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Utang


lomex32

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  • 2 weeks later...

Wag ugaliing mangutang sa multiple loan apps.Masarap dahil kapag nakabuild kana ng credit line, sobrang madali na re-loan. Pero nakakaadik Lalo na kapag kailangan mo ng Pera, it is just a few clicks away. Don't make it a habit... Yung lang

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  • 2 months later...
  • 2 weeks later...

Hindi ako umuutang. Pero napaka-thankful ko sa mga taong tumulong at nagtiwala sa aking mga magulang at tagapag-alaga na magpahiram ng pera noong mga panahong walang-wala kami. Salamat sa Diyos at naging instrumento sila upang makarating kami sa kung nasaan kami ngayon. Mas pagpalain at pag-ingatan nawa sila.

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Personally bihira ako umutang at magpautang only if need lang talaga and only small amounts.

If mag papautang:
either family lang or super close friends, and for the most part unless I really need the money at a certain time binibigay ko nalang instead rather than sabihing utang.

If uutang naman ako:
Doon din sa kilala ko lang talaga and I make sure na bayad siya within 1-2 weeks kasi normally nangyayari lang naman due to unexpected bills or emergency tapos di ko ma withdraw funds ko like banking apps happen to also be down. Sinisigurado ko din na ako na mismo nag papatong ng 10-20% na higit pa sa inutang ko. Kaya ayun siguro kaya never ako na addict na umutang ng umutang kasi malaki din yun kung 5K hihiramin ko ako mismo mag babalik ako 6K kahit 1-2 weeks lang. Good part is walang ayaw mag pautang sa akin kasi alam nilang parang investment yun na sure na tutubo.

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