money Where To Invest 200k?

[xoomleonhart]

Hi there. You may also want to consider investing a portion on VUL. There are plenty of companies who offer such product like Pioneer Insurance, Philam Life and Sun Life.

[Kaje]

If you can't watch your investments full time better invest in mutual funds. Here's a list of the Philippines' best performing mutual funds: http://www.pifa.com.ph/factsfignavps.asp

[Betamode]

Acdi has a nice gross interest rate

[ccatunx]

insurance is a great way dahil may benefit din yung investment mo aside from the returns.

[ajsantos]

sir try investing your money to buy n sell ng car... thats what im doing sa sobra ko money pra kumita din. ang thinking ko kasi once i put up business pag naluge ubos lahat hindi mababalik sayo. but in buy n sell of car maluge ka man 10-20k is not that bad... just my opinion

 

wag ka lang mkakakuha ng carnap hehehe

[brando123]

I think you should try investing in VUL/Mutual funds. VUL is a combination of insurance and investments. You can start with whatever budget you have. For mutual funds, you can start with as low as P5000.

 

It's not enough anymore just to save. We should save and invest.

[soptayo]

Mga sir meron ba kayo marecommend kung anong good performing mutual funds? Is it a good time to invest? Balita ko kasi peak ang stock market, baka biglang bumaksak.. ano po ba okay na strategy?

[eika85]

I put mine into low risk mutual funds with Sunlife.

[sepiroth]

nice articles

[Mango Man]

Agree with Eika. UITFs / mutual funds is a good option - just choose the fund that is in sync with your appetite for risk. Or if you have time to monitor, try investing in the stock market (but remember you can triple your money easily AND lose your shirt as easily), so if P200K represents your lifetime savings, wag na lang.

[WitMystery]

Mutual funds are nice, but over the long haul you lose a small sum because of management fees. Same with UITFs. However, if you don't have the time to take a look at the stock market at least once a week, then they're the way to go.

 

At this time, equity funds though high risk are the way to go. Bond yields are too low. Balanced funds get diluted by the bond mix. Although we are in a dip right now, it's actually a good time to buy into the stock market via an equity fund or an index fund.

 

But if you have time to learn a few simple things, buying into the stock market directly via your own portfolio will give you better returns.

[happy rider]

EMGOLDEX

[you101]

Mutual funds are nice, but over the long haul you lose a small sum because of management fees. Same with UITFs. However, if you don't have the time to take a look at the stock market at least once a week, then they're the way to go.

 

At this time, equity funds though high risk are the way to go. Bond yields are too low. Balanced funds get diluted by the bond mix. Although we are in a dip right now, it's actually a good time to buy into the stock market via an equity fund or an index fund.

 

But if you have time to learn a few simple things, buying into the stock market directly via your own portfolio will give you better returns.

 

 

If you are not familiar with stock picking and would like to invest in the stock market without fees encountered in mutual fund and uitf, you could invest in First Metro PSEi ETF.

 

You need to open a brokerage account with a stock broker. This fund tracks the PSE Index. As this is index fund, super minimal fees lang I think ung fees.

 

Very few funds and uitf beat the PSEi returns. Those who beat don't do it consistently also. So nicer ang Index ETF.

[cyking]

emgoldex....sino member dto? msg me

[Mango Man]

Best to check the youngpinoymillonaire.com website - it has an article detailing how EMGOLDEX is a scam. Caveat emptor!