jedimaster

Every day I just smile kahit masama araw ko. Smile and the world smiles with you ika nga.

Haha nice share!

It's Saturday, weekend, and couldn't get my mind out of my addiction.

The last 10 years, tumaas naman ng about P150K a year.

Ok lang naman, tumataas sweldo ko about P110K a year.

Online date muna. Hanggang magkapalagayan.

Some developers prefer just selling units instead of units and lot. Think about it. if you're the landowner, why not keep your land, build a structure on it and sell units (notice I'm not saying house or condo, but units, which can either be a house or condo). I worked with property construction and management firms in various countries. Main reason for developers to keep the land is not to dismante it but to incrrease the lease Iwhich in turn, increases the HOA. This is why certain properties are cheap to buy but has high HOA. So always check for lot owneship. Now, I'm not saying don't do leasehold. Some of the best properties out there are on leasehold lot. Who are the target market of these? Foreigners. This is because foreigners can't own land. So if a foreigner really prefers having a house instead of a condo, then a house with leased lot is the answer. We built some of these in Pampanga before next to the golf course. I wonder how many of you guys who prefers house and lot over a condo actually do not own the lot simply because you assumed house and lot means you own the lot? You might be surprised after 25 years that the landlord is claiming back his lot already and you need to leave because the lease contract is up. The other thing that muddies this are the agents. Their goal is to sell and would keep quiet on who owns the land. The worst ones even lie and say you own it even if not. Heck, as long as they get their commission and no recorded evidence of them lying, the scums will do it. Be warned guys.

How many times do I have to say this before some of you guys can understand it. Lot ownership is not tied to condo vs house. It's tied to lot ownership. This means a house can be constructed on a lot that you don't own. It's called leasehold. Read that slowly guys. Vice versa. A condo can be constructed on a lot that you can own. It's called freehold. Read that slowly guys. It works both ways. Not that you learned it, next time, do not assume a condo lot is not owned by the homeowners. It may but also may be not. Similarly, do not assume a house lot is owned by the homeowner. It may but also may be not. Lot ownership it not tie to the structure constructed upon it but only to the ownership of it.

That's leasehold. Solution - don't buy leasehold.

Happy for you pre! Congrats. Major life accomplishment. Ako I finished my condo mortgage 2 years ago. Sobrang sarap ng feeling na wala ng utang, tapos dreamhouse ko pa.

My addiction.

Or I can opt to pull the drapes to cover the right half of the wall eliminating my condo neighbors and what I'm left is just nature at the back. Ayun oh.

Pag adventurous kami (or tipsy haha), hinahatak ko babes ko over my glass wall sa likod in front of all my neighboring condos who are welcome to watch us. Ganun din naman sila. Mga Europeans pa, eh balewala sa kanila yun. Me thrill nga eh. Nagsu-sunbathing sila sa balcony ng hubo. Sneak peak of me and a neighbor condo kanina. O di ba ang ganda ng view nila sa amin, ganun din ako sa kanila. 🤣 Pwede mag-apir sa ere pag nagkasabay.

But what is "rich" in Pinas in terms of net worth?

Videochat with Beb kanina. We watched Troy movie yesterday kaya peg nya today is Helen of Troy.

^Ayus. LDR ka rin. Just have constant videochats. Kami almost every other day.

Videochat with Beb kanina.

My addiction.

Videochat with Beb kanina. Chat agad pagkadilat. 🥰

Example of my addiction.

I wish to save P6.5M in 5 years. Why? For my future business.

Videochat with Beb kanina, with one of her fave drinks.

Videochat with Beb kanina.

Mag get-together uli mga originals ng MTC nung 2003. Ako n lang natira ata. 🤣 Folks come and went.

Simpleng buhay kahit mahirap basta nakakatawid sa araw-araw.