MRROUGHSEX

Mahal naman properties sa ibang bansa. Good lang for ipon, so hard mode sa ibang bansa. Pag nakaipon na balik na at easy mode na sa Pinas. Sariling bahay lang naman talaga kelangan. Pag nagkaruon na non at bayad na, kaya na manatili sa Pinas. May pagka-overstrict kasi labas sa Pinas. Example, nung plano ko magpagawa bahay sa labas...dami restrictions at building codes na kelangan i-meet. Ini-inspect kasi talaga ng inspector tapos ipapagiba lang at tayo ulit. Ganun din sa mga karamihan ng gamot -- need ng doctor visit muna bago prescription so gastos at hassle. Nakapagtrabaho ako sa US at France ng total of 5 years at nakaipon ng P2M naipambili ko ng 1BR condo sa Makati about 20 years ago. Tapos the past 20 years, dahil di na ko nagrerenta, nakaipon naman ako P3.5M pampatayo ng sariling bahay sa probinsya.

Sarap magretire malapit sa spa tapos me budget 2x a month.

Weekly budget for spa, MP, and gogos. 🤣

Becoming mestizo with white hair.

I'm sold on Makati. I love Greenbelt, just walking around it is a great workout that is pleasurable and feels more of a pastime than a workout. I recently completed my payments to a condo that is situated between it and Makati Med. Perfect location. I love walking aimlessly during weekends as it is like a ghost town. No cars, no people rushing, no traffic. Just me, folks here and there, and the vacant buildings towering above me. I also benefit a lot from the great maintenance of the area. It's always being maintained -- the roads, sidewalks, lights, parks, gardens, seasonal decorations, event props, etc. But is also allows jeeps and sidewalk vendors and there is no walling out of the regular folks, not like the one in Taguig. There is respect. That is why I chose Makati.

Next up for me this month is root canal.

H&L amortization check 360 of 360. Natapos rin kita H&L in 15 years from 2010 to 2025.

I just turned 40. Guys or girls of same age or even older please give ideas what to expect and things to do in the 40 something age. What's the good and bad side? Are there any pitfalls to avoid? Any exciting things in store? How did you guys hold up? Please share experiences for benefit of those entering or who are at this milestone age. For those who made it . . . kudos! And thanks in advance.

Too many expenses and bills to pay. Other than regular day-to-day expense like transpo, food, and like, what bills are you taking care of this week? Amount is not necessary.