Long Term Investment

[idunno]

Invest in GOOG. :thumbsupsmiley:

[skibeth]

HI I work in a bank, i would suggest you put some at time deposit then as it it matures, why not place it at Ayala Land Investment fund. We also offer Time deposit placements where in you can put in 1 to 2 years time principal plus interest. Since your starting fund is 50k why not place it at time deposit first. then when you have several donations received in a certain period then we can consolidate the proceeds to get a higher interest rate for the placement. dont place it for too long so you can add additional funds upon it's maturity. Do PM me for more inquiries.. thanks

[Dr_PepPeR]

HI I work in a bank, i would suggest you put some at time deposit then as it it matures, why not place it at Ayala Land Investment fund. We also offer Time deposit placements where in you can put in 1 to 2 years time principal plus interest. Since your starting fund is 50k why not place it at time deposit first. then when you have several donations received in a certain period then we can consolidate the proceeds to get a higher interest rate for the placement. dont place it for too long so you can add additional funds upon it's maturity. Do PM me for more inquiries.. thanks

 

I'm assuming you work at either BPI or BPI Family Bank. Is the Ayala Land Investment Fund a mutual fund? What are the rates for a 1 to 2 year time deposit? I hope you don't mind if I didn't PM this inquiry, I think all of us would benefit if you post your answers here. Thank you.

[Guest lene]

I'm assuming you work at either BPI or BPI Family Bank. Is the Ayala Land Investment Fund a mutual fund? What are the rates for a 1 to 2 year time deposit? I hope you don't mind if I didn't PM this inquiry, I think all of us would benefit if you post your answers here. Thank you.

 

I agree with Dr. Pepper. It would benefit the other members who might be interested in different products.

 

However, it's the first time I heard of an Ayala Land Investment Fund. As far as I know, the mutual funds sold by the SEC accredited agents of the bank are the ALFM Peso Bond Fund, Dollar Bond Fund and Euro Bond Fund. Are you from BPI? If I remember my agent explaining it before, ALFM stood for Ayala Life Fixed Income Fund before it was changed to a new name of ALFM Peso Bond. Perhaps you are referring to this product?

 

Now, if it is a UITF, I also haven't heard of any Ayala Land unit invesment trust funds? Would you like to enlighten us all?

[DonImus]

hi! i have a stupid question: where can we buy blue chips online?

 

im also looking for venues to invest some of my savings. ^^

It's not a stupid question. Actually, a lot of people don't know where to start when it comes to playing in the stock market. In a way it's not off-topic since you asked about blue chips which you typically hold long term compared to the second liners and the chupita stocks.

 

You have two ways of going about this either through a red-blooded broker or through online systems. The advantage of going through a broker is the input and the guidance they can provide but if you're shy (which is typically the case) you can go to these sites: firstmetrosec.com.ph, bpiexpressonline.com, citiseconline.com. there maybe others (i doubt it) but these are the ones worth their salt.

 

Now since you mentioned you wanted to invest in blue chips i'm assuming you won't be trading actively but rather like a wham-bam-thankyou-m'am kind of thing where you just buy and forget about it. I suggest you go through a live broker so that you can be given the proper recommendations. Log in to pse.com.ph for the FAQ and a list of the member brokers and their contact numbers. Hope this helps

[ZedX7]

Just like to inform you guys...Metrobank is offering lower Tier 2 from Oct. 1 to Oct. 10, 2007. It is a subordinated debt instrument issued by Metrobank with term of 10 years but callable in 5 years. Minimum placement is P500,000.00 with interest quoted at 7% net (highest in the market as of date) payable every quarter. If anyone's interested, just PM me for details. Hurry, offer period ends Oct. 10, 2007.

[ZedX7]

LT2 of Metrobank is a tradeable instrument. Pretermination is not allowed, however, you can buy or sell these if there's demand/supply. Bid price/offer will be determined at the time of trade hence you may experience capital gain or capital loss as the case may be.

[magnus]

isn't 7% just more or less enough to offset the inflation?

 

Just like to inform you guys...Metrobank is offering lower Tier 2 from Oct. 1 to Oct. 10, 2007. It is a subordinated debt instrument issued by Metrobank with term of 10 years but callable in 5 years. Minimum placement is P500,000.00 with interest quoted at 7% net (highest in the market as of date) payable every quarter. If anyone's interested, just PM me for details. Hurry, offer period ends Oct. 10, 2007.

[magnus]

online systems are also brokers. you can only buy a stock through a broker. hehehe

 

what i think you mean is "online systems" and a "consultant" broker/agent. i'm not really certain what is the proper term for the latter.

 

anyway an online system is for the broker to let you place orders on your own and trade on your own. before online systems you need make a call to your broker/agent and he/she will place your order. and since may human interaction, more often than not you consult with that person on what the good buys or sells are.

 

You have two ways of going about this either through a red-blooded broker or through online systems. The advantage of going through a broker is the input and the guidance they can provide but if you're shy (which is typically the case) you can go to these sites: firstmetrosec.com.ph, bpiexpressonline.com, citiseconline.com. there maybe others (i doubt it) but these are the ones worth their salt.

[Dr_PepPeR]

isn't 7% just more or less enough to offset the inflation?

 

And the alternative fixed income investment solution is......???

[idunno]

Gold, as a long term investment (10 yrs up), actually yields more than S&P500 and 10-Yr T bond.

 

http://www.gold-eagle.com/editorials_04/ba...vsky122204.html

[joss]

Gold, as a long term investment (10 yrs up), actually yields more than S&P500 and 10-Yr T bond.

 

http://www.gold-eagle.com/editorials_04/ba...vsky122204.html

saan ba nakakabili ng gold dito sa pinas? Saudi kasi dali lang bumili ng gold at ang baba ng commision dito kaya sa atin paano ang systema?

 

di ba mahal na ginto ngayon? tataas pa kaya ? kasi sobrang taas na talaga.

[Dr_PepPeR]

Gold, as a long term investment (10 yrs up), actually yields more than S&P500 and 10-Yr T bond.

 

http://www.gold-eagle.com/editorials_04/ba...vsky122204.html

 

That may be true historically, but is historical performance a guaranty of future returns? Ten years is a long long time to find out.

[id6230]

If you invest in gold, 10% of your total portfolio should be the maximum.

[cherrrrypickerrrr]

land especially high commercialized lands will yield you far better than money market..consider this

 

 

agricultural land 1980's 1 hectare aprox 10,000 pesos now around 1m

commercial land 1980's 50 sqm for 10,000 too with rent will be worth around 2m if the land is worth around 40t now

stocks ur 10,000 will probably be 200,000 if you invested on smc shares

time deposits 10,000 will yield an average of 7% for 30 years net of taxes will amount to 76,000