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spadon

[05] MEMBER III
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Posts posted by spadon

  1.  

    Only SWS gave that ‘excellent’ rating

    IT WAS not the people themselves but only the Social Weather Stations that gave the administration’s anti-narcotics campaign an “excellent” rating based on a two-month-old survey conducted during the 100-day honeymoon of the Duterte regime.

    The 1,200 respondents merely gave the anti-drugs war a net rating of 78 percent, which the SWS translated to “excellent.” The same respondents gave the administration a 66 percent net satisfaction rating, and the SWS said that meant “very good.”

    We are quite worried that broadcasting an “excellent” rating for the anti-narcotics war based on a supposed nationwide poll might give the world the misimpression that Filipinos are cheering the summary execution of suspected drug dealers and users.

    It would have been honest if only the percentages were reported and the public was left to decide if the numbers meant “excellent,” “very good,” “fair,” or whatever. An “excellent” to the SWS may just be “good” to the random person, but the number 78 is 78 to most everyone.

    Read the article in full:http://www.philstar.com/opinion/2016/11/20/1645549/marcos-should-lie-peace-ilocos

     

  2. An MBA degree gets your foot in the door of your prospective employer. You get noticed, your resume stands out among the rest without an MBA.

     

    Once you're in, you better be good as advertised. An MBA raises expectations so you better live up to that or the "lesser mortals" without MBAs will eat you alive in the exciting and competitive world of corporate life.

  3. My 90 yo Lola is disposing her property. She never married and has no children. We are the living heirs. I plan to pay for the property on installment. She needs the money and I do not want to wait for inheritance laws to kick in. My questions:

     

    1. Is it Contract to Sell or Conditional Deed of Sale? I want my Lola to allow me to develop the property even though the property has not been fully paid yet.

    2. In case she passes on and the installments have not fully paid, what happens to the transaction?

     

    If there is a better way of doing this, please advice. Thanks.

  4. Never an Honor student but always in the Honors class, probably in the upper third. The competition was fierce with a lot of really smart guys in class which produced two business magnates: a majority owner of a PSE listed company and the other a sitting on the board of a major bank also listed in PSE. Company presidents a dime a dozen in our class.

  5. Please advice on this: I have an old car which I am selling to a relative. Since relative si Buyer, I am inclined to accept his offer to pay 60 equal monthly installments for the asking price. How can I protect myself in case mag default si relative Buyer? I know asking for 60 PDCs is one way but I don't think may checking account siya. and, what do I do about car registration - does the car reg remain in my name until the relative Buyer pays in full? So what document should I notarize for the transaction?

     

    Thanks in advance.

  6. Spadon, I suggest you look at the title to check if there is a notice of Lis penden. If none, your ownership is safe because a buyer of a titled property does not need to look beyond the certificate of title.

     

    Cleo, how old are you now?

    Thanks for your advice. We did not acquire the property. The said property was purchased by another buyer.

  7. My uncle who Pinoy by birth is a naturalized US citizen. He is now retired and living here in Manila. He has assets in the US (property and cash in US banks) and wants to know if he makes a will here in the Philippines, will this will be recognized in the US? He wants to name beneficiaries here in the Philippines and wants to ascertain that his assets in the US will be given to beneficiaries in the Philippines according to his wishes in his will.

  8. May I ask for advice on a house and lot being offered to me.

     

    Said property was awarded to the new owners (who are selling it now to me) after Sheriff's Final Deed of Sale was given to the new owners by the RTC in Valenzuela City and the period of redemption expired with the debtor and all possible redemptioners failing to exercise right of redemption in 2007.

     

    Several manifestations and petitions were filed by the debtor redemptioners during the years 2011, 2012, 2013 and in all instances an Ex-Parte Motion for Writ of Possession was granted by RTC Valenzuela, denying the debtor's petitions. This year 2013, the Sheriff executed the Writ of Possession and the new owners are finally now in possession of said property and are offering to sell to me.

     

    If I purchase the property and when already titled to me, the debtor redemptioner elevates the case to the Court of Appeals and assuming the case gets elevated further to the Supreme Court what are the possible scenarios for me as purchaser and new owner if the SC rules in favor of the debtor redemptioner?

  9. I would go into an investment with a return that would pay off your monthly amortization and leave you with some surplus cash as well, if possible. At the very least, have an investment that would contribute to the liquidation of your monthly debt amortization. An investment of P360K with a return of 5% net pa would yield P1.5K per month net of tax - Peso bond uitfs yields are currently in this range. Invest in stocks with consistent cash dividend pay outs - do some research and find out which companies are these. Constantly put in an monthly amount into your investment instruments and build up on your portfolio, the bigger your principal, the larger your cash base for investments. <_<

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