Papi Popoy Posted August 16, 2020 Share Posted August 16, 2020 Contestability period ng lahat ng insurances is 2 years,pag within 2 yrs namatay ang client, may investigation pang gagawin ung insurance company. Pero hinde dapat abutin ng 6 months yun. But I heard si Axa at manu, matagal talaga mag process ng claims. I know someone nakapag claim agad yung family ng 1 week time ng 3M na death benefit. Yun nga lang more than 2 years na kasi policy niya, Pru Life UK ung insurance nila. Quote Link to comment
paupau Posted August 17, 2020 Share Posted August 17, 2020 Contestability period ng lahat ng insurances is 2 years,pag within 2 yrs namatay ang client, may investigation pang gagawin ung insurance company. Pero hinde dapat abutin ng 6 months yun. But I heard si Axa at manu, matagal talaga mag process ng claims. I know someone nakapag claim agad yung family ng 1 week time ng 3M na death benefit. Yun nga lang more than 2 years na kasi policy niya, Pru Life UK ung insurance nila. Parang nadefeat yung purpose ng insurance if ganun pala talaga katagal waiting time. Anyway, wala naman na kami magagawa kundi maghintay Quote Link to comment
Papi Popoy Posted August 17, 2020 Share Posted August 17, 2020 Parang nadefeat yung purpose ng insurance if ganun pala talaga katagal waiting time. Anyway, wala naman na kami magagawa kundi maghintay Better mag start ng mas bata, mabilis lang yung 2 years lilipas hehe ako mejo late na nga nakakuha ng policy, kasi 3 years ago ko lang nadiscover na need pala natin ng insurance. ayun ngaun lagpas na 2 years yung VUL policy ko hehe tsaka better choose yung right insurance company. Quote Link to comment
paupau Posted August 17, 2020 Share Posted August 17, 2020 Better mag start ng mas bata, mabilis lang yung 2 years lilipas hehe ako mejo late na nga nakakuha ng policy, kasi 3 years ago ko lang nadiscover na need pala natin ng insurance. ayun ngaun lagpas na 2 years yung VUL policy ko hehe tsaka better choose yung right insurance company. Hehe I mean antagal ng 2yrs para sa waiting time para makakuha ng claim. Pahirap sa naiwang family. Quote Link to comment
MRROUGHSEX Posted August 17, 2020 Share Posted August 17, 2020 Hehe I mean antagal ng 2yrs para sa waiting time para makakuha ng claim. Pahirap sa naiwang family.Papi Popoy (alternick of Papa Popoy?) meant if your brother have passed on within 2 years from getting insurance , matagal daw process. Me, I don't like life insurance. The only way you win is to die while you are net gain. Malungkot if you die while you are net loss. Namatay na nga, nalugi pa. This is why insurance companies are big money makers. I used to manage actuaries prior so we know the odds of winning are on us. Sure we lose 2.5 out of 10 bets, but we win 5.5 times. Quote Link to comment
Bob_marlin07 Posted September 18, 2021 Share Posted September 18, 2021 any people here who has questions about insurances or investment plans? Quote Link to comment
tommy69 Posted September 18, 2021 Share Posted September 18, 2021 do you have any investment that can give a guaranteed dividend yield of 6% p.a.? Quote Link to comment
sirheinrichcu Posted September 22, 2021 Share Posted September 22, 2021 sa panahon ngayon. getting insurance is pointless lalo na yung with insurance meron ako sunlife 800k nag ecq naging 500k ngayon bounce back 680k grabe noh pati capital nabawasan hahaha Quote Link to comment
amazingguy25 Posted September 22, 2021 Share Posted September 22, 2021 Saan car insurance na hindi matagal processing pag may nangyari? Naka experience ako ng napakatagal eh. 1 Quote Link to comment
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