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On 6/3/2023 at 2:12 AM, Shinju said:

Hello po ask ko lang po, I'm planning to have my first property this year. Either a condo unit or house and lot. But I have few questions po since this is my first.

If magloloan sa pag-ibig, ano po ba ang requirements? i mean common naman po na hinahanapan ng payslip, ITR, etc.

But my business is online po kasi so wala po akong tax na binabayaran for this kaya wala akong BIR.

Ano pa pong requirements ang pwede ko ipresent para ma approved ako mag loan?

and saan po ito mas okay bank financing or loan thru pagibig?

 

pros and cons if condo ang kinuha ko.

pros and cons if house n lot ang kinuha ko.

 

I dont have plans of having a partner or having my own family. Too early to tell but masaya na ako na dogs lang ang kasama ko sa life, so ano po ang best option?

 

thankyou so much in advance 😉

Study REIT. You're welcome 

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On 5/19/2023 at 7:55 PM, bradbro said:

pano magbenta ng property? lilipat na kc kapatid ng nanay ko sa anak nya kaya wala ng titira sa luma nilang bahay ibebenta na lang raw, pano kaya simulan no idea kami 

Not legal or financial advice but basically

1. Notaryo sale document - Mas madali kung templated na ng pinagkakatiwalaang abogado para bawas posibleng aberya

2. Bayad taxes - Klaruhin kung kailan yung bentahan para hindi ma penalty sa BIR. Better if pa pre compute niyo kay BIR  o tax professional para walang lugi whether seller buyer o gobyerno. Wag din mag shortcut, ikaw maalanganin sa huli

3. Lipat titulo - LRA / RD, pati LGU (tax dec)

Other tips

Pwede mag Special Power of Attorney para hindi na kailangan si Seller o Buyer ang haharap sa govt offices pero siguraduhin na lahat ng tao na haharap sa mga opisina na iyon, pati iyong mga opisina na pupuntahan, ay naka lista na. Lahat? Oo lahat

Pag usapan niyo ni seller kung magkano gusto niyo bentahan, isama na si tax professional para hindi makaligtaan ang tamang buwis

Iyan tinuro sa akin ng broker na nakatransaction ko noon. Pero kinuha ko pa rin siya para siya na maglakad. Good luck sa inyo

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On 11/9/2023 at 4:43 PM, Jpass said:

I'm currently renting a condo but I'm thinking of buying a house and lot preselling. Would It make sense to buy pay both monthly or should I just build the down-payment and pay the property out right later on?

Depends on your emergency fund, cash flow, and risk tolerance... if you're ok with the first two and you're aggressive, I'd go with pay both monthly so you can already sell the rights or go assume balance if you're already comfortable with the profits of the H&L. Para kang nag unconventional high interest savings haha

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Hello I have a connection with one agent sa Ortigas. DM para marefer ko po kayo

Para sa gusto mag invest sa property value, may preselling condo sila malapit sa ginagawang ortigas south subway station. Inside capitol commons complex.

Meron din preselling condo sa gitna ng ortigas center, prime location near ADB

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On 2/10/2024 at 11:24 PM, dashboard said:

Hello may i know which one is better dmci or smdc?

 

They generally compete in the same market category. None is better than the other and you should judge a project you're eyeing on an as-is basis rather than due to the "brand".

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