francis2014 Posted May 15, 2016 Share Posted May 15, 2016 Credit Cards only. Hindi ako nagpapautang. Madalas kasi hindi nagbabayad or pahirapan sumingil. Quote Link to comment
MTC Hunter Posted May 16, 2016 Share Posted May 16, 2016 Housing loan and salary loan only Quote Link to comment
Vincent Durden Posted May 17, 2016 Share Posted May 17, 2016 Friends or family: Never. I hate giving control or leverage to other people.Bank: No. Mahirap i-compute yung economic value ng isang bagay kapag per month mo binabayaran. I prefer to always pay in full cash para ramdam yung burn sa wallet mo. Quote Link to comment
DorkVader Posted May 17, 2016 Share Posted May 17, 2016 I borrow from institutions only. Hindi ko kaya umutang sa family and friends. Kung hindi Lang Kailangan magestablish ng credit history, baka hindi pa ako umutang. Mabilis ako magpautang naman. Quote Link to comment
Mangoose Posted May 30, 2016 Share Posted May 30, 2016 Ayoko na ng utang mahirap na macollection mablack list pa me Quote Link to comment
baMbee🐝 Posted May 30, 2016 Share Posted May 30, 2016 Nakakahiyang umutang sa friends or family.Utang ko would be sa credit card. Bills if not paid early.Gastos are coming from clothes, school or travel. Quote Link to comment
RED2018 Posted May 31, 2016 Share Posted May 31, 2016 ang utang, in any form, ay dapat bayaran...nagpapautang lang ako sa mga tunay na nangangailangan at marunong magbayad...umuutang din naman ako for investments and important loans only 1 Quote Link to comment
johannlucas Posted May 31, 2016 Share Posted May 31, 2016 Anghel silang lalapit sa iyo para mangutang.Pero kapag sinisingil mo na sila,Nagiging DEMONYO na ang mga PUT TONGUE IN A!! Quote Link to comment
docpepin Posted May 31, 2016 Share Posted May 31, 2016 Pautang lang kung pangnenegosyo at may interest pati, sa iba ay bigay na lang as tulong kung nangangailangan. Ang hirap kaya maningil. Quote Link to comment
docpepin Posted June 5, 2016 Share Posted June 5, 2016 Wala ako utang sa ngayon. Mainam na yun kahit di mo mabili gusto mo kaaagad at matinding ipon mode kung meron pagkakagastusan. Iba pa rin ang pakiramdam ng malaya ka sa utang. Quote Link to comment
Maki8 Posted June 28, 2016 Share Posted June 28, 2016 credit card. sometimes sa BUmBay! Quote Link to comment
-DELETED- Posted June 28, 2016 Share Posted June 28, 2016 Already loaned out more or less 500k. Much bigger than my cash on hand so I'm somehow going to be broke soon. Excluding lend outs to families. Wag kayo mag pautang kung kakailanganin nyo rin kagad yung pera, mahirap maningil baka mag away pa kayo ng pinautang mo. Hahahaha while I do have my own liabilities, Utang sa credit card at pag same yung cash and installment price ng mga high value items na bibilhin ko. Quote Link to comment
MRROUGHSEX Posted July 1, 2016 Share Posted July 1, 2016 PUT TONGUE IN A!! Ayost to pre! Saucy dating tapos raunchy pa haha. Quote Link to comment
camus Posted July 3, 2016 Share Posted July 3, 2016 It's okay to borrow, if you can pay and you follow the agreement. Cultivate a reputation of honor. If you are having trouble, don't run away from your creditor, that's the worst thing to do. If masira pangalan mo, word will spread and you can never borrow again from anyone. Talk to your creditor, try to work out a new agreement. If your creditor sees you are honorable and sincere, most likely he will agree to a new arrangement (also because it's better than nothing). Quote Link to comment
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