albertpogi Posted August 25, 2007 Share Posted August 25, 2007 Again for humanity's sake, magdemand ka muna sa kanya. Notice and demand is important kasi kahit ung umutang ay may karapatan p rin. Kahit n may kasunduan kau kung kelan sya dapat magbayad, it will be better if u make demands to the person. As to the question of imposing interest, that is legal and it seems both of you agreed to impose the same. May guarantor b yan? Suggest na next tym manghingi k n ng guarantor man lang para hindi k ganyang namomroblema. Hope I was of help. ey thanks po very much. nagde-demmand naman po ako, every sweldo niya. yung guarantor, di ko naisip yun kasi biglaan lang na opportunity yun, nangangailangan siya, and naghahanap rin ako na pwede invest sa cash ko that time. nwei, pwede ko kaya sha ipapulis? kasi bakit sa credit card, di yata sila pwedeng magpapulis ng tumatakbo ng may utang sa kanila? marami po ng salamat Quote Link to comment
Wolf Posted August 25, 2007 Share Posted August 25, 2007 hello po... ask ko lang po kung legal ang magpautang na may tubo. tsaka kung legal, may proteksyon po ba ang mga magpapautang sa mga hindi na makakabayad ng utang sa kanila? nagpautang po kasi ako last time sa kakilala ng frend ko. Nilagyan ko ng tubo at pumayag naman ang nangutang. May pinirmahan pa kaming simpleng kasunduan na magbabayad sha after 1 month ng inutang niya plus 10% ng utang. kaso po , 3 months na, hindi pa sha nakakabayad kahit magkano. pwede ko po ba sha ipapulis sa kasong estafa? or sa breach of contract? or kahit anong kaso? maraming salamat po... regards Legal po yun.Ganun ang ginagawa ng mga bangko at sanglaan, di ba? Legal rin ang kasunduang ginawa ninyo.At pwede itong maging basehan kung sakaling kailanganin mo nang maghabol sa korte.Bigyan mo muna ng tinatawag na demand letter; yung sinisingil mo siya.Pag wala pa rin, get a lawyer na.Ang tawag sa kaso ay Collection for a Sum of Money. Quote Link to comment
Wolf Posted August 25, 2007 Share Posted August 25, 2007 nwei, pwede ko kaya sha ipapulis? kasi bakit sa credit card, di yata sila pwedeng magpapulis ng tumatakbo ng may utang sa kanila? marami po ng salamatNope.Civil case lang ang meron ka.Walang nakukulong sa di pagbabayad ng utang unless may fraud, eg, credit card fraud. Quote Link to comment
mamangtindero Posted August 26, 2007 Share Posted August 26, 2007 Thanks po sa reply and advise! Pahabol lang po. So may mga provisions pa dun sa kontratang galing sa bangko na makakaapekto as far as Maceda Law is concern at hindi basta2 ko makukuha ung 50% ng payments ko? As far ar Republic Act No. 6552 is concerned, you should be entitled to 50% of the installment payments you have made. Likewise, before they can cancel your contract to buy, you must be notified of the cancellation by a notarized notice of cancellation and by payment to you of the 50% cash surrender value. Kung wala yun, walang bisa dapat yung pagbenta nila sa iba nung lupa. My only problem is, without looking at the documents between you and the bank, di tayo nakakasiguro talaga kung ano ang relationship nyo ng bank at kungt ano ang provisions ng contract nyo. My advise is: get all the necessary documents and consult a lawyer, para di ka gumastos, pwede kang pumunta sa Integrated Bar of the Philippines dun sa munisipyo o city na tinitirhan mo. Puwede ka ring pumunta sa Public Attorney's Office (tanong ka sa pinakamalapit na Hall of Justice kung saan ang mga ito) Quote Link to comment
boogieman909 Posted August 26, 2007 Share Posted August 26, 2007 hi, patulong lang. nakabangga ako ng tricycle. amputate ang third part ng left pinky finger niya ( yung buong kuko and 1/2 inches from the top pinutol) sinagot ko yung hospital and some medicine bills... gusto niya una out of court settlement ng 40,000 sabi ko wala ako ganayn kalakaing pera. sa insurance ko nalang pinasok, ngayon humihingi na siya ng 100,000pesos. or else mag file siya daw ng case... pero the other day, wala na siyang gamot, humihingi ng 10,000 ang lawyer niya... ano dapat gawin? insured naman yung car ko... thanks... Quote Link to comment
albertpogi Posted August 26, 2007 Share Posted August 26, 2007 Legal po yun.Ganun ang ginagawa ng mga bangko at sanglaan, di ba? Legal rin ang kasunduang ginawa ninyo.At pwede itong maging basehan kung sakaling kailanganin mo nang maghabol sa korte.Bigyan mo muna ng tinatawag na demand letter; yung sinisingil mo siya.Pag wala pa rin, get a lawyer na.Ang tawag sa kaso ay Collection for a Sum of Money. thank you very much po sir wolf... Quote Link to comment
rocco69 Posted August 26, 2007 Share Posted August 26, 2007 Thanks po sa reply and advise! Pahabol lang po. So may mga provisions pa dun sa kontratang galing sa bangko na makakaapekto as far as Maceda Law is concern at hindi basta2 ko makukuha ung 50% ng payments ko? Maceda law applies to sale or financing of real estate on instalment payments. Without seeing the documents evidencing your transaction with the bank, di natin masabi kung ito nga ba ay sale or financing of real estate on instalment payments. If your contract with the bank is really sale or financing of real estate on instalment payments, di dapat maaapektuhan ng contract ang provisions ng Maceda Law. Kaya nga lang, kung di naman siya sale or financing of real estate on instalment payments, di applicable ang Maceda Law (baka kasi pinalabas ng bangko na loan with real estate mortgage). Da best talaga, pakita mo sa abugado ang papeles mo, me mga libre naman diyan Quote Link to comment
feb10 Posted August 26, 2007 Share Posted August 26, 2007 The pertinent law here is the Family Code, to wit: Art. 210. Parental authority and responsibility may not be renounced or transferred except in the cases authorized by law. Art. 211. The father and the mother shall jointly exercise parental authority over the persons of their common children. In case of disagreement, the father's decision shall prevail, unless there is a judicial order to the contrary. Children shall always observe respect and reverence towards their parents and are obliged to obey them as long as the children are under parental authority. Art. 212. In case of absence or death of either parent, the parent present shall continue exercising parental authority. The remarriage of the surviving parent shall not affect the parental authority over the children, unless the court appoints another person to be the guardian of the person or property of the children. Art. 213. In case of separation of the parents, parental authority shall be exercised by the parent designated by the Court. The Court shall take into account all relevant considerations, especially the choice of the child over seven years of age, unless the parent chosen is unfit. Art. 214. In case of death, absence or unsuitability of the parents, substitute parental authority shall be exercised by the surviving grandparent. In case several survive, the one designated by the court, taking into account the same consideration mentioned in the preceding article, shall exercise the authority. So pag wala dito ang isa, sa naiwang asawa ang mga anak.Pwedeng ma-suspend ang parental authority pero I don't think they will apply to your case.Hindi kasi enough ang financial reason lang to deprive a mother of custody over her children. Art. 231. The court in an action filed for the purpose in a related case may also suspend parental authority if the parent or the person exercising the same: (1) Treats the child with excessive harshness or cruelty; (2) Gives the child corrupting orders, counsel or example; (3) Compels the child to beg; or (4) Subjects the child or allows him to be subjected to acts of lasciviousness. The grounds enumerated above are deemed to include cases which have resulted from culpable negligence of the parent or the person exercising parental authority. If the degree of seriousness so warrants, or the welfare of the child so demands, the court shall deprive the guilty party of parental authority or adopt such other measures as may be proper under the circumstances. What if she is threatening me na pahintuin yung anak ko sa pag aaral dahil wala daw syang pang gastos...WHich is so impossible...ayoko lang syang masaktan na sabihin sa kanya na baka kelangan nyang magpatingin...as much as possible nga ayoko na mag reply or mag txt sa kanya kse baka gamitin pa nya yun ebidensya sa akin...pede ba gamitin ebidensya sa korte kung psychologically incapable sya yung mga txt messages nya Quote Link to comment
boogieman909 Posted August 27, 2007 Share Posted August 27, 2007 hi, patulong lang. nakabangga ako ng tricycle. amputate ang third part ng left pinky finger niya ( yung buong kuko and 1/2 inches from the top pinutol) sinagot ko yung hospital and some medicine bills... gusto niya una out of court settlement ng 40,000 sabi ko wala ako ganayn kalakaing pera. sa insurance ko nalang pinasok, ngayon humihingi na siya ng 100,000pesos. or else mag file siya daw ng case... pero the other day, wala na siyang gamot, humihingi ng 10,000 ang lawyer niya... ano dapat gawin? insured naman yung car ko... thanks... Quote Link to comment
Wolf Posted August 27, 2007 Share Posted August 27, 2007 What if she is threatening me na pahintuin yung anak ko sa pag aaral dahil wala daw syang pang gastos...WHich is so impossible...ayoko lang syang masaktan na sabihin sa kanya na baka kelangan nyang magpatingin...as much as possible nga ayoko na mag reply or mag txt sa kanya kse baka gamitin pa nya yun ebidensya sa akin...pede ba gamitin ebidensya sa korte kung psychologically incapable sya yung mga txt messages nyaYou mean psychologically incapacitated?I suppose so, depende sa content.Pwede na kasing evidence sa ngayon ang SMS e. Yung tungkol sa support, maybe you two should talk about it.Pera ng family yan e. Just clarify the budget that you (the family) need. Pero the law provides cases where a parent can be deprived of parental authority. Quote Link to comment
Wolf Posted August 27, 2007 Share Posted August 27, 2007 hi, patulong lang. nakabangga ako ng tricycle. amputate ang third part ng left pinky finger niya ( yung buong kuko and 1/2 inches from the top pinutol) sinagot ko yung hospital and some medicine bills... gusto niya una out of court settlement ng 40,000 sabi ko wala ako ganayn kalakaing pera. sa insurance ko nalang pinasok, ngayon humihingi na siya ng 100,000pesos. or else mag file siya daw ng case... pero the other day, wala na siyang gamot, humihingi ng 10,000 ang lawyer niya... ano dapat gawin? insured naman yung car ko... thanks...Please refer to my reply to thomas1124 at the previous page.Medyo magkapareho naman ang inquiry ninyo e. Bottomline is, let them sue you.In all probabilities, the court will ask the parties to settle.Besides, the insurance company will shoulder the costs.Yang P100,000 at P10,000 na yan, kalokohan lang yan.Kinukwartahan ka na lang. Geez, what's with our friendly trike drivers and operators?! Quote Link to comment
DELISYUS Posted August 28, 2007 Share Posted August 28, 2007 re-post ko lang to dito... in case other lawyers have inputs kasi wala daw internet sa opis si Wolfie *~* 1) tama ba yung alam kong practice na yung babies born from married parents, automatically nire-register nung hospital ang birth with the city hall/census... pero pag unmarried nga, ikaw ang magpapa-register nun so your baby will be issued an official birth certificate? 2) what if may nanganak and ang nilagay nyang father's name is not the biological father of the baby (with consent or pressure from this father/guy), may legal steps (and ano kaya yun) kaya to contest it that can be done by the guy's legal family (contest the certificate, sue the girl, whatever) kasi essentially he'd be declaring this new baby as an illegitimate child diba, which will be protected by certain laws especially with regards to his properties? 3) what kind of lawyer do you go to (anong specialty? family law, meron bang ganun?) when you want such things corrected? kung na-issue-han na din kasi ng birth certificate yung baby (tho sa bagal ng census natin, baka next month pa yun kasi she was born this month lang), will her parent have to appear in court for a change of whatever (her biological father is already dead)? Quote Link to comment
lomex32 Posted August 28, 2007 Share Posted August 28, 2007 Master Wolf ... What if ang Lalake/husband ang binubunganga pinapahiya, iniiskandalo ng Asawa?What laws will protect the husbands? RA 9262: SEC. 5. Acts of Violence Against Women and Their Children.- The crime of violence against women and their children is committed through any of the following acts:x x i. Causing mental or emotional anguish, public ridicule or humiliation to the woman or her child, including, but not limited to, repeated verbal and emotional abuse, and denial of financial support or custody of minor children of access to the woman’s child/children. x x Quote Link to comment
Wolf Posted August 28, 2007 Share Posted August 28, 2007 (edited) Master Wolf ... What if ang Lalake/husband ang binubunganga pinapahiya, iniiskandalo ng Asawa?What laws will protect the husbands?Then RA No. 9262 does not apply anymore.Revised Penal Code na... Slander or Libel. Tsaka di po ako Master.Si Idol Mackee lang yun. :cool: Edited August 28, 2007 by Wolf Quote Link to comment
boogieman909 Posted August 28, 2007 Share Posted August 28, 2007 Wolf thanks for all your help Quote Link to comment
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