Easiest bank to get a credit card

[MartinDomingo]

For me

BDO at Unionbank mabilis lang makakuha ng credit card

 

[cynophile]

Got my first credit card June this year, BPI Gold reward card with 320k credit limit. Di ako inofferan, I applied and I was pre-approved pala hehe. (i was 16 when i opened a savings account with them, 24 na ko ngayon. Kung di pa ko nag apply wala pa kong mapapala lol)
 

Planning to upgrade for visa signature card (bpi black card) naitawag ko na sya sa bpi preferred hotline, and wala na silang requirements na hningi, theyll proceed right away na nga sana haha kaso sabi ko pag iisipan ko. Gold has a 2250 annual fee while visa signature black card have 5500 annual fee. gold 1point=35 pesos. Black 1point=20 pesos.

 

si black free ka din sa mga airport lounges, and nabasa ko na waivable ang annual fee for 1.2m spent per year.

 

si gold naman waivable on 240k purchase per year. (Which is matagal ko na ng naabot😂) 150-170k ang cc ko monthly. 

 

what do you think? Is upgrading to black card worth it?

[PertingUtuga]

How to upgrade PNB Cards?