Unit Investment Trust Funds (uitf)

[paysek]

Hi I'm newbie here. After reading your post, I got interested to invest in UITF peso balanced fund.

My question is which local bank gives better rate based on 2nd quarter performance. Pls specify roughtly the rate

of each bank. Thanks in advance....

[wek1012]

may upcoming correction b para s equity?

[Dr_PepPeR]

Hi I'm newbie here. After reading your post, I got interested to invest in UITF peso balanced fund.

My question is which local bank gives better rate based on 2nd quarter performance. Pls specify roughtly the rate

of each bank. Thanks in advance....

 

You might have to look at the NAVPU charts. I only see YTD ROI as an 'apples to apples' comparison. You can try looking at your target bank's website as they usually have their UITF data there, or you could call their trust department (retail group) and just do a survey.

[anarkista]

Hi I'm newbie here. After reading your post, I got interested to invest in UITF peso balanced fund.

My question is which local bank gives better rate based on 2nd quarter performance. Pls specify roughtly the rate

of each bank. Thanks in advance....

 

you may also try visiting www.uitf.com.ph. i don't know how accurate their data are but i found them useful when i started out with UITFs. they have consolidated infos on the NAVPUs and history of banks offering UITFs.

[paysek]

ok.. noted with thanksok.. noted with thanks

[RealEstateMan]

So are you a Registered Financial Planner or a Licensed Stock Broker?

 

 

 

hello everyone!

 

It's interesting to find this thread in MTC. Anyway, I am an Investment professional in one of the reputable trust institutions and a Finance professor in one of the top universities here in the country. I suggest that we get to organize something similar to Entrepreneur's "Networking Night" where people interested in investing can get together and learn more about investing and managing their personal finances.

 

What do you guys think? Those willing to participate in organizing please express your intentions through this thread or perhaps open an new thread. I am volunteering my services by providing "CONTENT" for the seminar... this will include guest speakers.

[valjean]

Dr. Pepper,

 

Can you give an assessment of the future of UITF navpu's taking into consideration the BSP's recent moves on the interest rate? I noticed UITF (bond based) suddenly spiked a couple of days ago. Is this uptick sustainable?

 

Salamat po.

[Dr_PepPeR]

Dr. Pepper,

 

Can you give an assessment of the future of UITF navpu's taking into consideration the BSP's recent moves on the interest rate? I noticed UITF (bond based) suddenly spiked a couple of days ago. Is this uptick sustainable?

 

Salamat po.

 

I believe it is. With the recent lowering of the SDA rates, it seems the intent of the BSP is to keep interest rates down, so the UITFs which have long term FXTNs or bonds will benefit from the increase in the market value of those instruments. Loans, while encouraged by the BSP, has not really been availed by the commercial sector even if rates are lower now. So not much choices really on where to put your pesos. I'd say the best bet is on equity or balanced UITFs now, which I think will still outperform the fixed income UITFs.

[bikerider]

I believe it is. With the recent lowering of the SDA rates, it seems the intent of the BSP is to keep interest rates down, so the UITFs which have long term FXTNs or bonds will benefit from the increase in the market value of those instruments. Loans, while encouraged by the BSP, has not really been availed by the commercial sector even if rates are lower now. So not much choices really on where to put your pesos. I'd say the best bet is on equity or balanced UITFs now, which I think will still outperform the fixed income UITFs.

 

I totally agree. However, what do you think is the outlook on local stocks? As it is now, we are experiencing record highs, how long will this continue?

[Dr_PepPeR]

I totally agree. However, what do you think is the outlook on local stocks? As it is now, we are experiencing record highs, how long will this continue?

 

Local stocks, even now, will still be a good place to go for the next new months. Fixed income rates are neutral, inflation is benign, loan rates are down, nowhere to go. IPOs will be very attractive.

[valjean]

Thanks a lot for your words of wisdom Dr Pepper.

[Dr_PepPeR]

Thanks a lot for your words of wisdom Dr Pepper.

 

A bit of a caveat here. I am neither a financial analyst or economics expert so you may take what I post here with a grain of salt. I can only vouch for what I post about UITFs operations and regulations. I do wish the experts would chime in and post their opinions here, thanks.

[freeman]

UITFS just dived last friday, even lower than the rates 2 months ago? will it recover soon, slide more or what?

[Dr_PepPeR]

UITFS just dived last friday, even lower than the rates 2 months ago? will it recover soon, slide more or what?

 

Are you referring to fixed income UITFs? I think it will go sideways in the meantime but if interest rates are still low, then they should start creeping up soon. The best performers are still the balanced and equity UITFs. There isn't a whole lot of confidence yet in UITFs but if you take a look at the RTBs, while the three-year tenor is doing alright, the same can't be said for the five-year tenor. Looks like the tendency of the investors is still short-term, and the SDA rates are still competitive enough.

[G.I.]

Doc Pep,

 

Are all banks OFFER NAVPU different than their current market value? Why is this so. Please enlighthen.

 

I have tried two banks (equity funds) and their OFFER NAVPU is way higher by 2% than their current NAVPU. So in effect you are charged an additional 2%.

 

Regards