Questions On Car Loans

[jamesbalingit]

san ok mag pa carloan pag maserati ang kotse or highend cars?

 

paano yun

 

todos que virem este post irão transferir toda a sua boa saúde e fortuna para ATIYA

[reap]

Which is better guys? Kukuha sa bank po or in house?

[Blue Boy]

On 3/5/2023 at 9:28 PM, Asamdown said:

question po. pag n approve po sa loan. example monthly mo is 1k. kahit na meron inflation same pa din sya never sya tataas? ty po sa makaka sagot.

Yes, fixed ang monthly installment sa mga car loan. Hindi sya ina-adjust for inflation. So kung ang monthly installment mo sa car loan is 15,000 at nagsimula nitong 2023 for 60 months, expect to pay 15,000 monthly hanggang matapos mo ang payment in 2028

[SaLaMaLaYcUm]

On 8/6/2023 at 5:07 PM, reap said:

Which is better guys? Kukuha sa bank po or in house?

Kung saan mababa interest…usually sa bank mas mababa interest kaysa inhouse…

[diego669]

Is it really a wiser decision to take a car loan than pay it in full so that you can allocate the money to something more productive?

[PenetrayShawn]

14 hours ago, diego669 said:

Is it really a wiser decision to take a car loan than pay it in full so that you can allocate the money to something more productive?

If you're comfortable with the free cash you have after factoring in your emergency fund and short and long-term payables, then yes

Just like last year, I bought a pretty expensive gadget but cash was really an issue so I used my CC with really low installment interest. This year I bought another gadget but my cash position and cashflow were much better so I paid one lump sum