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I was in the same spot before with 200K. I ended up splitting it—half in MP2 for passive growth, and the other half to test a small online reselling biz. Depends on your risk appetite, but having one part safe and one part active worked well for me.

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On 5/2/2025 at 12:05 PM, mnm1412 said:

which reit are okay? how to invest?

You can use any online brokers like Colfinancial, First Metro, BPI securities etc.

I have CREIT, AREIT and FILRT. I just offloaded PREIT after a 10% increase in a few weeks

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On 5/2/2025 at 10:10 PM, hinatahyuga said:

MP2 parin 💖 But also digital banks... But would anyone know how safe Digi Banks are? Kahit na insured up to 500k from BSP? Legit question po. 😁

I'm using Seabank. So far okay naman experience. may 15 free transactions per week and interest is earned daily

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