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TheSmilingBandit

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Posts posted by TheSmilingBandit

  1. Parilla Grill in Bautista St., Palanan, Makati.

     

    The Good:

    The food was cooked well, no nasty raw parts, with good flavor and nice texture.

    The waitresses were warm and friendly. (Oh I so do love their uniforms)

    The drinks were cold and tasty.

     

    The Bad:

    No smoking.

    The toilets are very small and cramped.

    The volume of their karaoke set is just a bit too loud for my comfort.

     

    All in all - a good place to eat, to drink (if you aren't a smoker), and to relax.

  2. As usual Maester to the rescue you cometh. I miss those bars along Rizal Coliseum, while a far cry from Club Zen, at least was accessible and the eye candy was passable. You know of anything naughtier?
    Some of the eye candy at Parilla is very nice to look at too maester, but you have to define naughty, as usual, your milage may vary. :hypocritesmiley:
  3. I too want to drink alone in a bar, but I'm allergic to alcohol. Is there any bar I can go with nice huge LCD monitors and sip some Cali or Coke Zero without being labeled weird by other customers and pretty waitresses see no harm in flirting with me?

     

    Laird and Maester, try Parillas at the corner of Bautista and Emilia Streets in Palanan, Makati. Good food, nice waitresses, cold drinks (alcoholic and non-alcoholic), not to mention its a no-smoking establishment.

  4. let's take them one by one:
    Agreed, one by one.

     

    1. speed - usueful to a battleship in pursuing or running away. but you're there to fight, not run. and when you're slugging it out with an enemy battleship, speed is not an issue. you both cruise on even keel at around 16 knots. any faster than 20 knots and your firing won't be accurate.
    Agreed, thus we can remove this issue.

     

    2. armor. yes, the yamato seems able to take more punishment in vitals such as turret, midships. but read on battleship gunnery. there's this thing called "overmatch." a 14-inch shell traveling supersoning (whther from the british prince of wales or the US new mexico class) can smash the yamato's armor assuming sufficient number of hits. what i'm saying is a bttleship can't feel comfortable just because his armor is thicker than the other guy's
    The Yamato's armor is 410mm with an additional 355mm thick bulkheads, that is 30" of armor protecting her sides, inclined at a 20o angle. Not to mention that her armored decks protect more of the ship being set higher than that of the Bismark. While I'm certain that the 38cm guns of the Bismark would, eventually, given sufficient time, get through the Yamato's armor, the probability of the Yamato's 46cm guns going through the Bismark's armor is much higher as they were designed to go through 200mm of armor, which is almost double that of the Bismark's 100-110mm deck armor.

     

    3. gunnery - ok, the yamato's guns are far more powerful but here's the thing. the bismark within 4 minutes, will end up heaving more shell at the yamato than vice versa. and mind you, cyclic rate of fire is only half the story. in fact, of all battleships built in WW2, the bismark has the highest firepower rating (even more than the US new jersey class.) even i was surpised.
    The Bismark has 8 38cm guns with an average firing rate of 1 shell per minute with an effective range of 35.5 kilometers as opposed to the Yamato's 9 46cm guns with an average firing rate of 1 shell per 2 minutes with an effective range of 42 kilometers, thus while the Yamato can use her guns for effective volleys from 42 kilometers (and assuming that they maintain a closure rate of 16 kilometers per hour or 266.67 meters per minute, that means that effectively, the Yamato can be pounding away at the Bismark for 24 minutes or 12 full volleys by the 46cm guns, each shell of which will penetrate the armor of the Bismark). Once within range of the Bismark, even though they can fire twice as quickly, the 38cm shells will still have to go through 200 to 230mm of armored decks (the thinnest part of the Yamato's shell) which would require 3 to 5 hits on the same spot (+/- 1 meter) to have a chance of penetrating the armor of the Yamato.
  5. try this 'what if':

     

    Bismark vs. Yamato

     

    explain your stand.

    Does this really have to be debated? Yamato will sink the Bismark PDQ.

     

    Yamato

    Displacement: 71,111 metric tons (standard), 73,000 metric tons (full load)

    Speed: 27 knots (50kph)

    Armor:

    650mm on the main turrets

    410mm side armor

    200-230mm deck armor

    Armaments:

    9 x 46cm main guns

    6 x 15.5cm secondary guns

    12 x 12.7cm secondary guns

    24 x 25mm AA guns

    13 x 13mm AA guns

     

    Bismark

    Displacement: 41,700 metric tons (standard), 50,900 metric tons (full load)

    Speed: 30.1 knots (55.7kph)

    Armor:

    360mm on the main turrets

    220mm side armor

    110-120mm deck armor

    Armaments:

    8 x 38cm main guns

    12 x 15cm secondary guns

    16 x 10.5cm secondary guns

    16 x 37mm AA guns

    20 x 20mm AA guns

     

    So while the Bismark is a tiny fraction faster, its armor is roughly half that of the Yamato and its guns are severely outranged and outpowered by the Yamato.

  6. just stay away from Pacific Concord, the penthouse unit I bought at Lancaster is full of defects, shoddy construction, below par quality :thumbsdownsmiley:
    Most developers are trying to save money, what with the glut on the market, so expect shoddy construction almost everywhere.

     

    To all brokers here, I am on my 3rd year of paying for a high end condo (studio) in metro manila. In case gusto ko ibenta how do I go about this? (pre selling price ko pa nakuha)

     

    Simple studio unit lang naman but is in a good location beside major roads, a golf course, hotel and casino.

     

    PM me

    There is a glut in the condo market now, too many people believed in the condo scam of purchasing units at preselling prices, now many of those condo's remain unfinished.
  7. as far as i can tell, i don`t see any connection..

     

    it might be just an allergic reaction, perhaps to increased sweat production during sex..

     

     

    :mtc:

     

    LOL, thanks a lot, I'll tell him that, he refuses to believe me.

  8. One of my friends complains that everytime he has sex, his armpits and the nape of his neck itch, he's afraid this may be some form of STD, is there such a variant?

  9. kahit na nakapangalan to sa grandfather namin? plano na kasi ibenta ng whole family ang lupa kaso nga lang nawala nga ang titulo. pero yung uncle ko is yung nakasasunod sa pangalan ng lolo ko as JR. dont know kung may tulong yun.

     

    Just be careful, the RD may be aiming for a lot higher grease since elections are around the corner. This is copied from the Philippine Star Opinion section.

     

    It’s not only the register of deeds who’s hostaging the property titles of a 90-year-old widow in Makati. The taxman is in cahoots to prolong the release of her papers. In squeeze play the two officials are setting piecemeal requirements for the transfer conjugal property in the name of Eufemia P. Almeda. Undue delay is a tool for extortion. A fixer has offered to hasten the process if the desperate nonagenarian would give under the table. But bribery is against Eufemia’s moral values. She’s ready to pay the rightful transfer tax, if any. In fact she already remitted P256 million estate tax, depleting her cash. The re-titling would enable her to sell property for medical treatment, including thrice-weekly dialysis and frequent hospital confinement.

     

    All Eufemia wants is to do things right. She prays the Ombudsman, Land Registration Authority (LRA), and Bureau of Internal Revenue (BIR) would help (Gotcha, 18 Nov. 2009).

     

    Husband Ponciano L. Almeda died in 1997, leaving behind several tracts of land and buildings. In Makati these include: Marvin Plaza with 27 condos, Almeda Arcade, a Forbes Park manor. The titles are in the spouses’ names. For Eufemia and ten children to divide the inheritance, they needed judicial settling. The estate court granted it Dec. 22, 2008, after payment of the staggering estate tax and a momentary family feud.

     

    Last March Eufemia’s lawyers began working on the estate re-titling. During a visit to the office of Makati Register of Deeds Dorylene SB. Yara, a certain “Baby” pitched a deal. Eufemia was to pony up P1 million per condo, but only P200,000 would be receipted; “the RD and BIR would split the difference.” The Almedas turned down the indecent proposal. Then problems came.

     

    Yara and subs started giving the Almedas the runaround, asking for new items whenever they followed up the transfer. Sometime May, Yara’s office said the heirs had documentary tax deficiencies. Eufemia wondered why the RD thought so, when the court resolution of Dec. 2008 stated that all taxes had been paid. Besides, she had submitted to Yara a BIR certificate of such full compliance.

     

    Eufemia’s lawyers wrote Makati Revenue District Officer-48 Florante de Castro, soliciting Yara’s new imposition. Five letters went unanswered in May-July. Finally on July 28 De Castro replied, denying the request for an amended certificate and claiming, like Yara, that taxes remained unpaid. The lawyers recounted how then-BIR Commissioner Guillermo Parayno no less had assessed the estate tax Eufemia paid. To which De Castro allegedly retorted: “Ayusin niyo na lang si (you just fix) Attorney Yara.”

     

    All through Aug.-Oct. the lawyers contested the supposed deficiency. But they also conveyed Eufemia’s request for an assessment of the amount, promising to pay though under protest. Meantime, Eufemia complained about Yara to the Ombudsman and her boss, LRA head Benedicto Ulep. On Oct. 22 De Castro agreed to compute the back-tax, asked for additional documents, and told them to await his correspondence. To the Almedas’ surprise, De Castro in a Nov. 6 letter said he had elevated the matter to the regional office’s legal department. In effect, they were to wait some more.

     

    The Almedas asked around and were informed that Yara’s husband is also with the BIR, in the same region as De Castro. Today they will sue the BIR officer for red tape. He is legally liable for failing to assess their supposed back-tax and for sitting six months on their case.

  10. Parilla Grill on Scout Reyes is pretty good, its not the best, but the quality of the food doesn't disappoint, and the price is pretty fair for the quantity and taste. My only complaints is that they need to upgrade their chimney for those that eat in the non-airconditioned section will almost choke on the smoke.

     

    The standard selection of Illongo food is available in the menu. My personal food choices here are the corazon (chicken hearts) and baticolon (chicken gizzards), their batchoy is also pretty good and can serve 2 easily.

     

    post-245067-1258290037.jpg

  11. Recently had dinner in Alex III. It was very disappointing from the presentation to the taste. I used to love this resto, but the quality (not to mention the quantity) of their food has gone down consistently.

     

    post-245067-1258288829.jpg

     

    Their basic boneless chicken barbecue, tiny and miniscule. Oh well, at least it was cooked through.

     

    post-245067-1258288865.jpg

     

    Their 2 piece chicken barbecue, notice how tiny the drumstick is, its a quarter of a chicken, based on the size, I think perhaps the whole chicken came in under 1kg. Oh, it was also extremely undercooked.

     

    post-245067-1258288929.jpg

     

    Lengua ... not that any parts of the tongue of the cow can be seen, for that matter I'd be amazed if there was over 100g of cow tongue under the morass of sauce. Oh the sauce, let's just say that Jollibee and McDonalds can give them a run for their money, easily.

  12. What many people call 'instinct' is your subconscious reacting to clues that your conscious mind disregards, to wit:

     

    Your partner's vocal reaction to your call is stressed

    Your partner suddenly begins grooming her/himself more so than usual

    Your partner's schedule suddenly changes

    Your partner has a sudden subtle change in aroma (perfume or cologne of someone else)

    Your partner's mind and attention isn't on you as much as it used to

    Your partner changes hair style/buys new attire.

     

    Not a single one of these cues, in and by itself, will (or should) ring a danger bell, but put together, watch out, there's someone else in the picture.

  13. Balducci -

     

    Masarap at mura (dahil malaki portions) good for sharing. They have a HUGE Porterhouse steak (florentine style) that they cook bloody rare, Php1,750++, could easily feed 2.

     

    *sigh* With 1,750, one could easily purchase at least 2.5 kg. of Porterhouse steak with the fixings and feed 10 people. :thumbsdownsmiley: Balducci is overrated.

     

    Oh, and burnt is NOT a flavor.

  14. 1.5 hectares is a decent size for some of the smaller developers, that said, it would depend on where your property is located, considering the saturation right now of condominiums and townhouses. I would suggest you get a second and third opinion from other realtors regarding your property.

  15. regardless, I need a 2nd opinion since I am not practicing it full time so i'm not aware of any latest developments/updates/practices in the industry. tnx.
    Not a problem maester Wizard, you can always SMS me, I still have the same digits.

     

    hi to all brokers. i'm considering being one myself kaso i found out that the licensure for brokers was transferred from dti to prc. as of the moment wala pa daw schedule. i jjust want to know kung ano po mga topics ang lumalabas sa exam so i could do advanced readings. salamat. ^_^
    The last brokers exam will be early next year, after that, brokering will be considered a college course in and by itself. The topics are very broad, it would be best to attend one of the review seminars that will be conducted before the exam.
  16. greetings to the real estate experts here.

     

    my brother bought a townhouse at canyon ranch in carmona, cavite. he's paying the amortization for 20 years. now he wants to sell it although the interest level is very low.

     

    so we thought of selling it via rent to own scheme in the hope that it will be more attractive to buyers.

     

    what is the normal downpayment required before the tenant would pay the monthly rent. is the downpayment amount up to the seller and is the downpayment usually non-refundable in case the tenant/buyer was not able to fulfill his obligations in the future.

     

    can the tenant protect himself by applying for MRI even if the property is already with another bank (seller side).

     

    appreciate your kind advice. tnx.

    Maester Wizard23, as a certified realtor you should already know the answers to your question. The downpayment is whatever amount the buyer and seller can come to an agreement with. While the d/p is usually non-refundable, again it depends on the contract of sale.
  17. One of the dangers of undervalueing in order to bring down the capital gains tax (normally borne by the seller) is that if push comes to shove and there is an unwinding of the sale, the buyer might only be able to get back the amount reflected in the Deed of Sale.

     

    Maester TheSmilingBandit is quite correct. Even if your all your documents are in order, and have complied with all the requirements (including some that are dreamed up on the spot), don't expect it to be completed in a reasonable time if you have not forked over a facilitation fee. In the provinces, I could get away with having a title annotated by the next day if I order food for the whole RD staff, distribute a few 100 peso bills to the cashier, typist and records clerk, and then a bigger amount to the Register of Deeds or to the examiner. If I think I would have to go back for another transaction in the near future, I leave both of them a bottle of Fundador for goodwill.

    LOL, that sounds about right for the medium transactions, smaller transactions are cheaper and larger transactions are much more expensive.

     

    thanks!! ide like to clarify "losing the property" how will they do that?

    it was written in the DOS that all the taxes will be payed by the seller. it wasnt our fault if they did not pay the taxes buti na lang hindi pa namin binibigay ang full payment. kaya lang kalahati na yun eh! malaking pera na ang na gagastos

    Thanks

    Unfortunately the bureaucracy doesn't care about the smaller salient points of the Deed of Sale. If all the taxes aren't properly and fully paid, as per book value, then they sometimes consider the sale as unconsummated, thus the title reverts back to the previous owner, its easy enough to clarify if everything is fully paid up, just accompany their guy who is handling the payments.

     

    question on release procedures sa qc rd:

     

    can one of the transferees of a tct request for release of the new tct to himself even if another person, say a broker, was authorize by the transferees to file the transfer sa rd. halimbawa, at the time of release wala kasi ung broker e nandun na un one of the transferees.

    If you have the OR of the transaction together with a letter of authorization from the person who actually filed the transfer (complete with a picture id), then yes.

     

    tanong lang po

     

    meron kaming land sa antipolo tapos nung nung pumirma kami ng parang homeowners association contract na within a number of years d kami nakapag pagawa ng bahay pwede nila ibenta yung lupa namin ... totoo ba ito???

     

    by the way pwede ko ba ibenta yung lupa namin na nakapangalan sa wifey ko ??

     

    thanks

    ??? What kind of contract is that with the homeowner's association? I've never heard of such a contract. As for selling the land that is in your wife's name, certainly you can, provided your wife is agreeable and signs the Deed of Absolute Sale, alternatively she can make a Special Power of Attorney giving you the power to sell on her behalf.

     

    I guess this is another scheme to delay the release of my title. Is it possible for me to personally work on the transferring process? Will the corporation (developer) allow it?
    Certainly its possible for you to file the papers, just be prepared to become frustrated with the bureaucracy. It helps if you have the complete set of papers, with multiple photocopies.

     

    The last time I transacted with the QC RD, their rule of thumb was whoever was the one who filed the transaction in the RD would be the only one authorized to receive it. But that was years ago.
    Of course, you could always authorize someone else to pick up the documents on your behalf laird and maester.

     

    It's possible for you to do it yourself if the developer cooperates with you and gives you the required documents. It may cost you a bit more though, since the developer has already 'greased' his way with the RD. Supposedly.
    My thinking is that perhaps the developer can't release the papers due to some snafu with their own paperwork. While the firm Red Light is referring to has had a good reputation, recent events have shown up casting some doubts on the viability of some of their newer projects.
  18. good evening ide like to seek for an advice to our real estate lawyers and real estate gurus. bumili ng property yung uncle ko at a certain amount. nag kataon na ang usapan nila was seller will pay all the taxes. cap gain, doc stamp transfer tax, etc.. pero ang sabi is they know someone na mag aayos so ibig sabihin we wouldnt know kung baka negotiated or baka below the zonal value ang babaydan.

     

    now nag agree sila but kailangan muna i lipat sa name ng uncle ko maski 50% DP lang pero kailangan maipakita lahat ng receipts ng pinag bayadan ng said taxes. ngyun ay nailipat na sa name ng umcle ko pero hindi nya binabayadan yung full payment (50%) dahil hindi maibigay yung mga receipts or maski xerox ng CAR. ang worry kasi ni uncle ko baka hindi nga binayadan yung tamang taxes baka inunder value or baka hindi nag bayd ng taxes. ang nakapag tataka is paano na ilipat nga naman sa name nya kung hindi nag bayad? may CTC na din so walang probelm yung authenticity ng title.

     

    questions

     

    1. is it possible na mailipat ang name ng seller to buyer pag hindi nag bayad ng taxes?

    2. kung under value nga wala kayang maging problem ito in the future?

    3. paano namin malalaman kung talgang ibinayad nga ang taxes?

     

    thanks in advance

    Regarding item 1, without paying capital gains tax of 6% (or alternatively VAT of 12%), also the documentary stamps (1.5%) and then the transfer tax (0.75%) and then finally the transfer fee of the Registrar of Deeds. Percentages are based on selling price or zonal + improvement, whichever is higher. Also, businesses have to pay their business tax for the sale. Skipping any of these payments may result in losing the property.

    Regarding item 2, it can be done, just be very careful.

    Regarding number 3, they should present receipts, the amounts to be paid can be easily computed.

     

    is it normal for rd examiners to ask for or expect some grease money even if all documents are in order?
    Sadly, yes they do, if you want your papers to come out at a reasonable time instead of extremely delayed.
  19. Medyo mababaw lang na question: magkano ba ang usual fee sa pagpapa-notarize ng Deed of Absolute Sale of a House and Lot? We recently bought a H&L and the agent who is processing the transfer of the title to our name was quoting 1% of the sale price for the notarial expenses alone. Isn't this too high? If I remember correctly, we sold a house before and we only spent about P1000 for notarization of the Deed of Absolute Sale.
    Notaries will try to charge a percentage of the selling price. I suggest you have it notarized with someone you know personally, you may have it notarized for less than P1,000.
    The standard for most notaries is 1% of the selling price, of course, some notaries, if friends, may charge less.

     

    A little bit of update maestros, just when I've decided to head towards HLURB to formally file my complaint due to the expiration of the date set on my demand letter to release the title, I received an SMS from the corporation that m title is ready. I gave them a phone call a while ago and said that it's definitely ready. I asked about the procedure and told me that I just need to bring a valid ID then pay the fee so the title will be transferred to my name. I can give them a smuch IDs as they want and cash is ready for the transferral fee. I thought the entire proceedure will take place within the day, but my jaw dropped when I was informed that it will take about 3 months or the transfer process to take place! Why oh why, I asked, and the reply was that they handle these process by bulk.

     

    I understand that they are a big corporation and obviously have lots of properties to work on, but is this a normal practice? To transfer and release titles by bulk? Is a 3 month-period to process justifiable? Kindly enlighten me on this.

    I have no idea whether that is the normal process but 3 months does sound like a long time. If I were to do the transfer personally, I could do it in 3 days if I had a nice fat 'facilitation' fee to motivate the Register of Deeds. If you let the documents run its normal course, it may take a month or longer. Maybe the experten SINless can answer this for you.
    3 months? They are jacking you off, Ayala Land Sales Inc., Rockwell Land, and most other big companies can process papers in 2 days (depending on which RD and city).

     

    I have a query, I hope you can help.

     

    Can the register of deeds question a deed of donation and refuse to transfer title to donee's name, even if the bir have already issued a certificate of authority to transfer and have completed a donor's tax audit when the donor was still alive? Donor's taxes and all transfer payments have already been paid. as far as i know, the mandate of rd is ministerial and they cannot question the certification issued by another government agency i.e. bir

    Did they give you the reason for the refusal? While it is true that the function of the Registry of Deeds is ministerial, they may have other requirements that you may have to comply with. If you think it is unjustified, you can refer it under a formal consulta with the Land Registration Authority (LRA). It could also be that your examiner is expecting a little "donation" from you for the title transfer.
    actually, what they are questioning is the regularity of the donation itself. Is'nt the bir audit certification and the bir certificate authorizing transfer enough for them to transfer title in donee's name.

     

    the issue is the donor donated property which he bought with proceeds of inheritance. rd wanted proof for this which was actually transacted in the 1950's pa. rd says it should have been annotated in the original title? moreso, the donor is already dead but was still alive when the bir audit was made and presumably have explained the situation to the satisfaction of the bir examiner.

    I don't quite understand. If the title had been transferred to the donor's name, way back in the 50's, I doubt that the Register of Deeds can question it. Are you saying that the acquisition of the property by the donor was never recorded? So are you trying to have both transactions registered - first the acquisition by the donor of the property and second the subsequent donation?
    its already in the name of the donor, kaya lang meron nakalagay na married. gusto yata ng rd naka annotate ung fact na inherited ung property para hindi assumed na conjugal
    Ah I see. Can't the RD just look at the files attached to the title? After all, they should have the records unless it is one of those RDs that were hit by fire or floods. The other way I can think of is to let the the donor's wife sign on the Deed of Donation. Aside from that, the only ways I know around this is to ask for a consulta from the LRA or give a few thousand reasons to the RD to process the transaction. Perhaps the experts here have other suggestions.
    The RD is questioning the '50s transfer?
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