I've only been using my dad's old car, so tcpl lang. Wala masyadong takot ma gasgasan, etc. Pero now na magnew car na, I'm thinking mag comprehensive insurance. Which car insurance ba ang competitive ang features/benefits, mabilis ang service at matino ang customer service? I'm ok kung hindi sila ang pinaka mura, as long as worth it naman when it's needed na. I mean aanhin ang mura kung garbage ang service. I'm reading about malayan and standarding na sobrang tagal ng claims at pahirapan talaga. But for your guys maayos ba yung axa, oona, etc? or how about yung mga insurance na offer ng banks, like bpi or pnb?