brando123 Posted February 10, 2015 Share Posted February 10, 2015 I think you should try investing in VUL/Mutual funds. VUL is a combination of insurance and investments. You can start with whatever budget you have. For mutual funds, you can start with as low as P5000. It's not enough anymore just to save. We should save and invest. Quote Link to comment
soptayo Posted April 19, 2015 Share Posted April 19, 2015 Mga sir meron ba kayo marecommend kung anong good performing mutual funds? Is it a good time to invest? Balita ko kasi peak ang stock market, baka biglang bumaksak.. ano po ba okay na strategy? Quote Link to comment
eika85 Posted April 19, 2015 Share Posted April 19, 2015 I put mine into low risk mutual funds with Sunlife. Quote Link to comment
Mango Man Posted April 21, 2015 Share Posted April 21, 2015 Agree with Eika. UITFs / mutual funds is a good option - just choose the fund that is in sync with your appetite for risk. Or if you have time to monitor, try investing in the stock market (but remember you can triple your money easily AND lose your shirt as easily), so if P200K represents your lifetime savings, wag na lang. Quote Link to comment
WitMystery Posted April 21, 2015 Share Posted April 21, 2015 Mutual funds are nice, but over the long haul you lose a small sum because of management fees. Same with UITFs. However, if you don't have the time to take a look at the stock market at least once a week, then they're the way to go. At this time, equity funds though high risk are the way to go. Bond yields are too low. Balanced funds get diluted by the bond mix. Although we are in a dip right now, it's actually a good time to buy into the stock market via an equity fund or an index fund. But if you have time to learn a few simple things, buying into the stock market directly via your own portfolio will give you better returns. Quote Link to comment
you101 Posted April 28, 2015 Share Posted April 28, 2015 Mutual funds are nice, but over the long haul you lose a small sum because of management fees. Same with UITFs. However, if you don't have the time to take a look at the stock market at least once a week, then they're the way to go. At this time, equity funds though high risk are the way to go. Bond yields are too low. Balanced funds get diluted by the bond mix. Although we are in a dip right now, it's actually a good time to buy into the stock market via an equity fund or an index fund. But if you have time to learn a few simple things, buying into the stock market directly via your own portfolio will give you better returns. If you are not familiar with stock picking and would like to invest in the stock market without fees encountered in mutual fund and uitf, you could invest in First Metro PSEi ETF. You need to open a brokerage account with a stock broker. This fund tracks the PSE Index. As this is index fund, super minimal fees lang I think ung fees. Very few funds and uitf beat the PSEi returns. Those who beat don't do it consistently also. So nicer ang Index ETF. Quote Link to comment
cyking Posted April 30, 2015 Share Posted April 30, 2015 emgoldex....sino member dto? msg me Quote Link to comment
Mango Man Posted May 1, 2015 Share Posted May 1, 2015 Best to check the youngpinoymillonaire.com website - it has an article detailing how EMGOLDEX is a scam. Caveat emptor! Quote Link to comment
vgbond Posted May 4, 2015 Share Posted May 4, 2015 http://www.personalfinanceapprentice.com/ This was the website I read a long time ago (which I just accidentally stumbled into) which is very nice guide for beginners. As in pwedeng-pwedeng basahin at maintindihan ng kahit sino. And I assure you guys I'm not the creator and I don't know the guy In my opinion, one shouldn't even try to follow any advice if you have zero knowledge about financial planning. Gather some base knowledge first, then consider the options and advice from other people. Quote Link to comment
trench1979 Posted May 4, 2015 Share Posted May 4, 2015 Obviously if someone is asking for financial advice here, then we'll consider them greenhorns. Go to your fave bank and ask about UITFs, then once you get the exposure, you can start to spread your portfolio among other investment packages. Good rule of thumb is that if it offers double your money in less than two years, most likely it is a scam. Quote Link to comment
kobejacksingh Posted May 8, 2015 Share Posted May 8, 2015 The stock market is a great place to invest. Just be careful with the stocks you buy so you won't lose your money. Quote Link to comment
neosaki24 Posted December 8, 2015 Share Posted December 8, 2015 Mga Sir and Ma'am if interested po kayo to earn extra cash and in dollars with other perks. Don't worry po legit po just pm me if your interested. Quote Link to comment
kamandag7 Posted January 4, 2016 Share Posted January 4, 2016 Index equity fund new product of some bank Quote Link to comment
RiPcUrL Posted January 5, 2016 Share Posted January 5, 2016 Does it involve the stock market? Index equity fund new product of some bank Quote Link to comment
kamandag7 Posted January 9, 2016 Share Posted January 9, 2016 Yep right now the market is down ... Quote Link to comment
lizardoph Posted January 9, 2016 Share Posted January 9, 2016 quite risky because of election. maybe will go up tremendously or go downhill. Quote Link to comment
Dindon Posted January 9, 2016 Share Posted January 9, 2016 Anyone here into bpi UITF funds? Quote Link to comment
Spades Posted January 23, 2016 Share Posted January 23, 2016 earned 30% of my capital in 6 months... low risk and legit.... nung una medyo kinabahan ako baka scam... pero proven na ok sya at legit....Try this website... www.farmon.ph... it is about farming.... you will be the financier at meron kang partner na farmer... based sa capital mo... ikaw magsasabi kung ano ang itatanim nang farmer... or kung ano aalagaan nya... pagdating nang harvest... split ang profits sa iyo at sa farmer... nakatulong ka na... kumita ka pa.... right now my investments are split in here and the stock market.... Quote Link to comment
Lordace13 Posted January 24, 2016 Share Posted January 24, 2016 I started with equity funds sa bpi since ala pa ako maisip na negosyo Quote Link to comment
GoyongDP Posted January 26, 2016 Share Posted January 26, 2016 Index equity fund new product of some bank Why not try buying FMETF from brokers? It's basically a tracker of the index. Much cheaper and you can control when to buy and sell. Quote Link to comment
faust Posted March 28, 2016 Share Posted March 28, 2016 For the uitf investors. Do you know of fund managers that divulge where or on which stocks they invest your money in? Quote Link to comment
Jasper23 Posted April 13, 2016 Share Posted April 13, 2016 Stock market - easy investment program EIP. Start while young Quote Link to comment
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