Bugatti Veyron Posted May 16, 2015 Share Posted May 16, 2015 I don't believe in lending money because I know I won't get paid back. Sometimes, I just donate money to people in need without expecting anything in return. 1 Quote Link to comment
viii Posted May 21, 2015 Share Posted May 21, 2015 Dami na thera nangutang sakin. Ok lang investment.eto ang magandang business model Quote Link to comment
glut_func Posted May 23, 2015 Share Posted May 23, 2015 sa totoo lang, malaki din ang advantage ng pagiging madamot tsaka kuripot Quote Link to comment
garisky Posted July 29, 2015 Share Posted July 29, 2015 Mortgage - 15 years to pay, credit cards and store cards. Quote Link to comment
Dasmagurl Posted July 29, 2015 Share Posted July 29, 2015 Dami ko pautang sa mga friends ko,... Till now wlng byran ... Dami ko nmn utang sa mga siblings ko Quote Link to comment
agxo3 Posted September 6, 2015 Share Posted September 6, 2015 I only borrow money from banks. Not friends or family. And I never lend money to friends or family. Best way to poison a relationship is to lend money. Credit cards - pay them off every month. You get to use their money for a month interest-free. My latest car - 0% interest - so I get to use their money interest-free for my investments. Only other debt I have is my home mortgage. Tax decuctible interest payments, and lower interest rate than what I can earn from investments, so I still come out ahead. nothing wrong with debt if you manage it carefully. 1 Quote Link to comment
omega2959 Posted September 7, 2015 Share Posted September 7, 2015 mahirap magpautang Quote Link to comment
MRROUGHSEX Posted September 7, 2015 Share Posted September 7, 2015 (edited) When you are lending money to someone, approach it as donation. This means you only lend to people where you agree to donate the money. Two examples. First, I had a neighbor whose child got hospitalized. I didn't bother asking for the money back because I know they won't have capacity to pay back. Another is to my ex whose nephew died and her tita asked her to reach out to me to help pay for the funeral services. Otherwise, my response to people who asks for utang is to apply for credit card. Btw, since my ex' tita don't have money and my ex guaranteed the payment and she couldn't come up with the money, she suggested to pay it "In kind". This was fine by me. :D Edited September 7, 2015 by MRROUGHSEX Quote Link to comment
omega2959 Posted September 7, 2015 Share Posted September 7, 2015 When you are lending money to someone, approach it as donation. This means you only lend to people where you agree to donate the money. Two examples. First, I had a neighbor whose child got hospitalized. I didn't bother asking for the money back because I know they won't have capacity to pay back. Another is to my ex whose nephew died and her tita asked her to reach out to me to help pay for the funeral services. Otherwise, my response to people who asks for utang is to apply for credit card. Btw, since my ex' tita don't have money and my ex guaranteed the payment and she couldn't come up with the money, she suggested to pay it "In kind". This was fine by me. :D lugi ata ex mo dun sa bayad sa utang based on your handle name. hehehe! good concept yun regarding lending money ah Quote Link to comment
r35gtr Posted September 10, 2015 Share Posted September 10, 2015 Life indeed may be tough and sometimes we can be bountiful.... On such times.... Kanino ka umuutang?1. Credit Cards2. Bank3. Parents4. Siblings Kanino ka rin nagpapautang?1. Siblings2. Officemates If uutang ako, always sa proper institution. ayaw ko masira ang friendship ko with people. I would feel verybad pag tinanggihan ako pag lumapit ako para mangutang. Utang na lang ako Banko or even pawnshop. Kung kanino ako nagpapautang? sa mga friends ko, I tell them to pay me when they can. sa mga pinautang ako 30 percent lang ang nagbayad, ang iba nagbayad sa umpisa then nawala na lang. sa magagandang babae di ako nagpapautang, nagbibigay na lang ako . daya noh? para ganun talaga ako eh Quote Link to comment
omega2959 Posted September 10, 2015 Share Posted September 10, 2015 If uutang ako, always sa proper institution. ayaw ko masira ang friendship ko with people. I would feel verybad pag tinanggihan ako pag lumapit ako para mangutang. Utang na lang ako Banko or even pawnshop. Kung kanino ako nagpapautang? sa mga friends ko, I tell them to pay me when they can. sa mga pinautang ako 30 percent lang ang nagbayad, ang iba nagbayad sa umpisa then nawala na lang. sa magagandang babae di ako nagpapautang, nagbibigay na lang ako . daya noh? para ganun talaga ako eh mas hindi kasi masakit pag magandang babae ang pinautang mo. hehehe! Quote Link to comment
HomoLove Posted October 2, 2015 Share Posted October 2, 2015 maraming nangutang sa akin na hindi pa nagbabayad Quote Link to comment
Mr. Gatsby Posted May 14, 2016 Share Posted May 14, 2016 The worst part of lending money to someone is not knowing when will he/she pay it. Lend responsibly Quote Link to comment
tonyroma Posted May 15, 2016 Share Posted May 15, 2016 Mas malala yung uutang para sa pangangailangan tas kita mo later panay din ang good time at bago gamit hindi ka pa nababayaran. The worst part of lending money to someone is not knowing when will he/she pay it. Lend responsibly Quote Link to comment
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