FF Posted May 22, 2022 Share Posted May 22, 2022 On 4/20/2022 at 2:26 AM, Jay Durian said: First time ko sana na kukuha ng CC sir, kaya definitely walang unsettled balance. BPI ang payroll bank ko havent tried them, ang tinatarget ko kasi yung mga CC na may airline miles, i applied for the citipremier miles card kasi 30php/mile siya at that time, tas 360k annual income lang need. Not sure why i got rejected, i wish they would say. the sad reality is they wont say comrade. Anyway have you been rejected by other banks too ? Quote Link to comment
KapitanBoom2009 Posted May 23, 2022 Share Posted May 23, 2022 Yung ibang bank sinasabi na free daw yung anuual fee..pero hindi nilalagay na sa 1st year lang free.... Quote Link to comment
AvocadoStreet Posted June 18, 2022 Share Posted June 18, 2022 (edited) On 5/23/2022 at 9:39 AM, KapitanBoom2009 said: Yung ibang bank sinasabi na free daw yung anuual fee..pero hindi nilalagay na sa 1st year lang free.... Agree! You'll be surprised there's already an anual fee on your SOA for December of the following year 🙃 Edited June 18, 2022 by AvocadoStreet Quote Link to comment
blazynx Posted July 1, 2022 Share Posted July 1, 2022 Have you got any experience applying through moneymax? Yung may mga free items. Is it fishy? Quote Link to comment
Pen15 Posted July 19, 2022 Share Posted July 19, 2022 Meron ako secured BPI CC. Since secured edi meron ako security deposit na 22k. Ngayon nag email si BPI inoffer sa akin na iloan ko daw yung 22k ko sa kanila na meron interest🤣🤣🤣 Shuta sarili kong pera ipapahiram sa akin at papatungan pa daw nila ng interest. Quote Link to comment
Lewis Wilson Posted July 24, 2022 Share Posted July 24, 2022 On 5/23/2022 at 9:39 AM, KapitanBoom2009 said: Yung ibang bank sinasabi na free daw yung anuual fee..pero hindi nilalagay na sa 1st year lang free.... Uso nga ito. Free ang Citibank Simplicity. Quote Link to comment
abunjo69 Posted August 8, 2022 Share Posted August 8, 2022 On 6/19/2022 at 12:08 AM, AvocadoStreet said: Agree! You'll be surprised there's already an anual fee on your SOA for December of the following year 🙃 Anong credit card po ito? nagwowork pa ba ang papaputol mo na lang yung card mo para i-waive yung annual fee (assuming wala kang utang). Quote Link to comment
jasperlaguitaolegacy Posted August 20, 2022 Share Posted August 20, 2022 200k ang bpi ko 100k ang eastwest ko huhuhuh daming bayarin Quote Link to comment
coffeelover Posted September 17, 2022 Share Posted September 17, 2022 currently using Citibank (Citi Simplicity+) no annual fees. full payment lang ginagawa ko = no interests Quote Link to comment
Rizalbraders Posted October 31, 2022 Share Posted October 31, 2022 Stopped using credit card more then ten years ago. It's only cash or debit. Most recent big ticket item bought was motorcycle. Hindi in-expect ng cashier na may cash ako na dala to the tune of ... 😆 Quote Link to comment
Poooops Posted October 31, 2022 Share Posted October 31, 2022 Tama sinabi ng karamihan dito. Di kikita sayo CC if you pay in full. Dami perks ng credit card and better kesa debit. Kasi pag namali ng pasok sa debit, ubos lahat ng pera mo. Not like sa Cc na you can dispute it pa. Gumagana pa naman yung waive ng CC lalo na ang dami ng free annual fee for life ngayon. Also helps if wala kang balance sa CC mo. Mine I used my points to pay for the annual fee. Saved 5k for that. Ang mahal ng annual fee ng metrobank nakaka irita. Quote Link to comment
Rizalbraders Posted November 1, 2022 Share Posted November 1, 2022 On 10/31/2022 at 10:37 AM, Poooops said: Tama sinabi ng karamihan dito. Di kikita sayo CC if you pay in full. Dami perks ng credit card and better kesa debit. Kasi pag namali ng pasok sa debit, ubos lahat ng pera mo. Not like sa Cc na you can dispute it pa. Gumagana pa naman yung waive ng CC lalo na ang dami ng free annual fee for life ngayon. Also helps if wala kang balance sa CC mo. Mine I used my points to pay for the annual fee. Saved 5k for that. Ang mahal ng annual fee ng metrobank nakaka irita. considering now. thanks Quote Link to comment
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