legal Free Legal Advice

[callcenter]

Kumuha po ko ng unit sa Cambridge Village pasalo. Nabayaran ko na may-ari - nabigyan na ako ng SPA. Hindi pa ako nkpgpatransfer ng title. More than 48 months na ko ngbabayad sa Empire East. Kaso last year bigla naningil si Empire ng penalty of Php 1m for late fees kahit updated yng account. Kung hindi ko itutuloy yng hulog sa Cambridge, me mkkukuha ba ako na 50% ng mga hulog as per Maceda Law?

[AttyJake]

On 1/27/2023 at 3:30 AM, callcenter said:

Kumuha po ko ng unit sa Cambridge Village pasalo. Nabayaran ko na may-ari - nabigyan na ako ng SPA. Hindi pa ako nkpgpatransfer ng title. More than 48 months na ko ngbabayad sa Empire East. Kaso last year bigla naningil si Empire ng penalty of Php 1m for late fees kahit updated yng account. Kung hindi ko itutuloy yng hulog sa Cambridge, me mkkukuha ba ako na 50% ng mga hulog as per Maceda Law?

Ilang years ka na naghuhulog? May approval ba ng developer yung "pasalo" scheme mo with the original na naghuhulog?

[AttyJake]

On 1/26/2023 at 11:38 PM, ltojun said:

Can MOAs for work contracts be changed while in the middle of the contract period? I suddenly have other offers.

Is there a provision in the MOA that states that you can renegotiate the terms or terminate it before the period of its effectivity expire? 

[Knife_47]

Can I go to jail for hiding my car from a repo man?

[Magic Circle]

Need a consult here.  I was scammed and got 450k  from my credit card thru online transactions.  I tried to advise bank to cancel the same day but said the transactions went thru.  My dispute letter was also denied.   I don't intend to pay the scammed transaction since I didn't benefit from it.   But I have an existing installment plan (2 yrs) that I actually purchased about 80k.  Some says don't pay it na because it will still end up you as a delinquent payer  because if fall sa minimum amount due.   

My concern is if its this high of an amount will the bank pursue in court  as a civil case?  

[MinsanLang]

32 minutes ago, Magic Circle said:

Need a consult here.  I was scammed and got 450k  from my credit card thru online transactions.  I tried to advise bank to cancel the same day but said the transactions went thru.  My dispute letter was also denied.   I don't intend to pay the scammed transaction since I didn't benefit from it.   But I have an existing installment plan (2 yrs) that I actually purchased about 80k.  Some says don't pay it na because it will still end up you as a delinquent payer  because if fall sa minimum amount due.   

My concern is if its this high of an amount will the bank pursue in court  as a civil case?  

You might be hounded by a legal collection agency for your entire life.

This happened to my wife in BPI over a transaction of 3k pesos. I told her that I'll just pay for it so the collection agency leaves her alone. She refused, out of principle.

Eventually we had to ask help from my lawyer to write a cease and desist letter. That eventually alleviated the calls.

Better lawyer up as early as now.

[Magic Circle]

1 hour ago, MinsanLang said:

You might be hounded by a legal collection agency for your entire life.

This happened to my wife in BPI over a transaction of 3k pesos. I told her that I'll just pay for it so the collection agency leaves her alone. She refused, out of principle.

Eventually we had to ask help from my lawyer to write a cease and desist letter. That eventually alleviated the calls.

Better lawyer up as early as now.

If its just hounding or threat I can handle it.  Im just concern if the bank will pursue a legal case or will they just claim it from their insurance and transfer it to a 3rd party collection agency.  Too much hassle na if may court hearing.

Another thing about your case. They just  lost a good client for just 3k.  Sometimes their policy is not beneficial for them,

Edited March 16, 2023 by Magic Circle

[Bigshotbob32]

On 3/16/2023 at 2:04 PM, Magic Circle said:

Need a consult here.  I was scammed and got 450k  from my credit card thru online transactions.  I tried to advise bank to cancel the same day but said the transactions went thru.  My dispute letter was also denied.   I don't intend to pay the scammed transaction since I didn't benefit from it.   But I have an existing installment plan (2 yrs) that I actually purchased about 80k.  Some says don't pay it na because it will still end up you as a delinquent payer  because if fall sa minimum amount due.   

My concern is if its this high of an amount will the bank pursue in court  as a civil case?  

Hindi mo ba ma prove na hindi legal mga nangyaring online transactions? I think maraming may gnyan issue. Na hack ung card nila and was used for online transaction. Dapat mabigyan mo sila ng proof that you did not authorized those transactions habang maaga pa. Kaht tawagan mo sila araw araw to plead your case. Mahirap kasi pag tumagal na yan. Ibig sabihin tinanggap mo ung transactions na un. 

[hi_hello]

May plan ako bumili ng house. May encumbrance sya na nalost title daw so iniisip ko baka ginawang collateral ung bahay. Pero na reissue naman ung title. Kunware binili ko ung house then bigla may lumitaw na debtor na collateral daw ung house ng seller what will happen? Macancel ba ung purchase ko and may habol pa ba sakin ung debtor or wala na at hahabulin nalang nya ung seller? D naman daw collateral at nawala lang daw pero gusto ko lang makasigurado dahil d naman namin kamaganak seller

[azazel_six]

my wife recently passed and left with 3 kids. 2 are ours and 1 from a previous relationship. my stepdaughter's father is also deceased. what i would like to do is to legally adopt my stepdaughter. how would i go about doing this?

[Mikababy of Kyoto]

Hello po good afternoon

 

[Mar16]

On 3/24/2023 at 7:01 PM, Shinju said:

Totoo po ba na if you are involved in something illegal, you earn money illegaly, once mahuli ka kukunin ng authorities lahat ng properties na nakapangalan sayo and yung laman ng mga bank accounts mo?

This is not automatic. The authorities still need to prove that the money in your bank account were actually part of the income derived from illegal sources or that the property under your name was actually bought using money derived from illegal means.

In other words, if you are able to prove that the cash and properties in your bank account or under your name were acquired through legal means, meaning these are not fruits of the poisonous tree, then the government may not take these away from you.

[Mar16]

On 3/23/2023 at 4:39 AM, azazel_six said:

my wife recently passed and left with 3 kids. 2 are ours and 1 from a previous relationship. my stepdaughter's father is also deceased. what i would like to do is to legally adopt my stepdaughter. how would i go about doing this?

You need to contact the DSWD. Better if you will also talk to the family of your wife and the family of your stepchild's father.

Then you will have to file a Petition for Adoption in court. The DSWD will actually assist you on this as their approval is vital for you to be able to adopt your stepchild.

[Mar16]

On 3/31/2023 at 10:01 AM, Mar16 said:

You need to contact the DSWD. Better if you will also talk to the family of your wife and the family of your stepchild's father.

Then you will have to file a Petition for Adoption in court. The DSWD will actually assist you on this as their approval is vital for you to be able to adopt your stepchild.

It seems possible na ang administrative adoption. So hindi ka na dadaan sa korte. Check mo yung sa ncca.gov.ph

[Bigshotbob32]

On 3/24/2023 at 7:01 PM, Shinju said:

Totoo po ba na if you are involved in something illegal, you earn money illegaly, once mahuli ka kukunin ng authorities lahat ng properties na nakapangalan sayo and yung laman ng mga bank accounts mo?

Depende sa kaso. If its like money laundering, or kinidnap etc, then yes may chance na ifreeze nila assets mo. And they need to prove it in court pa.