Construction - Residential,commercial, Atbp.

[NASTYMERLIN27]

I WOULD JUST LIKE TO COMMENT ON THE RECENT BROUHAHA FOR THE CE BOARD EXAMS

 

 

UNLIKE THE OTHERS WHO AGREE THAT THERE SHOULD BE A RETAKE, MY TAKE ON THE ISSUE IS THAT I BELIEVE THEY SHOULD

HAVE JUST AGREED ON THE THE TERMS AS GIVEN BY THE REGULATION COMMISION...THE MORE NOISE THEY MAKE.. THE MORE ISSUES

AND PROBLEMS THAT THEY WILL CREATE.

 

AND I HOPE I HAVE MY SOURCES RIGHT..BUT IS SEEMS THAT 400+ EXAMINEES GOT TESTS 2 & 3 FLUIDS/ HYDRAULICS & FOUNDATION & STRUCTURAL ENGR. RESPECTIVELY ) GOT A PERFECT SCORE...WHICH IS WELL..I REALLY FIND STATISTICALLY IMPROBABLE TO SAY THE LEAST.

 

WELL...I SUPPOSE IF YOU GET CAUGHT YOU JUST HAVE TO FACE THE MUSIC...AND BESIDES..

 

TITLES WILL NOT MAKE YOU WHAT YOU ARE..IT IS THE ACTIONS THAT YOU DO

[NASTYMERLIN27]

AS THE YEAR WINDS DOWN TO IT'S LAST...I WOULD WANT TO COMMEND EVERYONE EITHER FREE OR IN CHAINS..WHO HAVE MADE SIGNIFICANT CONTRIBUTIONS TO LIFE AS IT IS HERE IN OUR COUNTRY..BUT LET ME MENTION ONLY ONE..DR. FE DEL MUNDO

 

 

ALL HAIL THE COUNTRY'S MASTERS & MUSE !!!!!

[BeNatural]

Dear NastyMerlin,

 

You advise please:

 

I bought a condo unit, just for the heck of it - suggested by my nanay. But to be honest I don't know the responsibilities attached to owning one. Could you brief me on this based on the following:

 

1. Its fully paid. I am supposed to get a TITLE for it right?

2. The developer told me its still on process? -- This has been for a year now....how long does it take to get that TITLE?

3. Before or After having such TITLE, do I need to pay some sort of annual Tax for that unit?

4. What other obligations that I should be aware of with regards to the unit?

 

Could you answer the same questions with regards to a HOUSE and LOT?

 

 

Thanks and many thanks.

[JWalker09]

Dear NastyMerlin,

 

You advise please:

 

I bought a condo unit, just for the heck of it - suggested by my nanay. But to be honest I don't know the responsibilities attached to owning one. Could you brief me on this based on the following:

 

1. Its fully paid. I am supposed to get a TITLE for it right?

2. The developer told me its still on process? -- This has been for a year now....how long does it take to get that TITLE?

3. Before or After having such TITLE, do I need to pay some sort of annual Tax for that unit?

4. What other obligations that I should be aware of with regards to the unit?

 

Could you answer the same questions with regards to a HOUSE and LOT?

 

 

Thanks and many thanks.

 

 

Hi BeNatural,

 

I am a licensed Real Estate Broker.

 

Would like to share info and answer your questions:

 

1.) Yes

2.) 4 months to one year. Maybe they have some sort of problem that is manageable and need not to worry coz this does takes time for the approval and paperworks to move. Most likely with some government agency regarding the development is at slow pace granting them approval unless the developer is willing to put some money under the table to fast-track their request with that particular government agency. Follow up mo lang sa developer yung CCT mo.

3.) You will get a CCT or Condominium Certificate of Title once you complete your full payments. If still on monthly amortization or term payment, they will just give you a deed of sale and later give you the CCT once you fully complete your payment.

 

You will pay taxes like Transfer tax, Registration fees, Documentary Stamps. Others payments include: association dues, joining fee, credit life insurance, eletric and water connection, unit plan, mortgage registration etc etc. Try asking for a computation of the unit especially the term payments with the developer. Sometimes developers have already divided the Other Charges to make it easier for buyers to pay by incorporating them to their monthly amortization than one time payment. Ex. Your monthly amortization is PhP 12,500 plus 1,300 for the other charges so you will pay the developer about 13,800 per month.

 

4.) Comply with the rules and regulation of the condo unit association once this is active, see the deed of restrictions given by the developer plus pay your monthly dues. If you have legal questions, ask a lawyer.

 

Note: once the unit is available and for turnover - you should inspect it and bring along a licensed structural or civil engineer with you on close inspection for cracks, sloppy work etc and never sign the turnover compliance at once. Read it and inspect everything from top to bottom of your unit.

 

That's all! If you got questions on house and lot, let me know!

Edited January 5, 2008 by JWalker09

[JWalker09]

Some developers can give you the CCT once you complete your full payment it has been changed hands from them to your name in 1 to 2 months time. Meron din kahit na hindi pa tapos yung structure meron nang CCT available or on process. Better t verify it with the developer.

[NASTYMERLIN27]

SORRY FOR THE LATE REPLY TO THOSE READING THIS THREAD.. ITS JUST THAT I HAVE QUITE BUSY THIS PAST FEW MONTHS

AS MOST OF US KNOW THAT DURING THIS TIME IN PARTICULAR..WHEN THE CALENDAR YEAR ENDS, AND SOON AFTER THE FISCAL CALENDAR

ENDS AND WILL SOON BEGIN..HOT MONEY FLOWS QUITE LIBERALLY ( SEE BUSINESS SECTION OF THE DAILIES )

 

AS PER ADVISE..THOSE ASKING CERTAIN QUESTIONS CONCERNING THE IMPLEMENTING POWERS OF THE HLURB

SUCH AS THAT FOR BP 220 & PD 957

 

 

1.What are the latest minimum design standards ?

 

Under BP 220

 

Minimum lot area

 

Single Detached - 72 sqm for economic housing;

64 sqm for socialized housing

 

Duplex/Single Attached - 54 sqm for economic housing;

48 sqm for socialized housing

 

Rowhouse - 36 sqm for economic housing;

32 sqm for socialized housing

 

Minimum floor area

 

22 sqm for economic housing; 18 sqm for socialized housing

 

 

Under PD 957

 

Minimum lot area

 

Single Detached - 120 sqm for open market housing;

100 sqm for medium cost housing

 

Duplex/Single Attached - 96 sqm for open market housing;

80 sqm for medium cost housing

 

Rowhouse - 60 sqm for open market housing;

50 sqm for medium cost housing

 

Minimum floor area

 

42 sqm for open market housing;

30 sqm for medium cost housing

 

 

What are the latest price ceilings?

The current price ceilings as set by the Housing and Urban Development Coordinating Council (HUDCC) are the following:

 

Socialized housing = PHP 300,000.00 and below;

 

Low Cost

- Level 1 = above PHP 300,000.00 to PHP 1,250, 000.00 (BP 220 standard);

- Level 2 = above PHP 1,250,000.00 to PHP 2,000,000.00 (PD 957 standard);

Medium cost = PHP 2,000,000.00 up to PHP 4,000,000.00;

Open Housing = above PHP 4,000,000.00

 

Are the revised IRRs for PD 957 and BP 220 already in effect?

 

The revised IRRs which were approved per Board Resolutions No. 699 and 700, Series of 2001 took effect last 06 May 2002.

Amendments approved per Board Resolution No. 725, Series of 2002 took effect on 26 July 2002.

 

How do we get copies of the new IRRs for PD 957 and BP 220?

 

Copies of the IRRs for PD 957 and BP 220 are available at the Rules and Standards Development Group, 2nd Floor of the HLURB Central Office, Kalayaan Avenue, Diliman, Quezon city. Requesting parties are charged P200 per copy to cover cost of printing.

 

Where can 20% compliance to balanced housing requirement be located?

 

The 20% socialized housing requirement can be located within the same city or municipality as the main project. In cases where this is not feasible,

the compliance project may be located in any city or municipality within the same region or in any city or municipality within the regions adjacent to it.

 

 

JUST KEEP ON POSTING EM QUESTIONS !!! :thumbsupsmiley:

[NASTYMERLIN27]

QUESTIONS CONCERNING HLURB TERMINOLOGY

 

What is a subdivision project?

 

Subdivision project refers to a parcel of land registered under Act No. 496 which is partitioned into individual lots for

residential, commercial, industrial or other purposes with or without improvements thereon, and offered for sale to the public.

 

What is a condominium project?

 

Condominium project refers to the entire parcel of real property divided or to be divided into condominium units

for residential, commercial, industrial or other purposes, including the structure thereon.

 

Can a chapel be constructed in open space reserved for parks and playgrounds?

 

No. Open space reserved for parks and playground is non-buildable and chapel as well as other subdivision’s facilities

may only be constructed in open space not reserved for parks and playground.

 

Can a Developer sell the subdivision’s open space?

 

No because subdivision’s open space is beyond the commerce of man.

 

Can an owner/developer of a subdivision project impose a height limitation on the house to be constructed therein?

 

Yes, in order to preserve the style and uniformity of project but height limitation should not be contrary to the

approved zoning ordinance the same will be deemed inoperative.

[jdm922]

Hello Sir,

 

i'm thingking about having a house built. however, my lot is only 200 sq. meters. the space seems to small to accomodate my needs if i built just a two-storey house. would it be better to construct a three-storey house in this lot or should i buy a bigger lot and contruct a two-storey house there?

[sniper69]

boss nasty, magtatanong lang sana. gusto ko sanang dimensions ng ground floor ko is 8m x 7m. gusto ko sana mejo mataas konti ang kisame ng ground floor at walang dibisyon sa ground floor para maaliwalas tingnan. sa second floor naman, ang magiging sahig ng second floor is semento din pati na exterior walls, bale ung division ng mga kwarto sa taas e wood na lang. ilang intermediate columns po ba kelangan sa 8ms and sa 7ms? pwede po bang maging crosswise lang ang crossbeams (tama ba tawag dun?) na tatawid ng area or kriskros pa din?

[NASTYMERLIN27]

ALL READERS OF THE THREAD!!!

 

I WOULD LIKE TO APOLOGIZE FOR MY LONG ABSENCE...

 

REST ASSURED THAT NASTYMERLIN27 IS STILL IN CIRCULATION, ALBEIT A BIT MORE

 

BUSY THAN BEFORE...

 

SO ANY QUERIES PLS DO NOT HESITATE TO ASK AND I WILL TRY TO ANSWER THEM THE SOONEST..

 

 

GODSPEED TO ALL!!

 

NASTYMERLIN27 :thumbsupsmiley:

[NASTYMERLIN27]

SORRY BUT ITS BEEN QUITE A WHILE INDEED :sleepysmiley03:

 

I HAD NOTED THAT SOME USUALLY HAVE QUESTIONS REGARDING SIZE AND THE RATIONALE BEHIND THE PD 927 &

BP220..SO LET MJE SOME QUOTE SOME BASICS :

 

Q )What are the latest minimum design standards ?

 

A )Under BP 220

 

Minimum lot area

 

Single Detached - 72 sqm for economic housing; 64 sqm for socialized housing

Duplex/Single Attached - 54 sqm for economic housing; 48 sqm for socialized housing

Rowhouse - 36 sqm for economic housing; 32 sqm for socialized housing

 

Minimum floor area

 

22 sqm for economic housing; 18 sqm for socialized housing

 

 

Under PD 957

 

Minimum lot area

 

Single Detached - 120 sqm for open market housing; 100 sqm for medium cost housing

Duplex/Single Attached - 96 sqm for open market housing; 80 sqm for medium cost housing

Rowhouse - 60 sqm for open market housing; 50 sqm for medium cost housing

 

Minimum floor area

 

42 sqm for open market housing; 30 sqm for medium cost housing

 

 

Q ) What are the latest price ceilings?

A ) The current price ceilings as set by the Housing and Urban Development Coordinating Council (HUDCC) are the following:

 

Socialized housing = PHP 300,000.00 and below;

Low Cost

- Level 1 = above PHP 300,000.00 to PHP 1,250, 000.00 (BP 220 standard);

- Level 2 = above PHP 1,250,000.00 to PHP 2,000,000.00 (PD 957 standard);

Medium cost = PHP 2,000,000.00 up to PHP 4,000,000.00;

Open Housing = above PHP 4,000,000.00

 

Q) Are the revised IRRs for PD 957 and BP 220 already in effect?

The revised IRRs which were approved per Board Resolutions No. 699 and 700, Series of 2001 took effect last 06 May 2002. Amendments approved per Board Resolution No. 725, Series of 2002 took effect on 26 July 2002.

 

Q) How do we get copies of the new IRRs for PD 957 and BP 220?

A) Copies of the IRRs for PD 957 and BP 220 are available at the Rules and Standards Development Group, 2nd Floor of the HLURB Central Office, Kalayaan Avenue, Diliman, Quezon city. Requesting parties are charged P200 per copy to cover cost of printing.

 

Q) Where can 20% compliance to balanced housing requirement be located?

A) The 20% socialized housing requirement can be located within the same city or municipality as the main project. In cases where this is not feasible, the compliance project may be located in any city or municipality within the same region or in any city or municipality within the regions adjacent to it.

 

 

KEEP THOSE QUESTIONS COMING FOLKS !!!

[NASTYMERLIN27]

MGA TANONG NA PANG-SUBDIVISION:

 

Q) What is a subdivision project?

 

A) Subdivision project refers to a parcel of land registered under Act No. 496 which is partitioned into individual lots for residential, commercial, industrial or other purposes with or without improvements thereon, and offered for sale to the public.

 

Q) What is a condominium project?

 

A) Condominium project refers to the entire parcel of real property divided or to be divided into condominium units for residential, commercial, industrial or other purposes, including the structure thereon.

 

Q) Can a chapel be constructed in open space reserved for parks and playgrounds?

 

A) No. Open space reserved for parks and playground is non-buildable and chapel as well as other subdivision’s facilities may only be constructed in open space not reserved for parks and playground. < AS YOU CAN SEE IT IS THE HOMEOWNERS ASSOCIATION THAT AT TIMES DECIDE ON THIS >

 

Q) Can a Developer sell the subdivision’s open space?

 

A) No because subdivision’s open space is beyond the commerce of man.

 

Q) Can an owner/developer of a subdivision project impose a height limitation on the house to be constructed therein?

 

A) Yes, in order to preserve the style and uniformity of project but height limitation should not be contrary to the approved zoning ordinance the same will be deemed inoperative. < IF YOU CAN REMEMBER IF YOU BACKREAD..THIS IS PART OF THE RESTRICTIVE CONTRACT THAT YOU SIGN WHEN YOU BUY THE PROEPRTY..PLS READ YOUR DOCUMENTS BEFORE HAND SO YOU WILL KNOW >

 

KEEP THOSE QUESTIONS COMING :thumbsupsmiley:

[NASTYMERLIN27]

MGA TANONG NA PANG-SUBDIVISION ULIT...

 

PARA MAS LALONG MAINTINDIHAN...

 

Q) Sino ang maaaring magtatag ng Homeowners’ Association?

A) Ang maaaring magtatag ng asosasyon ay mga nakatira sa subdivision na wala pang asosasyon at mga taong nais magakaroon ng bahay at lupa sa ilalim ng mga programang pabahay ng pamahalaan.

 

Q) Saan nagpapaparehistro ng Homeowners’ Association?

A) Ang asosasyon ay ipinarerehistro sa regional office ng HLURB na nakakasakop sa subdivision o lupang nais bilhin ng asosasyon.

 

Q) Ilan dapat ang bilang ng incorporators?

A) Ang bilang ng incorporators ay hindi dapat bababa sa lima at hindi hihigit sa labinglima.

 

Q) Ilan dapat ang bilang ng directors?

A) Ang bilang ng directors ay hindi dapat bababa sa lima at hindi hihigit sa labinglima.

 

Q) Ilan dapat ang bilang ng mga kasapi ng isang asosasyon?

A) Sa mga asososyon sa subdivision, walang limitasyon ang dami ng miyembro. Sa mga asosasyon ng mga mangungutang sa CMP, ang bilang ng miyembro ay hindi dapat lalampas sa tatlong daan.

 

Q) Bakit inirerehistro ang isang asosasyon?

A) Inirerehistro ang isang asosasyon upang ito ay magkaroon ng juridical personality na iba sa mga opisyales at kasapi nito.

 

Q) Ilan dapat ang bilang ng directors o trustee?

A) Ang bilang ng directors o trustees ay hindi dapat bababa sa lima at hindi hihigit sa labinglima katao.

 

Q) Sapilitan ba ang pagpapatala ng isang asosasyon?

A) Sa mga subdivision, ang pagpapatala ng asosasyon ay hindi sapilitan ngunit sa mga nais mapasailalim ng CMP, ito ay kailangan dahil hindi sila pauutangin kung hindi sila rehistrado.

 

Q) Ano ba ang alituntunin tungkol sa pangalan ng asosasyon?

A) Ang pangalan ng isang asosasyon ay hindi dapat kasingtulad, kasing tunog o kasing hawig ng isang asosasyon na nakatala o nakarehistro na. Ito ay para maiwasan ang pagkalito ng mga tao kung aling asosasyon ang kanilang kaharap o kausap.

 

Q) Ano ang nilalaman ng Articles of Incorporation?

A) Ang nilalaman ng Articles of Incorporation ay ang mga sumusunod:

 

Pangalan ng asosasyon

Pakay ng pagtatag ng asosasyon

Lugar ng opisina ng asosasyon na dapat ay nasa Pilipinas

Tagal ng buhay ng asosasyon

Mga pangalan, nationalities at tirahan ng mga incorporators

Bilang ng mga directors o trustees

Bilang ng kapital, ng mga pangalan, nationalities at tirahan ng mga nag-ambag at kung magkano ang inambag ng bawa’t isa

Iba pang mga bagay na hindi labag sa batas na mahalaga sa pagkakaalam ng mga incorporators

 

Q) Ano ang mga dapat na nilalaman ng By-Laws?

A) Ang mga dapat na nakasaad sa By-Laws ay ang mga sumusunod:

 

Lugar, oras at paraan ng pagtawag at pagdaos ng pulong ng mga directors o trustees

Lugar, oras at paraan ng pagtawag at pagdaos ng pangkalahatang pulong

Kinakailangang dami o bilang ng dadalo sa mga pulong at halalan

Paraan ng proxies at paraan ng pagboto ng proxy

Qualifications at disqualifications, tungkulin at pabuya sa mga directors o trustees

Araw ng halalan at paraan ng pagbigay ng paalala o pagtawag ng halalan

Paraan ng paghalal o pagtalaga at tagal ng panunungkulan ng mga director o trustees at mga opisyales

Mga parusa sa paglabag ng mga alituntunin o By-Laws

Mga bagay na mahalaga at kanais-nais para sa asosasyon

 

Q) Ano ba ang mga kapangyarihan o maaaring gawin ng isang asosasyon?

A) Ang mga maaaring gawin ng isang asosasyon ay ang mga sumusunod:

 

Maghabla at ihabla sa ilalim ng pangalan ng asosasyon

Ang magmana sa ilalim ng pangalan ng asosasyon habang ito ay hindi pa nabubuwag

Gumamit ng selyo ng isang korporasyon o asosasyon

Pagsusog ng Articles of Incorporation ayon sa Batas Pambansa Bilang 68

Paggawa ng By-Laws na hindi taliwas sa batas, kagandahang asal, polisiya ng publiko at ang pagsususog nito

Tumanggap, bumili, mamigay, umupa, o humawak ng ari-arian ng sang ayon sa batas

Makipag-isa o sumapi sa ibang asosasyon upang makabuo ng isang asosasyon

Mamigay ng mga ari-arian ng asosasyon

Tumanggap ng mga kasapi

Gawing ang mga bagay na ikakatupad ng hangaring ng asosasyon na nakasaad sa Articles of Incorporation na hindi labag sa batas

 

Q) Ano ang hindi maaaring gawin ng isang asosasyon?

A) Ang isang asosasyon ay hindi maaaring magkaroon o gumawa ng anumang karapatan maliban sa mga ibinibigay dito ng batas at ng Articles of Incorporation at mga kaakibat ng mga kapangyarihang sasabi.

 

Q) Gaano katagal ang buhay ng isang asosasyon?

A) Ang asosasyon ay maaaring tumagal ng limampung taon, maliban na lang kung ito ay bibigyan pa ng karagdagang panahon o babawasan sa pamamagitan ng pagsusog ng Articles of Incorporation o pagdissolve o pagbuwag nito ng mga opisyales at kasapi nito o ng pamahalaan/HLURB.

 

Q) Kailan nagsisimula ang buhay ng isang asosasyon?

A) Ang asosasyon ay nagkakaroon ng buhay mula sa araw na ito ay mabigyan ng Certificate of Registration.

 

Q) Sino ang nag-aapruba ng mga amiyenda sa Articles of Incorporation at By-Laws?

A) Ang majority ng board of directors o trustees ang unang nag-aapruba ng anumang amiyenda sa mga provisions ng Articles of Incorporation at By-Laws at pinagtitibay ito sa pamamagitan ng isang Board Resolution. Pagkatapos, ito ay ipapaapruba sa two-thirds o majority ng mga miyembro ng asosasyon.

 

Q) Kailan nagkakabisa ang mga inamiyendahan sa Articles of Incorporation at By-Laws?

A) Ang Amended Articles of Incorporation at By-Laws ay nagkakabisa sa araw na ito ay maaprubahan ng HLURB at mabigyan ng Certificate of Filing of Amended Articles of Incorporation and By-Laws kapag naisumite lahat ng requirements ng opisina at ang mga amendments ay di labag sa batas.

 

Q) Ano ang obligasyon ng asosasyon sa HLURB pagkatapos na ito ay mairehistro?

A) Ang asosasyon ay dapat magsumite sa HLURB ng reportorial requirements ukol sa resulta ng eleksyon ng mga directors at officers at estadong pinansyal ng asosasyon kada taon, depende sa termino ng mga opisyales. Dapat ding patatakan ang mga libro ng asosasyon sa HLURB.

 

Q) Ano ang epekto kapag ang isang asososasyon ay hindi nakarehistro?

A) Kapag ang isang asosasyon ay hindi nakarehistro at ginagampanan at nag-ooperate sya na gamit ang karapatan at pribilehiyo ng isang rehistradong asosasyon, ang mga opisyales at miyembro nito ang personal na mananagot sa mga obligasyon at mga paglabag sa batas ng nasabing de facto association.

 

 

KUNG MERON PA KAYONG MGA TANONG..PAKI POSTE NA LAMANG SA PITAK NA ITO :headsetsmiley:

[veamucho]

MGA TANONG NA PANG-SUBDIVISION ULIT...

 

PARA MAS LALONG MAINTINDIHAN...

 

Q) Sino ang maaaring magtatag ng Homeowners’ Association?

A) Ang maaaring magtatag ng asosasyon ay mga nakatira sa subdivision na wala pang asosasyon at mga taong nais magakaroon ng bahay at lupa sa ilalim ng mga programang pabahay ng pamahalaan.

 

 

KUNG MERON PA KAYONG MGA TANONG..PAKI POSTE NA LAMANG SA PITAK NA ITO :headsetsmiley:

 

sir, nice posts...

 

tanong ko lang po kung meron din kayong FAQs tungkol sa mga condos...

 

thanks...

[biggyprox]

i'll be entertaining your questions too, I'm a licensed architect so as much as i can help just posts your questions and i'll see to it i could answer itto the best of my abilities.