Credit Card Talk

[apriliav4]

On 9/22/2023 at 8:06 PM, Retirong Manyakis said:

depends what your going to use it for.. grocery, gas, restaus, bills, etc... meron kasi ibat ibang promos.. cashback points.. 

exactly this.

Some cards have bonuses for use in fuel stations, some for airlines, etc. Pick the card that would suit you the most

[pinktounge]

bpi madami promos tapos yung citi na unionbank na ngaun ok din kahit papano wala annual fee talaga

[neilgayuman]

I used to not like credit cards because I hated the idea of being able to buy stuff I didn't have money for yet. But now I enjoy using it as a cashflow management tool. Really helpful pag may mga flash sale sa airlines or pag petsa de peligro na. 

[Kano33]

Cash only crew...

[Ben.Dover]

Isang advantage ng credit card kung mag transact ka online. Dahil debit card or gcash if mahack actual cash mo mawawala mahirap pa magcontest at magreport sa bank.

for credit card, since walang directly nakalink sa bank account mo unless paypal ata walang actual na pera makukuha mo at masmadali ireport at icontest. At kung malaki yung itry kunin may ibang cc na tawagan ka o ialert ka kung malaking transaction

[Fallen2425]

Credit cards are useful as long as always fully paid to avoid interest