 

you think stocks of mining (gold) companies are still okay? i'm not sure if the valuation of PX, etc. are still viable.

[animolibog]

sori offtopic , dont know where to post this. i just want to know if there's anyone who work in bdo here? i want to open an account.and i have some questions /inquiries. thanks pls PM me

[superfunkibey]

If i got 500k but I want no risk, what options are available for me?

[rooster69ph]

If i got 500k but I want no risk, what options are available for me?

 

Time deposit ... but you have to accept the fact that with low risk investment then expect returns to be also low.

[vexy9]

If i got 500k but I want no risk, what options are available for me?

bro, try mo sa stock market! try to invest through Citiseconline!

pero wag ka mag-titrade! dun ka malulugi! basta invest lng sa best companies na nakalist sa Stock market!

[wizard23]

stocks for short term, mutual funds for long term. spread your money. don't put everything in one basket.

[test1985]

A smarter choice is to invest the money on:

- a business if you're a risk taker. high risk high return.

- financial instruments like stocks, bonds, etc. if you don't have time to manage them

- time deposit. this is a no-brainer. low risk low return (not really, you end up loosing money if you account for inflation)

 

Invest your money on something that you really know and is comfortable to invest in. Even if we talk about buying and selling of load, that's still an investment.

[nino1481]

bili ka ng lupa sa province nyo. hehehe